+ Reply to Thread
Page 4 of 4 FirstFirst ... 234
Results 31 to 36 of 36
  1. #31
    Join Date
    Apr 2011
    Posts
    4,488
    Thanks
    2,653
    Thanked
    2,862
    Reviews
    4
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 posts
    @JR03 that’s a brilliant plan if @turquoisecoast goes before 37weeks.

    Don’t stress anymore about it and hope you have a text book boring pregnancy cos I can assure you complications suck balls

  2. The Following 2 Users Say Thank You to babybeeno1 For This Useful Post:

    JR03 (26-09-2018),turquoisecoast (26-09-2018)

  3. #32
    Join Date
    Jul 2015
    Posts
    12,281
    Thanks
    8,375
    Thanked
    8,381
    Reviews
    0
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 postsAmethyst Star - 5,000 postsEmerald Star - 10,000 posts
    Quote Originally Posted by JR03 View Post
    Like you said in an earlier post, ring around and see if you can find a health fund with a more flexible policy. I think they all honour any waiting periods you have already served.

    If not, maybe check if your OB delivers in any public hospitals. I’m not sure if this is a possibility, but if you do happen to go into labour before 37 weeks, then you go to the public hospital so you only have to pay for OB and not hospital fees. Then post 37-weeks you go with your original plan. Like I said though, I have no idea if that’s an option but maybe something to consider.
    thanks for the suggestion. dh said it too earlier when we were discussing it. i’m just not sure how it works, so pretend i’m seeing the ob and i go into labour at 36 weeks, so i just show up at a public hospital? would they admit me? i feel nervous at that prospect because they’d have no clue about my obstetric history and again, it’d be luck of the draw as to who you got slicing you open. also does that work with elective cs? i have no desire for a vbac.
    also, i feel a bit put out at the idea of paying my ob $5k and then ending up in the public system at the finish line. but then i guess the public hospital option is just an insurance policy/safety net against being grossly out of pocket in the private system.
    i’ll need to chat to my ob on tuesday and see what options we have. she may have additional options and ideas for us too.

  4. #33
    Join Date
    Jul 2018
    Posts
    493
    Thanks
    219
    Thanked
    258
    Reviews
    0
    I’ve heard of people paying for 12 months of PHI upfront and being allowed to waive the waiting period. Not sure if that applies for obstetrics but I’ve definitely heard it be done for other surgeries.

  5. #34
    Join Date
    Jul 2015
    Posts
    12,281
    Thanks
    8,375
    Thanked
    8,381
    Reviews
    0
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 postsAmethyst Star - 5,000 postsEmerald Star - 10,000 posts
    Quote Originally Posted by Mashie View Post
    I’ve heard of people paying for 12 months of PHI upfront and being allowed to waive the waiting period. Not sure if that applies for obstetrics but I’ve definitely heard it be done for other surgeries.
    hrm interesting point. i did wonder if we offered to pay the 12 months upfront whether this was possible. or if we paid a couple of months extra, could they back date it for us. surely there have to be flexible options. i’ll definitely look into the payment upfront option and whether it changes anything for us. thanks for mentioning it!

  6. #35
    Join Date
    Apr 2011
    Posts
    4,488
    Thanks
    2,653
    Thanked
    2,862
    Reviews
    4
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 posts
    Just read your opting for c-sec. even if you have a text book case and let’s say baby is measuring ahead the earliest they would bring bubs out is 38 weeks. Dd cane out via Csec at 38+2 Because she was measuring 2 weeks ahead (3.65kg when born). Plus my OB didn’t want me to go into natural labour if it’s turned into a **** storm like ds2 c-sec at 37+1 (planned st that time grade 4 PP). When you have a growth scan they might even change your EDD aswell because of growth if Medibank take that into account

  7. #36
    Join Date
    Jul 2015
    Posts
    12,281
    Thanks
    8,375
    Thanked
    8,381
    Reviews
    0
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 postsAmethyst Star - 5,000 postsEmerald Star - 10,000 posts
    dh called uni health. he’s eligible to switch over as he’s an employee of a uni so we’re eligible on that front. going to leave things where they are now and pending the outcome of tuesday’s scan, will look at switching over next week.

    this cuts out waiting period to 20th jan (from 20th april). so it’s an extra 3 months breathing space which is hugely better than 3 weeks!

  8. The Following 7 Users Say Thank You to turquoisecoast For This Useful Post:

    babybeeno1 (27-09-2018),babyno1onboard (27-09-2018),bezzy (30-09-2018),JR03 (27-09-2018),Mod-Degrassi (27-09-2018),Mum-I-Am (27-09-2018),SJ565 (27-09-2018)


 

Similar Threads

  1. Ultra sounds and private health cover
    By lavenderpegasus in forum Pregnancy & Birth General Chat
    Replies: 2
    Last Post: 26-11-2006, 07:11
  2. Private Health Cover
    By StrawberryTheMilkshake in forum Beauty
    Replies: 6
    Last Post: 25-09-2006, 09:30
  3. private health cover
    By mum2bubba in forum General Chat
    Replies: 9
    Last Post: 20-09-2006, 14:44
  4. private health cover questions
    By jessgray in forum Family Finances
    Replies: 23
    Last Post: 26-08-2006, 14:15
  5. Private health cover
    By nickosmoo in forum Pregnancy & Birth General Chat
    Replies: 0
    Last Post: 15-06-2005, 19:58

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts

ADVERTISEMENT

ADVERTISEMENT

FEATURED SUPPORTER
Maternity ClothesLooking to buy maternity clothes? :: Check the bubhub directory of local & online maternity clothes shops :: Find ...