Single mum of 9 year old with one on the way. Bub number 2 was not planned and in a very sticky situation, remaining hopeful that we will work things out and something might develope however I need to look at the current situation.
Just before i found out I was pregnant after being told I wasn't I canceled my new start allowance as I had a full time job that wasn't paying me enough to stop my new start payments and causing more issues that's good. Eg working a 42 hr week but yet having to look for work cause I didn't earn enough in that job.
I have been putting away savings and trying to pay off debt as much as I can before Bub gets here but at the end of the day i won't have income once Bub gets here.
My question is I know I'm able to receive single parent payment and family tax a and b but will it just be maximum rate even with having a second child due to his age? As that seems to be what the calculators online tell me or is there a supplement I have to claim as well.
So confused I got sent forms of what I can claim and it was single parent, family tax, newborn, new start and parental leave 😩 Surely I can't get them all.
I'm just trying to work out how we will honestly live and if I'm better to once again go back to work straight after bubs born 😢
+ Reply to Thread
Results 1 to 3 of 3
09-07-2016 23:33 #1Senior Member
- Join Date
- Mar 2010
10-07-2016 22:11 #2
If you meet the eligibility requirements for ppl then apply for that. It is not counted as income for SPP. Yes your paid max rate for ftb a and b and you'll get SPP but when you get ppl you don't get part b, that kicks in as soon as ppl runs out.
You can either get newborn payment or ppl...but ppl is way more money if you qualify.
If you get child support for your newborn then that's what could reduce your ftb. If you can't survive on spp and ftb then at least you have 18 weeka of ppl. Newborn payments for subsequent children are much lower than first...about $1000 less.
If your eligible for ppl...you can't go back to work after bubs is born till your ppl runs out...or it stops.
The Following User Says Thank You to ProudMumma34 For This Useful Post:
10-07-2016 23:22 #3Senior Member
- Join Date
- Mar 2010
Thanks for your reply
Hopefully I qualify. Newborn payment is much much less this time around then when I had my first son as it was $5000 back then which was great for living off for time off. Maybe I need to work out the difference between ppl spp and what I earn now and go from there. At least 18 weeks off with Bub would be lovely :-)
By pixie0228 in forum Family FinancesReplies: 5Last Post: 29-04-2016, 22:44
By cmfc18 in forum Maternity & Parental LeaveReplies: 2Last Post: 09-10-2015, 15:13
By capricorn88 in forum General ChatReplies: 2Last Post: 31-07-2015, 20:10
Shapland Swim SchoolsSemi private learn to swim classes for a maximum of 3 children in specialized heated teaching pools. Our swim schools ...
LATEST5 ideas for the perfect baby shower giftSurrogacy and why many parents break the lawHow to get your kids to bring home empty lunch boxes
POPULARWhen can I start giving chores to my children?New baby nursery checklist – a guide to newborn essentialsWhat to pack for labour and hospital – a checklist
FORUMS - chatting now ...
What is the best holiday you have ever had?General Chat
Private health insurance vs extrasPrivate Health Insurance Discussion
Bullying recoveryWorking Hubbers - Employed
April/May TTC group chatConception & Fertility General Chat
Would you help your kids with?General Chat
IVF Babies due Sep/Oct/Nov 2017 #2pregnancy and babies through IVF
IVF/FET April & May chatConception & Fertility General Chat
CD8, Who's also at the start of their cycle and TTC?Conception & Fertility General Chat