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Guide to government family benefit payments

Young Australian family sitting outside their home

NOTE: Australia has a new child care package. On July 2, 2018, the Child Care Subsidy replaced the Child Care Benefit and Child Care Rebate. Read our article on the Australian Government’s New Child Care Package and how it affects you.

In Australia, the Federal Government offers a number of payments to parents and families — some are one-off payments following the birth of a child while others are ongoing payments to support families or help with the cost of child care.

It can be pretty confusing trying to get your head around the many payments available.

You then have to work out whether you are eligible for them and if so, how much you are likely to receive.

Here is our quick guide to Government family benefit payments in Australia. Hope it helps!

Newborn Upfront Payment and Newborn Supplement

This payment was introduced after the Baby Bonus was scrapped in March 2014. It is paid following the birth or adoption of a child.

To be eligible for newborn payments you must:

  • have a baby or adopt a child on or after March 1, 2014
  • be eligible for Family Tax Benefit Part A
  • not be receiving Parental Leave Pay for the same child

The Newborn Upfront Payment is a lump sum of $550 (amount correct as of July 2018). It is not taxable and it is paid for each child that comes into your care.

The Newborn Supplement depends on your income and how many children you have. The maximum amount is $1649.83 for your first child and $550.55 for subsequent children (amount correct as of July 2018).

How you receive your Newborn Upfront Payment and Newborn Supplement depends on how you choose to receive Family Tax Benefit Part A – eg. fortnightly or as a lump sum at the end of the financial year.

Parental Leave Pay

Eligible parents can receive up to 18 weeks of pay at the minimum wage — to help them take time off work following the birth or adoption of a baby.

To be eligible for Parental Leave Pay you must:

  • be the primary carer of a newborn or recently adopted child
  • have worked 10 of the 13 months before the birth or adoption of your child, and
    330 hours in that 10 month period (just more than one day a week) with no more than an 8-week gap between two consecutive working days
  • meet the Paid Parental Leave income test
  • be on leave or not working from the time you become your child’s primary carer until the end of your Paid Parental Leave period

Parental Leave Pay is currently $719.35 a week before tax for a maximum of 18 weeks (amount correct as of July 2018). It is a taxable payment – which means it may affect your existing family assistance entitlements, child support arrangements and tax obligations. Parental Leave Pay can be paid by your employer or directly from the government.

You do not need to be working full time to be eligible for Parental Leave Pay.

The scheme provides you with Parental Leave Pay but does not give you an entitlement to leave. You need to work out your maternity leave entitlements with your employer — try to give them at least 10 weeks’ notice.

READ: More information about Parental Leave Pay and the eligibility criteria

Dad and Partner Pay

Dads or partners may be eligible for two weeks of government-funded pay after the birth of a new baby or the adoption of a child.

To be eligible for Dad and Partner Pay you must:

  • provide care for a newborn or recently adopted child
  • meet an income test
  • have worked at least 10 of the 13 months before the date your Dad and Partner Pay period starts, and 330 hours in that 10 month period (just more than a day a week) with no more than an 8 week gap between two consecutive working days
  • be on unpaid leave or not working while getting the payment
  • make a claim within 52 weeks of the child’s birth or adoption

Dad and Partner Pay is $719.35 a week before tax (correct as of July 2018). The government pays the money into your bank account in one installment after your child is born and your claim is finalised.

There is an exception to the work test if a premature birth prevented you from meeting it.

Dad and Partner Pay does not change your leave entitlements. Check with your boss as to what leave you’re entitled to — if you’ve worked for them for at least 12 months, you should be entitled to unpaid parental leave under the Fair Work Act 2009.

Family Tax Benefit

This ongoing payment is to help with the cost of raising children. It has two parts — Family Tax Benefit Part A and Part B.

To be eligible for Family Tax Benefit you must:

  • have a dependent child or secondary student aged under 20 not receiving a pension, payment, or benefit such as Youth Allowance
  • provide care for the child for at least 35 per cent of the time
  • meet an income test

Family Tax Benefit Part A is paid for each child. The amount you get is based on your family’s income, the number of children you have and how old they are.

You may be eligible for Family Tax Benefit Part A if you have a dependent child who is:

  • aged 0-15 years
  • aged 16–19 years, paid until the end of the calendar year in which they turn 19, and undertaking full-time education or training in an approved course leading towards a Year 12 or equivalent qualification with an acceptable study load, or has been granted an exemption from education or training requirements

You should contact the Family Assistance Office to find out exactly how much your family will receive in Family Tax Benefit Part A. You will need to estimate your income — if you’re close to the cut-off amount then it might be best to wait until the end of the financial year once your actual is known. You’ll then receive a lump sum payment.

Family Tax Benefit Part B is an extra payment for single parents, non-parent carers and couples with one main income — where one parent stays at home to care for a child full-time or only earns a small income. This payment is income tested.

You may be eligible for Family Tax Benefit Part B if:

  • you are part of a couple and you care for a dependent child aged 12 years or younger at least 35 per cent of the time.
  • you are a single parent, grandparent carer or great-grand parent carer and you care for a child at least 35 per cent of the time and that child is either: 1. younger than 16 years of age or 2. a dependent full-time secondary student up until the end of the calendar year in which they turn 18

You cannot receive Family Tax Benefit Part B while you’re receiving Parental Leave Pay.

Child Care Subsidy

The Child Care Subsidy helps parents with costs for approved child care. The subsidy is paid directly to the child care service provider.

To be eligible for the Child Care Subsidy you must:

  • care for a child 13 years or younger (and not in secondary school, unless an exemption applies)
  • use an approved child care service
  • be responsible for paying the child care fees
  • meet residency and immunisation requirements

A family’s level of subsidy is determined by three things:

  • combined family income.
  • an activity test.
  • the type of service being accessed.

The Combined Family Income is how the government determines how much of your child care costs it will cover. The lower the family income, the higher the percentage they will cover.

