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  1. #1
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    Default Cost of pregnancy

    Just wanting to get some rough ballpark figures of how much to budget for the pregnancy itself.

    Obviously there are numerous things that impact on this, depending on complications etc.

    Money is a big factor for us so just wanting some idea to start with. Planning our first pregnancy so I am a complete novice at this . Any help would be greatly appreciated. We will be going through the public system.

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    Stephie91  (06-05-2017)

  3. #2
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    If you go public there are not a huge amount of out of pocket medical expenses. Scans and first trimester testing are the main ones, sometimes they are bulk billed but I think most people will have out of pocket expenses - depends on your location and circumstances.

    Costs of scans also vary widely depending on where you go, general radiology places may do them cheaper than specialised obstetric/gynecological places.

    From my own experience so far:

    Dating scan: $100 after Medicare rebate (general radiology centre)
    12 week ultrasound: $150 after medicare rebate (general radiology centre)
    Combined screening bloods: $60 after medicare rebate
    20 week ultrasound: $220 after medicare rebate (specialised obstetrics centre).

    The dating scan is totally optional, but the 12 and 20 week ultrasounds are strongly recommended.

    There is also the option of NIPT testing in the first trimester, roughly $400. This is also totally optional though so not necessary if you don't want to spend the money.

    GP visits if your GP is not bulk billing, you will need a few appointments with them early on before your care is transferred to the hospital.

    Sick/personal leave from work - you may be unwell and need time off if you have bad morning sickness/nausea, and also regular time off for scans/hospital/doctor appointments etc, so good to take into account if you have adequate sick/annual leave to cover that. If you will need to take unpaid leave etc. it can make a dent in your income.

    Maternity clothes - you will need to purchase at least a few new items of clothing for both work/casual to get you through, cost varies a lot - there are brand name options which are quite expensive but Kmart/Target/H&M etc all do maternity wear too which is quite a bit cheaper if you are on a tight budget.

    That's all I can think of right now, somebody else might be able to add anything if I've missed it.

    All the best on your journey!

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    The2Peas  (05-05-2017)

  5. #3
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    I didn't have to pay for any of my pre-natal scans or blood tests; it was all bulk billed. My only expense was maternity clothes and of course the items I had to buy for the baby.

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    I went public, had complications where bub needed surgery in another hospital and follow ups every 3 months (still needs these at 14 months).

    It cost us nothing- other than trips to the cafe.

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    The2Peas  (05-05-2017)

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    Thanks heaps . We don't have a HCC so it costs $35 every time we see the GP. Which is why I was concerned about snowballing costs.

    Sounds like if I allow for that gap during the first few months plus some extra for special scans ect it should be ok

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    I went private and total out of pocket expenses where

    OB $2100
    Dating scan $100


    Every single appt, bloods and the multitude of scans of had (14 in total) was all bulk billed

    Zero gap for my hospital as I top no excess

    I spent around $150 on clothes and just bought some bigger sizes. My boss was cool and the last 2 wks I just wore men's large polo tops with my cardi over the top


    You also then have all the baby items

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    The2Peas  (07-05-2017)


 

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