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  1. #1
    Join Date
    Mar 2016

    Default Research for a course - would you pay to learn how to save money? How much? Style?

    Hello BubHubs,

    Firstly, I thank you for having me. This is my first time here and first time hearing about this forum.

    Interestingly, I found this site on Google. I searched for "young families in Australia forum" and this was one of the top.

    I am doing some research as part of a course that I am doing and it revolves around understanding what your likelihood to pay for a particular service is. The reason I chose hubbub to do this research is because I feel the topic is particularly relevant for those with young families.

    Hypothetically speaking, a service is being offered such that you will be taught strategies to save money. This "money saving" is primarily from a consumer point of view, and can include: petrol, groceries, eating out/home, phone bills, internet bills, using the right bank account/credit card, booking cheap airfares and/or accommodation, saving money on purchases of big ticket items (fridges, TVs, laptops, phones).

    I've highlighted credit card as credit cards seem to be something almost like a hobby to some so I thought it might be worth highlighting.

    For a course/ebook/Offline Course, would you pay (one off):
    1. $5
    2. $10
    3. $20
    4. $50
    5. $100
    6. Some other amount (please specify)
    7. You would not pay
    Which of the following would then be your preference of delivery?
    1. (Online) Course/eBook (an eBook would differ in structure to a course, slightly)
    2. Offline Course (i.e. a person speaking)
    3. Personalised consulting (phone)
    4. Personalised consulting (face to face)
    And I would imagine the amount you would be willing to pay would also fluctuate depending on the delivery medium.

    Can you please specify how much you would pay and what your preferred delivery medium would be? (i.e. the two lists above)

    If you were to pick a personalised consulting option, how much would you pay? Could you specify as an hourly/session rate?

    As a side question (optional), is there anything in particular in relation to money saving that you find particularly annoying/difficult, such that you feel "I would pay money to understand/learn about x, y or z"?

    Obviously this only makes sense if the amount you can save outweighs the amount you outlay, and generally speaking the higher your overall expenses, the more you could potentially save.

    The objective of this is to save you money without you spending additional money to save more (i.e. to save money on stuff you'd be spending on anyway).

    Could you please be honest with your feedback, even if that means shutting the whole entire idea down? Thanks in advance! I have underlined the questions to be answered above

  2. #2
    Join Date
    Mar 2016
    I'm sorry to not be more positive but I wouldn't pay for a course such as this as all these things can already be found on the Internet for free. I mean tips and tricks for cutting down costs, life hacking websites, the Choice website, etc. HOWEVER, to go to a website that pulled all this information together in one place would be very helpful as at the moment it is fragmented - this could be profitable if you were able to secure advertising.

  3. The Following 2 Users Say Thank You to Drugstore Perfume For This Useful Post:

    illumination  (31-03-2016),Janesmum123  (30-03-2016)

  4. #3
    Join Date
    May 2009
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 posts
    I wouldn't pay anything seeing as there are free tools all over the Internet. Financial counsellors are free and government funded. Websites such as MoneySmart have a wealth of information as well as calculators for mortgages, personal loans, credit cards. These can show you how quickly you can pay off debt with small additional payments. Money saving advice is all over the Internet. everything from grocery lists to meal plans to saving on utilities and appliances. People who are already in debt need to see a financial counsellor who can provide professional advice as well as inform their clients of their legal rights when they are in financial hardship. Finance companies have programs that can help clients who are in hardship in certain circumstance interest can be removed from credit cards or loans, lower payment arrangements can be made etc. Utility companies have similar programs. There are also free legal advice lines for people who are experiencing hardship.
    There are spreadsheets you can down load for free for budgeting. (Again MoneySmart have one of these which)
    I have a special loathing for companies like "my budget" but that's another thread.
    Once a person is out of hardship there is one rule never ever finance anything except your house.

  5. The Following User Says Thank You to Janesmum123 For This Useful Post:

    illumination  (31-03-2016)


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