To receive the Child Care Subsidy families must meet an activity test. The number of subsided hours you’re able to access will depend on the number of hours you work each fortnight. Both parents must meet the activity test – and in circumstances where one parent works less than the other, the subsidy will be based on the parent who works the least. Families earning $66,958 or less (amount correct as of July 2018) a year can access up to 24 hours of care a fortnight without having to meet the ‘activity test’.

There is a cap on the hourly rate that the government will subsidise. The cap is different depending on the type of service.

  • For centre-based day care (long day care and occasional care) the cap is $11.77 an hour (amount correct as of July 2018).
  • For Family Day Care the cap is $10.90 an hour (amount correct as of July 2018).
  • For Outside School Hours care (before, after and vacation care) the cap is $10.29 an hour (amount correct as of July 2018).

Schoolkids Bonus

The Schoolkids Bonus was phased out in 2016.

Parenting Payment

Parenting Payment is an income support payment for parents or guardians to help with the cost of raising children.

To be eligible for Parenting Payment you must:

  • single and care for a child under 8, or
  • have a partner and care for a child under 6
  • meet an income and assets test

Only one parent or guardian can receive the payment and the amount of Parenting Payment you get depends on the income and assets of both you and your partner (if you have one).

If you qualify for Parenting Payment, you may also be entitled to other payments and services, such as:

  • Clean Energy Advance
  • Energy Supplement
  • Health Care Card
  • Helping Young Parents
  • Jobs, Education and Training Child Care Fee Assistance
  • Telephone Allowance

——————————————————————

This article is intended as a general guide to Government family benefit payments in Australia. To check your eligibility based on your own circumstances contact the Department of Human Services.

Image credit: leaf/123RF Stock Photo

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318 comments so far -

  1. Having a baby in September this year. Wife earns 105k and I earn 83k. We will be surviving on only mine and with expenses and rent will only have around $50 to our names at the end of every week. If there any payments or assistance for us or should I just not bother.

    • Hi Dane. Congrats on the pregnancy. Very exciting times ahead!

      If your wife is working she may be eligible for Parental Leave Pay. It is worked out on her income only and the cut-off is $150,000 a year. There are other criteria too of course but you can find out more in this article: https://www.bubhub.com.au/hubbub-blog/paid-parental-leave-pay-australia/

      If you take time off work when the baby is born you should be eligible for two weeks of pay from the Government (at minimum wage) – this is Dad and Partner Pay.

      You should also be eligible for some Family Tax Benefit A while your wife is not working. When her Parental Leave Pay period is over she should also be able to receive some Family Tax Benefit B.

      Hope this helps. Definitely check out all these options. You can start the application process before your baby is born but you’ll need to finalise it afterwards, with the Proof of Birth form that you’ve receive from the hospital.

      All the best!

      — follow us on Facebook https://www.facebook.com/bubhub to stay in touch with all things pregnancy and parenting —

  2. Hi, I need to know, what payments will I receive if a sibling who’s turned 18 decides to live with the other parent ??

    • Hi KB. Thanks for your question. I’m not sure exactly how to answer it though, unfortunately, without more information. Is the 18 year old your sibling or your child?

      A parent can receive Family Tax Benefit A for a child until the end of the year they turn 19 years – provided the child is in Full-Time Secondary Study. The child has to live with this parent for at least 35 per cent of the time to meet this requirement. There are other criteria too – income requirements etc.

      Sorry if that doesn’t answer your question. Feel free to come back with more info if you like. Thanks!

  3. Hi guys I’m just wondering if I could get Parenting Payment from centrelink while I’m on unpaid maternity leave?
    I went back to work for a few weeks after my 18 weeks parental leave and I’m having a hard time to cope with job and bub.
    Im thinking to take a few months off until he is over a year old.
    Thanks for your time.

    • Hi Elle, Thanks for reading and thanks for your question. Congrats on your new little baby!

      To be honest, I’m not really sure. I don’t know a lot about Parenting Payment.

      I would think that if you meet all the eligibility criteria – then you should be able to receive it. It is income-tested so as long as you’re not receiving any other income (and you meet the other criteria) I don’t see why you shouldn’t receive it (but I don’t know this for sure).

      I’d definitely be looking into it further though, if I were you.

      Sorry I coudn’t be of more help. If you do find out more information I’d love to know what the answer is so that I can help others in your situation.

      Thanks!

  4. Dear Team,

    I am 23 years old with 2 kids, twins aged 2 years. my husband works. he is 26. His annual salary is 48394. i just have 394 as interest income. Could you guide me to the type of benefits and the amounts that i am eligible. I am unable to figure them out from the human services website. I havent used centrelinks till date and we are both Australians.

    • Hi Nat! Thanks for reading and thanks for your question. Based on what you’ve told us – I would say that you would be eligible for Family Tax Benefit and Child Care benefits too (if you use child care).

      As you’re a Single Income family you should be eligible for Family Tax A and B – and there’s also a one-off $300 a year payment for single income families that you may be eligible for as well.

      You might also want to look into Parenting Payment. You might not be eligible for this but you should definitely look into it, just in case. I’m not exactly sure of what the income cut-off is – and it depends on quite a few things that you will have to tell them (like whether you rent or own your home etc). You might also be eligible for a Health Care Card – which is worth investigating.

      If you get in quickly before the end of the year you will be able to put in a claim for Family Tax Benefit for the last financial year too – and receive any Family Tax you were eligible for in 2016-17 financial year. If you leave it till after June you will miss out on this.

      Hope this helps! All the best x

  5. Hi, I’d appreciate your help on the following question. I’m a self-employed single parent of two children over 8 and under 15. Do you know if the procedure for applying for FTB is the same as if I was employed or do I have to go into Centrelink to complete other forms? What is the ongoing reporting requirement when you’re self-employed. Many thanks for your help.

    • Hi Kris! Thanks for your question. I hope I can help somewhat. I am fairly sure that the form is the same – what they ask for is your estimated income for the year. You don’t have to regularly report this during the year – you just have to make sure your ‘estimated income’ is as accurate as possible and if anything, it should be higher than expected rather than lower (or you may end up having to pay some back).

