+ Reply to Thread
Page 2 of 2 FirstFirst 12
Results 11 to 18 of 18
  1. #11
    Join Date
    Jun 2014
    Posts
    1,665
    Thanks
    1,079
    Thanked
    1,307
    Reviews
    0
    Achievements:Topaz Star - 500 posts

    Default Private Health

    .
    Last edited by mummymaybe; 21-05-2016 at 14:40.

  2. #12
    Join Date
    Nov 2010
    Posts
    5,749
    Thanks
    3,833
    Thanked
    3,656
    Reviews
    0
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 postsAmethyst Star - 5,000 posts
    Maybe I need DH to join a defence force lol. He is always away anyway 😂. Will check if his company have any discounts with any funds it is a huge multi national organisation.

  3. #13
    Join Date
    Jan 2016
    Posts
    297
    Thanks
    0
    Thanked
    94
    Reviews
    0
    Don't use the comparison websites they're usually limited to their subscriber companies! It depends what u want who is best. Some companies pay Drs a bonus for no out of pocket to u, but if the dr doesn't take it up ( does charge extra) then they pay heaps less so u end up with an even bigger bill. The name will come to me, arrgh memory....

  4. The Following User Says Thank You to Lisau77 For This Useful Post:

    sunnygirl79  (09-05-2016)

  5. #14
    Join Date
    Dec 2015
    Posts
    2,724
    Thanks
    3,663
    Thanked
    1,499
    Reviews
    0
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 posts
    We are with Medibank and pay $440 per month family cover. We have top hospital and extras (goes up to $560 per month as of this month to cover an adult dependent - DS1 who is 21).

    This is after the rebate. It's expensive and we had been planning on changing/downgrading but will stay until after DS3 is born.

    We pay $200 excess on hospital admission to maximum of $500 for year. No excess for children. Children get fully covered general dental. Adults two free checkups per year at dentist.

    Other extras limits are very good - around $3-4000 per year.

    Can choose own provider but if we use the member's choice providers there are less OOP's.

  6. #15
    Join Date
    Feb 2011
    Posts
    419
    Thanks
    150
    Thanked
    150
    Reviews
    0
    Quote Originally Posted by shani2 View Post
    It's limited to people with a connection with the defence force. So if you have a mother/father/aunt/uncle/brother/sister then your eligible
    And grandparent 😊

  7. #16
    Join Date
    Jun 2011
    Posts
    3,496
    Thanks
    1,027
    Thanked
    2,112
    Reviews
    0
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 posts
    I've always been happy with HCF, we just swapped to Defence health because we got a better quote and they're great to deal with (my parents have been with them for 35+ years, father is a veteran).

    Hcf was $420 a month I think for top hospital and mid extras for two of us and our toddler plus extra accident insurance for my child.

    We swapped to defence health and it's $370 a month now for the same but if we drop the top level hospital (which we currently keep for IVF and Obstetric care) it's $320 a month.

  8. #17
    Join Date
    Nov 2010
    Posts
    5,749
    Thanks
    3,833
    Thanked
    3,656
    Reviews
    0
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 postsAmethyst Star - 5,000 posts
    After a bit of browsing online we decided to stay with our current insurer and just downgraded the hospital cover - saving us over $90 a month (!). So pretty happy with that. Couldn't find anything that compared price-wise without sacrificing our comprehensive extras, which we make good use of.

    Bit sad not to have pregnancy covered now, means we will really have to think hard about another child. Ridiculous how much more we have to pay to get pregnancy cover included (but it is important to us to go private for birth).

  9. #18
    Join Date
    Mar 2015
    Posts
    5,147
    Thanks
    998
    Thanked
    3,239
    Reviews
    0
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 postsAmethyst Star - 5,000 posts
    Whoops. You have reminded me I need to do that. Will have to talk to DH to see what we want to keep.


 

Similar Threads

  1. IVF with no private health
    By Silver_Lining in forum IVF
    Replies: 15
    Last Post: 28-02-2016, 15:02
  2. Another Private health question
    By MrsMummaButterfly in forum Private Health Insurance Discussion
    Replies: 33
    Last Post: 25-06-2015, 18:33
  3. Looking for the best Private Health Cover
    By justinlisa in forum Private Health Insurance Discussion
    Replies: 9
    Last Post: 13-06-2015, 07:36

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
FEATURED SUPPORTER
Innovations Sports PhysiotherapyWomen’s Health Physios who are able to assess and treat a wide range of Pregnancy and Post Natal Issues. We offer ...
FORUMS - chatting now ...
❤Joyous June/July TTC!❤Conception & Fertility General Chat
Toddler friendly Sydney?General Travelling with Kids Tips
Recommend me a convertible booster car seat ☺Product Recommendations & Questions
Need adviceIntroductions
High Natural Killer Cells #9Reproductive Immunology
REVIEWS
"Made bed time less anxious"
by Meld85
My Little Heart Whisbear - the Humming Bear reviews ›
"Wonderful natural Aussie made product!"
by Mrstwr
Baby U Goat Milk Moisturiser reviews ›
"Replaced good quality with cheap tight nappies"
by Kris
Coles Comfy Bots Nappies reviews ›