Yes, the burden on health is expected to grow with an ageing population. This need shouldn't need to be met privately though, in my view. Oldies are some of the most vulnerable people in the community, and they should be provided for and taken care of regardless of their ability to pay. When I'm boss of the world, I'll make sure it happens
+ Reply to Thread
Results 81 to 90 of 102
12-06-2016 11:38 #81
12-06-2016 11:45 #82
My analogy is not a perfect one by any means - just something I was thinking about.
To continue on with the analogy though - there would be quite a lead time to build new buses, and yes, a lead time to bring through medical and nursing graduates, etc. However - neither of these things are likely to happen all of a sudden - ie there would likely be a growing trend of increasing public hospital use, or increasing public transport use.
At the moment, too, as I understand it, there are a lot of medical graduates having real trouble getting residencies and things like that, and increased funding could be used for increased residency placements and supervision, etc, so it wouldn't be a matter of starting from scratch even if there was a suddenly increased usage of public health.
12-06-2016 12:03 #83
No PHI here. We have a toddler and a Bub on the way. We decided to put money into a savings account if health issues arise instead of paying PHI.
12-06-2016 13:03 #84Senior Member
- Join Date
- Jan 2016
It's not always transparent that u are using ur private cover at public, it might be at some but it certainly isn't and is covered up at some, it's great if some of u have had it transparent and get u the consultant dr rather than the run about....
12-06-2016 14:51 #85
I have been weighing it up too but I don't think I can cancel it.
DS needs physio, ot and psych.
Dd needs ortho.
I have major dental etc.
I had both kids public even though I had my pregnancy cover as I was high risk and adel doesn't really have high risk ob at private hosp.
I'm having weightloss surgery so will continue to keep it after that.
My thing is how can I bring myself to make my kids wait long if they need something that I could make happen quicker? Eg physio etc
12-06-2016 17:54 #86
For us it was a matter of having hosp cover and continue to neglect dental etc. We kept Dh Top hosp cover (he is over 31 and considering WLS) and I have until October to get it again without the 2% loading. I will drop extras down to a lower level once we sort our teeth and get myself mid level cover 'just in case'.
12-06-2016 19:08 #87
Who has NO private health insurance?
My son broke his arm in 2012 and had to have surgery to put the bone back in place. I was asked by the doctor if it would be OK if they could admit him as a private patient in the public hospital where he had his procedure and I said yes. In 2014, my son jumped and hit his face against a brick wall and split his tongue in half so badly he had to be sedated and have the plastics team stitch his tongue back together. I just checked my hospital claims history and even though they knew I had private health insurance, they didn't admit us as a private patient. This was a different hospital, though.
12-06-2016 19:31 #88
We have none. It isn't really something that you do in the uk so I had never even considered it! I've never had an issue with the public system here. I just don't see the point in spending the money to be honest. I have friends who have PHI and used it for their pregnancy and birth and yet ended up $1000s out of pocket still. We didn't pay for PHI went public and paid nothing...
12-06-2016 23:59 #89
I think given the average age of members on BH is likely under 45ish, the great majority have had minimal need for PHI (pregnancy usage aside) As we age the need for "elective" surgery becomes more relevant (think joint surgery, other non - urgent surgery like gall - bladder surgery and even adult cancer treatment can be delayed by the public system, like immediate access to MRIs etc. Hip replacement surgery can have a public wait list of 2 yrs+ in some areas).
13-06-2016 10:36 #90
We have never had PHI and for the most part it's been fine..... but I would love it now since dd was diagnosed with type 1 diabetes so an Insulin Pump can be covered. But it's not an affordable option for us.
By PrettyFabulous in forum Pregnancy & Birth General ChatReplies: 5Last Post: 01-10-2015, 18:53
By DreamyMummy in forum General ChatReplies: 8Last Post: 10-09-2015, 03:41
Baby Car Seats and Infant Car RestraintsBuying a baby car seat? Check out our 'go-to' links here!
LATESTToilet training: when is the best time to start?Why it is OK for your child to be differentWhat is a blessing way? How is it different to a baby shower?
POPULARWhen can I start giving chores to my children?New baby nursery checklist – a guide to newborn essentialsWhat to pack for labour and hospital – a checklist
FORUMS - chatting now ...
Happiness thread.General Chat
Awesome Mums of Autistic kids-how many of us are there (#3)????????Parents of Children with Special Needs
Support out there? ED issues, ttcMale Infertility Issues
QLD Hubbers...or anyone that holidays there.General Chat
Rude 10 year old. Ideas?General Chat
Testing positive but faintConception & Fertility General Chat
Mixed slumber partyGeneral Chat