      At the end of the financial year – Centrelink will look at your estimated income alongside your actual income and will balance it all up for you (so if you’ve overestimated you may receive some backpay)

      If I was you I would have a look at this table on this page to see how much you may be eligible to receive based on your income and the ages of your children: https://www.humanservices.gov.au/individuals/enablers/income-test-family-tax-benefit-part

      If your income is close to the cut-off you can opt to receive family Tax benefit as a one-off lump sun payment at the end of the financial year. All you have to do is put in your claim at the end of the financial year – once you’ve done your tax and know your exact income.

      Hope this helps! All the best!

  6. Morning, am hoping you can clarify a query for me.

    Is it true that your not entitled to neither the PPL-18 weeks or the baby bonus if your combined income is at $150k in the financial year before the baby arrives? I am due mid August. Thanking you in advance..

    • Hi Kat – congrats on your pregnancy.

      For the Paid Parental Leave you only based it on your individual income – not the combined family income. So if you earn under $150k you will be right to meet that particular eligibility criteria.

      There’s not really a Baby Bonus any more. There is the Newborn Upfront Payment and Supplement. It is for people who are eligible for family tax benefits. FTB are calculated on family income and is quite complex – depends on income, number of children, etc. But if you only have one child and earn more than $150,000, you would not be eligible.

      Hope this helps. All the best x

  7. Thanks for the article!
    I’m curious as to the difference of single parenting payment and ftb A&B
    my baby was born novemeber 2017 I was receiving ftb a and b. I’m a single parent so should I have been getting single parenting payment also? should I apply for single parenting payment? and if so would I get back paid?
    Thankyou!

    • Hi KB! Thanks for reading – glad you appreciate the article. Congrats on your new baby!

      The difference is that Family Tax Benefits is a small amount to help with the cost of raising children and Parenting Payment is more of an income support payment – like Newstart but for people with small children (there’s single parenting payment and partnered).

      Parenting payment is for when you have children under 8 (if you’re single) or 6 if you’re partnered. Family Tax Benefits continue until your child leaves school.

      Parenting payment is only for people who earn less than $2,100.10 gross a fortnight (if you have one child). The cut off point increases by $24.60 per child if you have more than 1 child. If you earn close to this amount you will only get part payment. The full payment cut-off is $188.60 a fortnight (so you’ll receive a part payment if you earn between $188 – $2100 a fortnight and anything over that means you’re not eligible.

      So – you might be eligible – check out all the other criteria (there’s an assets test and residency rules etc). https://www.humanservices.gov.au/individuals/services/centrelink/parenting-payment#group-125

      I’m not sure if they backpay if you are though…

      Hope this helps! All the best x

  8. Hi, thanks for this article!
    I just submitted my claims for FTB a few days ago. My situation is unique I guess. Baby was born in August 2017. My partner and I are separated but live together under the same roof and share rent (we’re doing this because of the baby).
    He earns 80k PA and I get $220 a week from some casual work – all this was put down in the info they asked for claiming FTB.
    So just two questions:
    1. Are all the above ok to be approved for FTB (part A or B) and including the newborn supplement and upfront payment?
    2. I was also wanting to apply for Parenting Payment using the same info. Is that separate from FTB? Because they aren’t clear on these payment systems… all seems to be intertwined.
    Thank you! 🙂

    • Hi! Glad you like the article! Congrats on your new baby!

      Unfortunately though I’m not really sure of the answer as it is quite a unique situation. And I’m not sure whether you’ve applied as a family or if you’re applying as a single parent. And what proof of either they’d require.

      If you’ve submitted both incomes as a ‘family income’ you’ll be eligible for some Family Tax A (and possibly B – including the upfront newborn payment etc. Are you sure you weren’t eligible for Parental Leave Pay though? You wouldn’t have had to have been working full time so you could be…

      You won’t be eligible for the full amount of Family Tax Benefit though. It is a sliding scale. This is from their site:

      We use an income test if your family’s adjusted taxable income is between $52,706 and $94,316.

      This test reduces your FTB Part A by 20 cents for each dollar of income you have over $52,706. Your payment will stop reducing when it reaches the base rate of FTB Part A.

      2. I am not sure about Parenting Payment and how it would apply in this situation. Perhaps this is a question you could ask in our forum? There are lots of parents there who might be able to give you some advice. It is free, easy and anonymous: https://www.bubhub.com.au/community/forums/forumdisplay.php?157-Family-Finances

      Sorry I couldn’t be of more help. Hope you find some answers soon! All the best

  9. Hi, hope u can help me w my case, im on leave now and my employer will not gonna pay me at all and so they ask me to file a claim from centrelink. I told them my case that im on student visa, changing into TR on march. And my due date is on feb 05. Im so confused because they are insisting that im gonna get somethnf from government. And im scared i wont get anything at all since me and my partner got no relatives and i need to stay at home to look after the child for few months until we can swap taking care of the baby to both be able to work. Now i tried to file a claim, it shows “completed” but i dont knw how to check to main status of the claim. Hope u can help me w this. Thanks.

    • Hi Cindy. Congrats on your pregnancy. Not long to go now!

      I’m sorry for the slow reply. Perhaps you’ve already discovered the answer to your question.

      I would say that as you’re on a student visa you’re probably not eligible for Parental Leave Pay. Although you didn’t say what your partner’s residency status is – depending on that you may be eligible to receive other benefits when your new baby arrives.

      Sorry I couldn’t be of more help. All the best x

  10. Just a quick question I have just had my second baby I claimed ftb and it has been approved and will be paid this week but nothing is said about newborn supplement or upfront payment will they show on my myGov or just go into my bank if they show up do they take a bit longer than ftb A and B to show up on my myGov thanks heaps

    • Hi Dani! Congrats on your new baby!

