deleted for privacy
+ Reply to Thread
Results 11 to 20 of 34
05-06-2016 07:14 #11
05-06-2016 08:15 #12
You can still have an offset account and consider it savings. We have about 6 offset accounts with the cba that have varying amounts of money in it for different purposes. Eg rates, electricity and water in one. Actual savings in other. So it serves the purpose of being offset to our mortgage but still separate from other funds so we have a clear breakdown of what we can use for luxuries or holidays vs bills.
05-06-2016 08:22 #13
05-06-2016 08:38 #14
05-06-2016 08:39 #15
The Following User Says Thank You to turquoisecoast For This Useful Post:
05-06-2016 08:51 #16
None currently as paying off debt so I can start planning another holiday
05-06-2016 08:55 #17
Prob around about 30% every month and is also in the offset account, which I consider savings. We also have other savings every month like kids, holidays, christmas etc that go into different accounts.
05-06-2016 09:03 #18
As I said in my first post when you have a mortgage having a separate 'savings' account doesn't make sense to me. Should there be an emergency I cannot repay within the interest free days on CC then we can just withdraw from the mortgage (no fees associated with this).
05-06-2016 09:27 #19
We save around 20% of DH wage each fortnight. That being said, we just used a huge chunk due to buying a new car so back down a little now.
05-06-2016 09:30 #20
By SpicyTurtle in forum General Parenting Tips, Advice & ChatReplies: 20Last Post: 24-12-2015, 09:05
By blissfulfairy in forum Family FinancesReplies: 63Last Post: 19-11-2015, 13:07
By silly in forum General ChatReplies: 20Last Post: 05-07-2015, 11:11
Pea Pods Reusable NappiesPea Pods are the smart choice when it comes to choosing what's best for you, your baby and the environment. Affordable ...
LATESTWhy it is OK for your child to be differentWhat is a blessing way? How is it different to a baby shower?7 ways to break the ‘mumnotony’ at home
POPULARWhen can I start giving chores to my children?New baby nursery checklist – a guide to newborn essentialsWhat to pack for labour and hospital – a checklist
FORUMS - chatting now ...
Egg Donation in South Africa #14Egg Donation
Egg Donation in Greece #5Egg Donation
I am... #20General Chat
Loan for a businessFamily Finances
Lunch box ideas that doesn't include sandwichRecipes & Lunchbox Ideas
Pelvic floor exercises - extra helpGeneral Health
Inheritance WWYDGeneral Chat