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  1. #11
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    Thank you for your suggestions, I already have a budget list every bill then divided it by 52, I was just seeing if there is a better way of organising things as certain people think it is strange I still use the computer and the envelope system and not using a app, I am glad to know I am not the only one doing it very basically

  2. #12
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    just a combination of excel and my mad accounting skills.

  3. #13
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    I currently use what I call the "Putting Out Spotfires" method.

    A bill comes in and I madly rush around trying to find the funds to pay it

  4. The Following 4 Users Say Thank You to Blossom74 For This Useful Post:

    Cevapa  (30-04-2017),erinn  (30-04-2017),Full House  (30-04-2017),JR03  (30-04-2017)

  5. #14
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    I use every dollar, it's a Dave Ramsey budget system (he's american) and find it really good.

  6. #15
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    I use YNAB (you need a budget). It's an envelope based system but with an app/online. It's excellent. However it's not free (and you have to pay in US dollars) which is a major downside

  7. #16
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    Lol I know what you all mean about trying to find the funds at times, sometimes things are very tight. I use the envelope system as I find it good as I am a visual person


 

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