      Thanks for your question – although I’m not too sure about the answer. I would assume that it would show up on your myGov account – but perhaps not separate from the FTB A & B (perhaps the amount you’re seeing includes the supplement?). If the amount you’re seeing definitely doesn’t include the supplement or upfront payment, then perhaps they do take a little while longer to be processed.

      Sorry I couldn’t be of more help. Can I suggest asking your question on our Forum. There might be others there who’ve done this recently and can help you with waiting times. Here’s a link to our Family Finances section: https://www.bubhub.com.au/community/forums/forumdisplay.php?157-Family-Finances

      It is easy, free and anonymous. Hope you find an answer! Take care x

  11. Hi bubhub,

    I’m hoping someone can answer a few questions for me; I have a baby due on 24/1/2018 and it will be baby number 4, (but only second baby in Aus as first two born in U.K. Emigrated here in 2014) I already have a 5,4 and 1 year old. I’m not working atm and haven’t worked this financial year as I was on maternity leave with my youngest when we found out we were expecting again and so when that was due to end I decided it wasn’t going to be possible to return to work and put kids in daycare etc. So I receive family tax benefit A now, no other earnings for me but hubs works and earns $85000, I have no idea whether I need to submit claims for family tax again just to let them know I’m having another child or whether I just go in and tell them or even if I’m eligible for anything else. I don’t want to claim for something I’m not eligible for but also don’t want to not claim for something I am eligible for I get sooo confused. I also don’t want to owe any money for over claiming etc

    • Hi Pinksingletini! Thanks for your question and congrats on your pregnancy. Not long to go now! Very exciting!

      Sounds like you will be eligible for more Family Tax Benefit as it is paid per child. I can’t say exactly how much more as it is determined by your family income etc.

      When your baby is born you’ll receive the Proof of Birth stuff and you’ll have to inform Centrelink of your baby’s birth, plus add the baby to your Medicare etc. I am not 100 per cent sure though as to whether or not this is enough for them to start paying you extra Family Tax Benefit or whether you need to submit a claim.

      I would play it safe and submit a claim. You can do your claim online before your baby is due. YOu then finalise it afterwards by submitting the proof of birth. When you do your claim for FTB Pt A they’ll also assess your for the Newborn Supplement and Upfront Payment.

      Hope this helps. All the best. Take care x

  12. hi bubhub
    i started working mid of july 2017 and worked casually. and going to work till day before my due date which is 26 th of march 2017. my husband get paid from centrelink for my first baby. will i be eligible for baby bonus. ?

    • Hi bhagy. Thanks for your question and congrats on your pregnancy. As you will only work for 8 months before your due date you will not be eligible for Parental leave Pay (unless you were working in another job before July 2017 – as it doesn’t matter if you change employers).

      If you’re not eligible for Parental Leave Pay you may be able to receive the Newborn Supplement and Upfront Payment (as long as you’re eligible for the Family Tax Benefit A).

      Newborn Upfront Payment is a lump sum of $540. It is not taxable and is paid for each child that comes into your care.

      Newborn Supplement is a little extra money with your regular payments – the rate depends on the number of children your already have, and your family income. The maximum amount is $540.54, as this isn’t your first child.

      Hope this helps! All the best x

  13. Im having a baby is two weeks and i dont work just wondering how much upfront bonus will i get and how much family tax for my third baby

    • Hi Sherryanne! Thanks for your question and congrats on your pregnancy. Very close now!

      If you’re eligible for the Family Tax Benefit A then you’ll be eligible for the Newborn Supplement and Upfront Payment.

      Newborn Upfront Payment is a lump sum of $540. It is not taxable and is paid for each child that comes into your care.

      Newborn Supplement is a little extra money with your regular payments – the rate depends on the number of children your already have, and your family income. The maximum amount is $540.54, as this isn’t your first child.

      You will also receive Family Tax Benefit Part A for this child. But I can’t tell you exactly how much more because it depends on your individual circumstances. The maximum amount is $182.84 a fortnight.

      Hope this helps! All the best x

  14. Hi, my baby was due 7/02/2018 and I had not submitted my family tax benefit claim as I thought I still had a bit of time up my sleeve to ensure I had all my maternity leave dates right and paperwork into my employer (which I have done).
    There is a question that askes for estimated date of birth for baby and all subsequent questions are based on this date. Only thing is I just had my baby on the 14/12/2017, 8 weeks early.
    Is this going to effect all my payments? I am due to start mat leave this week 22/12/17 so I only really started maternity leave a week early so Im guessing all my payment dates can stay the same. I just really don’t know how to notify centerlink of change in birthdate as it asks for estimate date only. Im currently on hold to them with estimated wait time of 30 mins so thought I would try here first.

    • Sorry I forgot to add I cant even put in 14/12/2017 as it is a past date. That’s why im stuck not knowing how to now lodge claim.

      • Me again – I realised I said family tax benefit above but Im actually claiming for paid parental leave, not that it is probably relevant. I’m wondering if I should just submit as is with the estimated date of Feb and then just ring them to update that he is actually here. Im just unsure as the date I submit will be after birth date so they might ask why I submitted when he was already born?

    • Hi smallfry. Thanks for reading and congrats on your new little bub!

      Maybe you know the answer already – hopefully you’re still not on hold!!!

      It wouldn’t be unusual for people to submit their claim after the birth of the baby. You can’t finalise the claim without the Proof Of Birth anyway. And you actually have 12 months to apply for and receive Parental Leave Pay so many people would do so after the baby’s birth.

      Hope that helps!

      All the best x

  15. Hello i was just approved for my payments for my new baby but it saying that im only getting payments for one child how long does it take to update on centrelink website that im getting payments for both kids and do u get extra money for your second child.so confessed

    • Hi Honeybee. Thanks for your question and congrats on your new baby!

      Yep – it is totally confusing!

      So, I’m not sure exactly which payment you are asking about. Do you mean Family Tax Benefits? If so then, yes – you do get more money if you have a second child. Family Tax Benefits are paid for each child.

