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  1. #1
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    Default Early Super Release for IVF

    I have just applied to access my super (Sunsuper) to do another cycle of IVF. I've submitted everything to Centrelink and just awaiting their reply. Has anyone used their super for IVF? How long did you wait for an answer? Has anyone had their claim rejected???

  2. #2
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    Quote Originally Posted by Chiweeny View Post
    I have just applied to access my super (Sunsuper) to do another cycle of IVF. I've submitted everything to Centrelink and just awaiting their reply. Has anyone used their super for IVF? How long did you wait for an answer? Has anyone had their claim rejected???
    Hi @Chiweeny, l did. I have some timelines in an message l posted. It is:
    using Super for IVF without Supercare...please see entry #296 here:
    http://www.bubhub.com.au/community/f...hread-6/page30
    I did not have my claim rejected. Dhs has 28 days to process a claim, but can ask for more info in the 28 days. Just make sure you provide all the required info. If they are late you can ring them for an update.

  3. #3
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    Hi @Chiweeny, I used supercare also to try & get my super. It was lodged on 5/12/16, & on 23/12 I was told it had been rejected. Apparently the person looking at my forms wanted the psychiatrist to have included words 'acute mental illness' in order to approve it! He had written 'generalised anxiety disorder' but they weren't happy with that! Soooooo frustrating!

    So supercare had to get my psych letter amended, & redo my ERS form, I had to go back & get the GP part of the paperwork redone too- so we could just reapply completely... Bcos apparently trying to appeal it would have taken longer.

    So it was relodged on 4/1/17, & approved on 20/1. However not for the amount requested, it was about $3k less. Mostly bcos of the PGD quote the IVF clinic did. Bcos they said PGD would be between $750-$3500, DHS decided to only give the lesser amount again a bit annoying but better than nothing.

    Good luck with your application.

  4. #4
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    @Etalanta thank you for all your info, I can't seem
    To find your detailed post, can you perhaps send it to me in a private message? Thank you again!

  5. #5
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    Quote Originally Posted by shellzand View Post
    @Etalanta thank you for all your info, I can't seem
    To find your detailed post, can you perhaps send it to me in a private message? Thank you again!
    Hi @shellzand.....
    I've reposted the post below so it can found easily. Hope that helps:


    "Hi..Ok sorry this might be a long post. I'll try keep it as succinct as possible....

    How to Apply for an Early Release of Super
    There are 3 steps:
    1) Centrelink
    You need to obtain access to a Centrelink online account. And you need to get your ID verified at Centrelink. To do this (if you do not have one already) please go in person to your local Centrelink with ID. Ask to have an online centrelink account set up and also link it to your ID. Best not to go in on pension day as they can get busy then. Sometimes you will need to go back as they can make errors. It took me 3 times to get it sorted out. Get them to test it at Centrelink before you go. It will save you going back

    2) Then you need 2 completed forms your GP or IVF dr; and, a psychiatrist (not psychologist or counsellor).

    The form can be found at: https://www.humanservices.gov.au/sit...017-1506en.pdf

    First the psychiatrist:
    The only reason you can get access to your super for IVF is if you are defined as "having an acute or chronic metal illness" and have it verified by a psychiatrist . It might sound shocking if you have never been to a metal health professional.....but honestly with the pressure of IVF and facing the possibility of not having a much wanted child, the financial pressures, family pressures (etc) a psychiatrist can diagnose anxiety and depression based on circumstances. I would suggest ask your IVF clinic for their list of recommended psychiatrists. Go through the list and call them up and see if they do Early Release of Super applications (I can recommend you someone if you are in Victoria). Once you find one...get a referral to your chosen specialist from your GP that way you can claim the cost of the session(s) from Medicare. At your session...do not hold back. Be honest about about the difficulties. Tell them about how you feel about the pressures....all the pain and horror of it all. IVF is a difficult isolating situation and the psychiatrist is just taking note of the situation. Once they complete the form they will also complete a short report for you to give to Department of Human Services.

    Your GP/IVF specialist
    Next you need the same form completed by your GP or IVF doctor. They too also need to tick the reason for applying is "having an acute or chronic metal illness" on the same form and tick public medical treatment is not appropriate (as in many instances it is not reasonable to wait 6-8 months given age is a factor in IVF). Once you have the report from your psychiatrist you can show your GP or they will also send a report to your GP. Most IVF specialists will be familiar with this process too, so you could ask them to fill out the form. They do not need to complete a report, just the form.

    3) You need a quote from your IVF clinic for the amount of funds you need. It will be for 1 round only. This is the easy part.

    More info can be found at: https://www.humanservices.gov.au/cus...superannuation

    Once you have all this information, lodge an application via the Centrelink online - under the "personal details" section on the side tool bar - you will see a link to lodging an early release of super. Fill out your details including info about how much is in your super account, details about you and your super account and scan in the forms and lodged them online.

    DHS has 30 days for the application to be processed and sometimes they ask for additional information so it an take longer. So please be prepared to wait. Whilst you only apply for one ivf round at a time, all the forms are good for 6 months from the day they are dated so your can use them again for your next cycle and the one after that (etc). ***However please note you will need a new quote from your clinic for each new round to submit with each new application, however please note this is pretty easy to get***

    I hope this information helps and if there were any questions, happy to answer any questions.

    Please don't give up..IVF is tricky at the best of times and it can take many rounds to get a BFP...my current specialist who deals with a ton of difficult patients like low AMH said it could take me 5-9 rounds and that with their low AMH patients this was the norm with own eggs. The use of super has allowed me to try and try again. Oh and also Vitamin D has helped too
    http://aboutplanb.blogspot.com.au/p/...fertility.html

    Alternatively I also did consider using a bulk billing clinic, like Primary IVF, using a protocol which had worked well on me already. I think it is great you're getting a 2nd, 3rd or even if you're getting a 4th opinion to find the right doctor for you...never feel pressured into anything...you always have options whether it be a different protocol, super access, different clinic, supplements, more tests...I found with each different thing I tried I felt my situation improve slowly. Hang in there. I think one of worst things is to feel you don't have options. Any questions happy to chat.
    Best wishes. xoxo"



  6. The Following User Says Thank You to Etalanta For This Useful Post:

    IrishAsh  (21-04-2017)

  7. #6
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    @etlanta thank you so much! You have really assisted me xx

  8. #7
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    Quote Originally Posted by shellzand View Post
    @etlanta thank you so much! You have really assisted me xx
    Happy to have been of help .

  9. #8
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    @ETAlana can you PM me details of the Physciatrist you used? My friend down your way is interested. Thanks!

  10. #9
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    Quote Originally Posted by shellzand View Post
    @ETAlana can you PM me details of the Physciatrist you used? My friend down your way is interested. Thanks!
    Sure...will send you a PM now. Hope you have a lovely Easter.

  11. #10
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    Hi ladies @Etalanta great information! Im currently with a low cost clinic but if it doesnt work out and decide to go for a pricier clinic accessing super would be such a help. Do you know if your DH can access his for the treatment of not?


 

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