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  1. #151
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    Quote Originally Posted by emski72 View Post
    It's pretty straight forward if you're not trying to access your super to do it.
    I agree @MysticFalls - it all seems bewildering at the start but it really is straightforward once you get the ball rolling.
    I did lots of reading on the Internet, through the donor agency websites and here, back through old threads which was so informative.

    The whole super thing is a pain but I've found using Supercare has made it straightforward for me - but like you say - not something you need to worry about anyway!
    Best of luck xx

  2. #152
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    Being on the other side of a Cape Town success story, I am reading the posts about using Super with interest. I hope no one minds (or takes offence) if I post my view on the topic.

    I didn't access Super and had no idea of the existence of SuperCare etc. To cover my costs I just changed my lifestyle so that every single cent I could, was saved towards/post my 3 trips to SA. I am a single girl and had absolutely no one who could financially help me (parents dead, etc) so I put my head down and bum up so to speak for 5 years while I did various IVF. 'New clothes' came from Vinnies and friends hand-me-downs, lunch was leftovers from last nights dinner, 16 year old car, yada yada yada all that boring financial stuff. It meant I was also paying off credit cards after I came back from SA etc.

    Looking back I am so glad I did cover my expenses that way rather than dipping into Super or borrowing $$$ (though I did consider re-negotiating my mortgage) as now that my twins are here, I have to find a way to cover our expenses and pay off my mortgage at some point etc knowing that I will reach retirement age before my twins finish high school so I am going to need every cent I can get from my Super at that time.

    How you finance IVF is a very personal decision but I certainly wouldn't want people thinking it was standard to apply to dip into your Super to do it. Over the years I have been in the IVF and SA world, I have to say it is highly unusual to access Super. Far more common for people to renegotiate mortgages in my experience.

    Good luck to everyone going through the process or considering going to SA.

  3. The Following 3 Users Say Thank You to Cathy69 For This Useful Post:

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  4. #153
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    Quote Originally Posted by Cathy69 View Post
    Being on the other side of a Cape Town success story, I am reading the posts about using Super with interest. I hope no one minds (or takes offence) if I post my view on the topic.

    I didn't access Super and had no idea of the existence of SuperCare etc. To cover my costs I just changed my lifestyle so that every single cent I could, was saved towards/post my 3 trips to SA. I am a single girl and had absolutely no one who could financially help me (parents dead, etc) so I put my head down and bum up so to speak for 5 years while I did various IVF. 'New clothes' came from Vinnies and friends hand-me-downs, lunch was leftovers from last nights dinner, 16 year old car, yada yada yada all that boring financial stuff. It meant I was also paying off credit cards after I came back from SA etc.

    Looking back I am so glad I did cover my expenses that way rather than dipping into Super or borrowing $$$ (though I did consider re-negotiating my mortgage) as now that my twins are here, I have to find a way to cover our expenses and pay off my mortgage at some point etc knowing that I will reach retirement age before my twins finish high school so I am going to need every cent I can get from my Super at that time.

    How you finance IVF is a very personal decision but I certainly wouldn't want people thinking it was standard to apply to dip into your Super to do it. Over the years I have been in the IVF and SA world, I have to say it is highly unusual to access Super. Far more common for people to renegotiate mortgages in my experience.

    Good luck to everyone going through the process or considering going to SA.
    You're right, it is a very personal decision.


    It is a relatively new process and personally, after years of draining savings, it has been a saviour for me, a 'last chance'.


    Everyone has a different financial situation and back story and i think it's good to know our various options so we can all make choices which work best for our individual circumstances. Certainly big decisions to make.

    Congrats on your twins x

  5. #154
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    Hi there I'm new here....I got news yesterday that my de transfer of 2 pgd tested embryos failed...has anyone else had this happen? Also I went to Medfem in joburg...my Dr is Dr Rodrigues....anyone else used that clinic?...
    Last edited by Ruby2015; 24-10-2016 at 17:44.

  6. #155
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    Hi @Ruby2015,
    So sorry to hear of your BFP, can only imagine how you must be feeling today - it's so sad and disappointing , and you just expect more with a DE.
    I'm heading over to CT for the first time next month, so I can't help you with your questions but I'm sure there are lots of girls here who can.
    Treat yourself gently lovely xxx

  7. #156
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    Quote Originally Posted by Ruby2015 View Post
    Hi there I'm new here....I got news yesterday that my de transfer of 2 pgd tested embryos failed...has anyone else had this happen? Also I went to Medfem in joburg...my Dr is Dr Rodrigues....anyone else used that clinic?...
    Sorry to hear about your BFN. I don't have personal experience with transferring PGD tested embryos but given a double transfer of good embryos failed, I would suggest investigating possible immune issues if you haven't done that already?

    Did they check your lining before transfer?

    It could just be extremely bad luck but if you are going to try again I'd leave no stone unturned with testing.

    good luck to you.

  8. #157
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    Yes my lining was fine 10.5 we have already been extremely unlucky as this is our 2nd donor our first donor didn't respond to the meds so there was nothing to transfer....we got the email from the clinic as we landed in Johannesburg to tell us...absolutely nothing has gone our way in the 4 years we have been trying...not one test or scan or cycle...nothing!!!

  9. #158
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    @Ruby2015 what a crap road you've had. Most of in here have used Cape Fertility in Cape Town, at the very least they offer the use of a frozen egg bank should you find yourself with no eggs at pick up...
    As mrserinr said /asked have you been tested for auto immune issues by your Fertility specialist here? That would be the first thing I'd be doing if you haven't. Em x

  10. #159
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    @emski72 is it strange that my FS here hasn't been involved at all?...all the clinic has done is let me have a scan before I left for Johannesburg and to get the meds...I haven't even seen my doctor for months?...yes I am now looking into any immune issues but only from suggestions I've found on these forums!...the clinic in SA has offered no insight whatsoever...now I'm getting mad!

  11. #160
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    I'm regretting not going to cape fertility now...we went with a clinic in johanesburg because I work for an airline and I could use staff travel to joburg....I was trying to save us some money...its been a false economy anyway as I had to return there and flew direct and paid full fare as I couldn't bear the 24 hrs each way on my own using staff travel


 

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