      It was a little while now since I added a child to my Centrelink account so I’m not quite sure how long it takes to show up. Perhaps you could ask your question in our forum. There could be parents there who might have done this more recently and could help you. Here’s the link (it is free, easy, anonymous): https://www.bubhub.com.au/community/forums/forumdisplay.php?157-Family-Finances

      Sorry I couldn’t be of more help. Take care x

  16. Good morning,
    I have already submitted my parental leave form and we are now about to submit my husband’s Dad & PartnerPay form.
    My due date is 25/12/2017 (that is the date i wrote in my form).
    My question is: would it be a problem if we write as due date 02/01/2018 in my husband’s form so that he doesn’t miss any public holiday?

    Thank you so much for your time.
    🙂

    • Hi Nadia, thanks for your question. And congrats on your pregnancy – not long to go now!

      I’m not too sure about the exact answer to your question. However my guess would be that they are only using the due date to determine eligibility for this payment. I think you can choose another date that you’d like the Dad and Partner Pay to start.

      When your baby is born you’ll have to submit, to Centrelink, the Proof Of Birth that your hospital will provide. Only then can they complete your applications. I am not sure how long this takes or how long it will be until you receive the money.

      I probably wouldn’t write a different due date on your husband’s application as it is likely to be cross-referenced with yours and also it probably won’t make any difference to when he receives the money.

      Hope that all makes sense. Take care x

  17. Hi ,
    This site is quite informative.thanks!
    I have a few questions, please 🙂
    I am first time pregnant and due at the end of March.Should I wait until the new financial year to claim for paid parental leave and the newborn supplement?Does that help me with my tax at all for 2017-2018? I am starting my leave on March 15(due March 29th) as we don’t get paid maternity leave from work except for 2 weeks.
    Also if the paid parental leave is for $695 per week, after 18 weeks what would be the approximate payments I can get through family tax benefit A?I have a mortgage of $1000 per fortnight to pay and I am worried I will be stuck.
    Thanks again

    • Hi Finz, Congrats on your pregnancy and thanks for your questions. Glad to hear that you’ve found our site very informative.

      First of all you will not be eligible for both the Paid Parental Leave and the Newborn Supplement. You can only receive one of those payments. The Paid Parental Leave is for those parents who are taking leave from work. The Newborn Supplement is for parents who are not eligible for Parental Leave Pay. If you’re eligible for Parental Leave Pay then apply for it, as it is a much larger amount.

      If you wait until the new financial year to claim I am not sure if that will help with your tax – except for having it all in one year, it might be easier to do your taxes? But as to whether it will be financially beneficial I really can’t say without knowing more about your situation.

      I am afraid that I also can’t answer the question about how much you’d receive in Family Tax Benefits because that depends on your income estimate for the whole year. The maximum amount however for one child under 12 is $182.84 a fortnight so you wouldn’t receive any more than that. You could receive less than that depending on your income and you partner’s income too. As Family Tax Benefits are worked out on the ‘family income’.

      I am sorry that I couldn’t be of more help. If you want to let me know some more details feel free to come back with more questions. All the best x

  18. Hi, I am on single parent Benefit and have had a 2nd child (nohateLONGSTORYsamefather)……….I have registered his birth and that has been confirmed and he is on Medicare but I have not yet received a payment, I went into Centrelink but they never mentioned anything about having to reclaim, iv been googling lots and its saying I have to reclaim for my second child is this true or will it be automatic as I am already on it. So confused iv just been waiting to be paid but it has been 4 Months and my first borns payments took 3 Months. Do I have to reclaim for a second child to start receiving payments for him or do u not get a payment if u are on single with 2nd child. HELP….

    • Hi Anon! Congrats on your new little boy!

      And thanks for your question – unfortunately I do not really know the answer to this one. You should be eligible for Family Tax Benefits as they are paid per child – as well as the Newborn Supplement and Upfront Payment. But I don’t really know if you have to reclaim for your new baby. Do you have the Centrelink app or online services? Perhaps there’s a section there where you can see your children listed? Or where you can ‘add a child’?

      SOrry I can’t help more. My other suggestion would be to ask your question on our forum. Here’s the link to our family finance section: https://www.bubhub.com.au/community/forums/forumdisplay.php?157-Family-Finances

      It is free and anonymous to ask a question and there may be some families on the forum who have been in your situation recently.

      Thanks! All the best x

  19. Hi, it is me again (Nadia) i forgot to ask two more things
    I am applying for Parental leave. What difference does it make if i answer:
    – Once the baby is born I will return to my work.
    – Once the baby is born I won’t return to work.

    The other question is: I stopped working on 5/11/17 because i was not feeling well.
    My due date is 25/12/17.
    Would this be a problem for me to get the parental leave benefit?

    Thank you so much for your time 🙂

    • Hi again 🙂

      I’ll answer your last question first. That amount of time should not be a problem. It is only 7 weeks and you’re able to have eight weeks unpaid between two working days.

      The other question I am not quite sure about … has now been a few years since I filled out that form. Are they asking you if eventually you’ll return to your job or are they asking if you’ll go back once your baby is born (ie. within the parental leave pay period).

      If it is the first one then they are probably just asking to determine whether or not your employer has to pay the Parental Leave Pay to you (or whether you’re able to receive it directly from the government).

      If it is the second then they are determining whether or not you’re eligible because you cannot return to work while receiving Parental Leave Pay.

      So should be no worries as long as you’re planning on taking the 18 weeks off and not returning to work. Shouldn’t make much difference.

      Hope that helps. Feel free to come back to ask more questions if you have them!

      Take care x

  20. Hi, my name is Nadia and my partner is applying for Dad & partner Pay. Our due date is 25th December.
    My question is: Does he have to submit the claim now or after the baby is born? (So that he can have the 2 weeks off when the baby is born)

    Thank you very much for your time 🙂

    • Hi Nadia! Thanks for your questions. And congrats on your pregnancy. Not long now!

