The bank has ours. We keep all our important documents in a filing cabinet. When we were evacuated during Yasi we put all the important stuff in a plastic tub and took it with us.
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13-02-2016 21:15 #11
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13-02-2016 21:41 #12
13-02-2016 22:02 #13Senior Member
- Join Date
- Mar 2012
The bank still has our title deeds. Even though we've paid off the loan, we haven't requested discharge of the mortgage and return of the deeds, because we figured the bank was the safest place for them!
All our other important docs at home are kept in a fire-proof, lockable, portable case we bought at Bunnings. I think it was about $100? In the event of an evacuation, we can grab it and go. And if the house burns down with the box still inside, hopefully the docs will still be okay.
Last edited by Gentoo; 13-02-2016 at 23:55.
13-02-2016 22:05 #14
Our bank still has ours, maybe one day we'll pay it off and get our mitts on it!
In terms of other documents we have what we call a go box (we live in an apartment and got evacuated once, thankfully a false alarm). Everything that we would need is in this box that is easily accessible and if ever needed it's quick to grab.
13-02-2016 22:09 #15Member
- Join Date
- Apr 2011
Deed records in qld are electronic, so no need to have a copy.
13-02-2016 22:29 #16
Wow, I'm in Qld too. I didn't realise actual title deeds were still a thing in Australia!
13-02-2016 22:44 #17
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14-02-2016 06:30 #18
14-02-2016 07:09 #19
[QUOTE=turquoisecoast;8406540]do you mind if I ask what rate of interest they charge? or is it interest free?[/
Not interest free but we are only paying them interest on the loan which is about $1500/month, I think it's about 4%. It just feels like they bought the house (even though it's in our name) and we are paying them rent. If they were to pass away we would be mortgage free.
14-02-2016 07:10 #20
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