What choices does one have to prevent bankruptcy that won't disadvantage you in the future. ..
Ideas please ? ???
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10-05-2016 22:12 #1
Other options than bankruptcy
10-05-2016 22:26 #2
go talk to a financial counsellor.
10-05-2016 22:45 #3Junior Member
- Join Date
- May 2016
Make sure you look at free ones via smart money not one of the dodgy companies out there. There is lots of support you can get make sure you don't get screwed be dodgy companies takin advantage
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11-05-2016 01:57 #4
Who do you owe money to?
11-05-2016 02:18 #5Senior Member
- Join Date
- Mar 2015
11-05-2016 09:53 #6
I would talk with a counselor. CAP - Christians against poverty is a great organisation. They don't charge you and are a registered agency to help with financial counseling and give you options. They will ask for lots of information and then prepare a budget and a recommendation for how to proceed. ..either with debt agreements or negotiations. Or bankruptcy.
They don't push 'Christian' messages but are run by charities with donations from churches. Which is why they don't charge. They are very good.
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Wise Enough (11-05-2016)
11-05-2016 11:23 #7
You can get $10,000 maximum.
It's taxed at 22%.
Not all superannuation companies let you do it.
You have to have been receiving centre link benefits for 26 weeks continuously, minimum.
You need to provide proof of all income and outgoings to prove that you need the money.
I can keep going if you like? Or this may not apply to you..
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