      Definitely start your applications now. You’ll have far less time on your hands after bub has arrived. Get all the forms done – start online if you can – and nominate the start date to be the due date (or perhaps after all the public holidays if that’s relevant)

      They won’t be able to pay you the Dad and Partner Pay until you provide them with Proof of Birth Documents though. You’ll get these at the hospital and you’ll have to provide them as soon as possible to receive the Dad and Partner Pay. I am not sure how long it normally takes after this. Might be a question to ask in our forum. There may be some parents there who have just done this themselves recently. This is the link to our Family Finances forum section: https://www.bubhub.com.au/community/forums/forumdisplay.php?157-Family-Finances

      Hope this helps! I’ll go up to answer your other question now 🙂

  21. Hi , I would like to know if I am eligable for family tax benefit payment while doing shared care for my new born grandchild .
    My daughter and grandchild Wil l be living with me full time. My daughter does not work and has a disability. I am a mature aged person who receives new start allowance,
    Thanks you

    • Hi Debbie. Thanks for reading and thanks for your question. Congrats on your new grandchild!

      Family Tax Benefits are paid per child so it depends really on whether your daughter already receives FTB for her child and also to what extent you are caring for your daughter and your grandchild. I have read that in some cases if a grandparent shares the care they may be eligible for a percentage of the Family Tax Benefits paid for that child. But – I also read that this doesn’t usually count if the parent also lives in the same house.

      However you situation is quite unique and you’d really need to have a chat with Centrelink about the specifics so they can find out the best way to assist you and your family in this situation. Sorry I couldn’t be of more help.

      All the best x

    • Hi Tammy. Thanks for reading and thanks for your question. From what I can see, you can only claim for a child aged 16 and over when they are in full-time study. I would double check this with centrelink though to be sure, if I were you. Take care x

  22. Hi. I tried calling centrelink but the line is always busy. And all of this is very confusing.

    So we just move in to Australia for 5 months now and still on bridging visa. I’m 26 weeks pregnant with first baby and my husband just started working last month. I’m not working so our total income before tax is only $40,000.

    So I read that the newborn upfront paymet and supplement can be applied 3 months before the baby is due but we need to get the FTB first? Are we eligible now for an FTB and which part? What do you think we are eligible for other than that?

    Thanks a bunch.

    • Hi Azlina! Thanks for your question and congrats on your pregnancy.

      I just wanted to start by saying that I don’t know much about visas and whether that affects you eligibility for Family Tax Benefits. So for the purpose of answering your question I’m going to assume that you’ve already checked with Centrelink about that.

      So with that income you’d be definitely be eligible for Family Tax Benefit Part A and, as you’re not working or earning much, also Part B. This means you’ll be eligible for the Newborn Supplement and Upfront Payment too.

      You can probably get started on that application before your baby is born (a good idea to do some of that paperwork while you have some spare time!) but you won’t receive anything until your baby is born as you’ll have to take it Proof of Birth forms to finalise the application. Family Tax Benefits are paid per child – so you can’t receive it unless you have a child.

      I would also check out your eligibility for Parenting Payment (Partnered) as you may be eligible for that as well.

      Hope that helps. All the best x

  23. Hi,
    Could you help with a question.
    I need to know whether Family tax benefits (A and B) are paid if on a casual contract. We are returning to Australia but my husband can only get a casual contract even though he is expected to get 50 hours per week. We will meet all the other criteria, I just don’t know if he need a permanent contract?? I can’t find the answer anywhere

    • Hi Sue, thanks for your question. Family Tax Benefits are paid per child to eligible families (those with an income lower than a certain amount) and it is not reliant on any work criteria.

      It won’t matter how or when your husband works – it will just matter how much he earns. You’ll be required to predict your income for this financial year and they will calculate how much Family Tax Benefits you’re eligible for based on the family earnings and the number of children.

      Hope that helps!

  24. Hi. I returned to the workforce after being a stay at home Mum and was surprised by a second pregnancy. Bub was subsequently born and therefore I fell short of the 10 month work requirement I needed to hit to receive paid parental leave. I have never had any financial help from centrelink other than childcare rebate so I hadn’t put in 2015/16 claim for family tax benefit A that I have now discovered I would have been eligible for seeing as our combined income was less than $100k. We were moving home to Australia after living in the UK so never went through this with first baby. I’ve been back and forth with Centrelink but they have declined my applications for family assistance, parenting payment even a low income health care card. I will go back to work next month as my employer kindly held my job (unpaid leave). Bub was born in April and our annual income for 17/18 FY will be almost $120k. Should I try again once taxes are submitted? I can’t understand why I am not eligible if we earned so little in 16/17. I find centrelink so difficult!

    • Hi Lea,

      Congrats on your new baby. Sorry to hear things have been so confusing.

      As far as I know, you only have one year to submit a claim so you have missed out for the 2015/16 financial year. Did you put in a Family Tax Benefit claim for the 2016/17 financial year? If you’re eligible they pay it as a lump sum.

      Parenting payment is an income support payment for parents of young child. It is for single parents and low-income earners, or those on Centrelink benefits.

      But I would have thought you’d be eligible for Family Tax Benefits – which is just a little extra to help with the cost of raising children. Definitely try for the 2017/18 when your taxes are done at the end of this financial year too. %120,000 is close to the cut-off so if you estimate incorrectly you may have to pay some back. I always find it is much safer to claim it all as a lump sum at the end of the year if you’re close to the cut-off amount.

      Hope this helps somewhat. Please come back if you have further questions.

      All the best x

  25. I am doing IVF and hope to fall pregnant within the year. However, while I am eligible for unpaid maternity leave for a year (from my job) I am not eligible for paid maternity leave until I have worked in the position for 3 yrs.
    So while my salary is normally $100000, I will earn nothing for the time I’m on leave. Ideally I’d like to take at least 6 months off. Am I entitled to any government payments other than the PPL?

    • Hi Loz9. Thanks for reading and thanks for your question.

      On top of the PPL you might be eligible for Family Tax Benefits – which there are two parts, Part A and Part B. Both of these take into account the ‘family income’ so they will assess you on what you AND your partner will earn for the financial year. Part B is for families where one person is at home full time or earns a small amount and is not payable when receiving PPL.

      You have to provide an estimate as to what this earning might be and you do also have to include the PPL in this estimate.

      The other thing is that it might depend on when your baby is born. For example, if your baby is born in May with only two months to go till the end of the financial year – your projected income for that financial year might be almost the full $100,000 (your wage till May, then your PPL) and you have to also add your partner’s income. This may put you above the threshold and make you ineligible.

      But then – when the new financial year ticks over your new estimate might be significantly less – two months of PPL and two months of work (if you intend returning once the year of maternity leave is up). This might make you eligible for Family Tax Benefits in that year.

      I hope that makes sense. I think I’m starting to ramble … sorry!

      The other thing to note is that these payments aren’t really intended as income replacements – the maximum amount of FTA is about $180/fortnight. And you might not get the full amount as it depends on your income (is a sliding scale). It certainly helps though.

      Please feel free to ask more questions if you have them. All the best x

  26. Hi, I’m currently pregnant with my second child due in April next year. I will be entitled to paid parental leave and currently get familty tax benefit and rent assistance for my first child who is only 3. Will I still get this same familty tax amount whilst received the paid parental leave? I believe I won’t get any additional familty tax for the second child until after I’m off parental leave is this correct?
    thankyou

    • Hi Lee! Congrats on your pregnancy and thanks for your question.

      I am not too sure if you will still get the same amount of Family Tax benefit as if you’re not able to receive Family Tax B while you are receiving Parental Leave Pay.

      When estimating your income you have to include Parental Leave Pay so you’ll have to make sure that you’re getting the right amount of Family Tax by estimating correctly.

      I think – but I’m not sure – that you should be able to receive Family Tax Benefits for both children once baby is born. But not the Family Tax Part B component until after the end of your Parental Leave Pay period.

      Hope that makes sense. All the best x

  27. Hi my name is parul, iam expecting the birth of my first child in november 2017, me and my husband have a combined income of around 200000 per year, i will be on mat leave from next week . My company will be paying me for 18 weeks and then i will take 18 weeks government paid leave.
    Do we need to visit centrelink before the baby is born to check what else we will be eligible for or it is a automated process??

    Also looking at our income are we eligible for any childcare benefits or any other benefits like newborn upfront payment etc

    • Hi Parulb,

      Congrats on your pregnancy and thanks for your question. It would be a good idea to visit Centrelink to see what else you may be able to apply for.

      Have you got your Parental Leave Pay sorted from the government yet? Or will you apply for it later. You can start your application now – and then finalise it with Proof Of Birth once your baby arrives. You cannot receive the Newborn Supplement if you receive Parental Leave Pay from the government. It is one or the other.

      You should look into Child Care benefits and Family Tax Benefits. At your current income you might be too high – but they don’t go off your last tax year income, they ask you to predict your income for this current one. That means if you’re earning less you might be eligible. I always recommend for people who are close to the cut-off to apply for Family Tax Benefit at the end of the financial year and receive a lump sum. This avoids the chance of being overpaid through the year and having to pay it back.

      Hope this helps. Please come back if you have further questions.

      Take care x

  28. Hi Team ,
    My son was born recently on August 2017 and 3 months old . I haven’t claimed the Newborn upfront or supplement . My Annual income is 79k , is there any time frame to claim the above ??
    Am i still eligible to claim for my son

    • Hi Prem. Congrats on your new baby! Hope everything is going well.

      I am not sure on specific time frames for the Newborn Payment but I do know that you first have to apply for Family Tax Benefits. If you’re eligible for Family Tax Benefit A then you’ll be eligible for the Newborn payments. Many people chose to receive their FTB as an annual payment rather than a fortnightly one – especially if their estimated family income (as it is based on the family income, not the individual income) for the tax year is likely to be close to the cut-off. They work this out at the end of the financial year and they have 12 months to get their claim in.

      So given that there’s a 12 month time frame for Family Tax Benefits I would be surprised if you weren’t still able to claim the newborn payments that are associated with it.

      I’d get cracking on your application though – just to be sure that it gets done. All the best x

  29. Hello,

    I am currently living in Egypt and I have also just had a baby. What is the process for claiming for the baby bonus? and does it still exist? Do i have to be in Australia to claim or can I claim online?

    Looking forward to your reply.

    • Hi Jamie! Thanks for your question. Congratulations on your new baby. I am afraid that there is no longer a baby bonus in Australia. In it’s place are Parental Leave Pay for working parents or the Newborn Supplement and Upfront Payment for parents who receive Family Tax Benefits. Neither of those are available to non-residents. Sorry!

      I wish I had better news for you. Take care x

  30. Hi, I’m looking for a bit of advice. My son is 15 months old. I returned back to work 7 months ago and have been receiving my fortnightly wage, reduced rate single parenting payment and family tax A and B.
    I am pregnant with my second and am set to leave work in approx 6 weeks time. I’m assuming the parenting payment will return to the maximum rate. Do you have any idea what the maximum family tax A and B is for 2 babies? I won’t be entitled to paid parental leave this time as I have only worked 7 months but I am hoping I will receive the newborn supplement.
    I’m just really looking forward to getting back to work as soon as possible worried mumma.
    Many thanks x

    • Hi Shelley. Congrats on your pregnancy. Thanks for your question.

      The maximum rate of Family Tax A is $182.84 a fortnight per child. And the maximum for Family Tax B is $155.54 (per family, not per child).

      If you’re not eligible for Parental Leave Pay (do double check this in case your last period of PPL fell within the 10 month criteria) you might still be eligible for the Newborn Upfront Payment and Supplement (if you’re eligible for Family Tax A).

      Hope this helps. Let me know if you have further questions. Take care x

        • No worries. Glad to help. Do double-check with your exact dates. If you did receive Parental Leave Pay last time you can count it as ‘work’ when you’re calculating your 10 months – but if you took it straight away it probably falls outside that time. If you didn’t take it straight away then it might fall within that time frame. I can’t know without knowing all the dates but it is worth you checking. Also you can’t have more than eight weeks off unpaid between two working days.

          Thanks!

  31. I am really confused by all these payment options. Could you please let me know your thoughts on what I may be entitled to. I am currently living overseas with my husband, we both are not working (long story ) and i am 15 weeks pregnant. I am coming back to Australia in a month when I’m almost 20 weeks. Will i go straight onto Newstart Allowance and be required to look for a job? When my baby is born next April will i then get Newstart and Family Tax Benefit A and B as my husband ( not an Australian Resident yet) will still he living overseas and not working..If i do get the FTB is that only for a certain number of weeks…sorry for long post!!

    • Hi KylieD, Congratulations on your pregnancy. I am not surprised that you’re confused … it is all very confusing!

      So my thoughts would be that you could apply for Newstart Allowance at first. I don’t know much about Newstart – I’m not sure what the waiting period are, if any etc. You should be able to apply for rent assistance too if needed. There are requirements to look for a job (or perhaps do volunteer work – this might be worth investigating … I’m not sure) but these requirements end when your 32 weeks. Check with Centrelink what is required here.

      When your baby is born you should apply for parenting payment – plus Family Tax A and B. Family Tax Benefit is an ongoing payment but it is paid per child – it is a little bit of money to help with the cost of raising a child. So it isn’t enough to live on, it isn’t an income support payment like Parenting Payment.

      If you’re eligible for Family Tax Benefit A you’ll also be eligible for the Newborn Upfront Payment and the Newborn supplement. One is a one-off payment and the other is a little extra added to your fortnightly payment for a little while after the baby is born.

      I hope all that makes it a little clearer. Please come back if you have more questions. Take care and all the best x

  32. Hi,
    I am due to have my second baby in January. My partner earns an estimated $46000pa, I am full time carer of our first child. I received paid maternity leave with baby #1 so didn’t get the newborn supplement, does that entitle me to the full amount for this child?

    Also will my other payments change having a second child?

    Thank you

    • Hi Siobhan!

      Thanks for your question and congrats on your pregnancy. I am not 100 per cent sure of this but I would say that you would not be entitled to the full amount as it is your second child. I think it is more for a first child because they reason that the ‘set-up’ costs of buying stuff is greater for a first child – no matter whether you received the supplement first time around. The Upfront Payment is the same for every child – that’s $540 at the moment but the supplement is less for 2nd and subsequent children (it also depends on your income etc).

      When you have a second child your Family Tax Benefits should increase as it is paid for each child. Here’s a bit more info: https://www.humanservices.gov.au/individuals/enablers/payment-rates-family-tax-benefit-part

      Hope this helps. All the best x

  33. I have one child who is 2 months old we want to try for another one ASAP.
    As I wont be back at work for the required 10 months before bub born I am not entitled to the paid parental leave and also not entitled to family tax benefit A as we earn too much does this also mean I wont be able to get the new born supplement one off payment. I plan to go back to work in January and if I fall pregnant now will only be back at work for 7 months. Obviously when I am off work with second bub wont have any income from my employer. Look forward to your reply.

    • Hi Sonya,
      Thanks for your question and congrats on your new baby.

      Unfortunately you’re right about the Newborn Supplement, it is only available to those eligible for Family Tax A.

      The only thing I can think of is this: the Government’s Parental Leave Pay DOES count in that 10 months. But depending on your dates it may not work for you. Without knowing exact dates of when you’ll stop receiving PPL from the government and when you go back to work in January it is hard for me to say.

      But if you have less than 8 weeks of unpaid leave between finishing the PPL and starting work you may still be eligible for PPL. It is definitely worth investigating if this is possible. There’s a bit more information about this at the bottom of this page: https://www.humanservices.gov.au/individuals/enablers/work-test-parental-leave-pay

      Hope this helps. All the best x

      • Thanks for your response
        I plan to go back 2 weeks after paid parental stops being 22nd January and if pregnant will be working for 5 months until 22nd June. In this instance would i still be entitled to the PPL. Also If I am not entitled to paid parental leave I should be entitled to family tax benefit A and B when I am at home after second bub as I will be on unpaid leave and my husband earns less than 50k a year. Can you advise if the new born supplement is just a one off payment or payments every fortnight as they mention 13 weeks.
        Thanks

        • Hi Sonya! Thanks for coming back to clarify. So you have to count backwards from your estimated due date. So if you’re due in July next year you will have had to have worked for 10 out of the 13 months before that. I think you’d just make it, if you’re still getting your parental leave pay now. But you’d have to be quite careful and double check this with Centrelink. It is a lot of money to miss out on by a couple of weeks.

          Family Tax A and B are quite tricky as they rely on you estimating your annual income. And if you earn more than that estimated amount when your tax is reconciled at the end of the financial year you might end up paying them back. Certainly if your husband earns $50,000 you’d be eligible to receive something but if you will have to estimate your income for the whole year too – so if you intend to start working again you’ll have to take that amount into consideration. It isn’t just worked out on what you earn on a week-to-week basis.

          The Newborn Supplement is paid fortnightly – it is basically a little bit extra on top of your regular Family Tax A payment. The amount depends on how many children you have and what your income is. You can also choose to receive it as a lump sum payment at the end of the financial year, some families choose to receive their Family Tax Benefit this way (rather than estimate their income – handy if you’re close to the cut-off).

          There is also a Newborn Upfront Payment – this is a one-off payment of $532 paid after the baby is born to parents who receive Family Tax A.

          Phew. Hope this helps somewhat!

  34. Hi there,
    Do I need to apply for the family tax benefit or will it be paid automatically? My husband has just competed 2 years of tax returns and I can’t remember what we did previous years. I thought it was worked out and paid ‘automagically ‘ once we had both submitted our returns.
    Thank you

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