Whats the best way you use your credit card to make the most out of it?
+ Reply to Thread
Results 1 to 10 of 21
26-10-2015 18:27 #1
26-10-2015 18:43 #2
If you can't pay it off every month then it's just not worth it.
26-10-2015 18:49 #3
We have points we get with our cards (one account with visa and american express linked). Everything we do goes on our credit card and it is paid off every month. We never have a balance carrying over, because that just costs you money. We only use 'savings' to withdraw cash for things like a babysitter or preschool activities etc as required.
26-10-2015 18:55 #4Senior Member
- Join Date
- Mar 2015
Make sure your limit is manageable. Pay off every cent every month. If you want particular rewards etc - do your research for which card you will get most from. Check out annual fees.
We tend to use our credit card heaps. But we always have money on it, pay it off immediately if in negative. We don't get 'rewards' but we don't care. Also no annual fee.
26-10-2015 18:58 #5
We have a $1500 balance. We pay everything on the card and put money on it as we go so we're never behind. We use it for frequent flyer points mainly. We currently have almost 400,000 points
28-10-2015 05:32 #6
I'm new to using a credit card.
So paying it off every month is the best option .... Even if paying it off every month means you need to use it because all your money's on there?
28-10-2015 05:35 #7
I use it for everything to collect points. I pay it off at the end of every month. If you can't pay it off at the end of every month don't get one. I have a 20k limit. It's probably 10k more than what I need.
28-10-2015 05:37 #8
28-10-2015 07:00 #9
We use it to get points mainly so we can fly to visit family.
We put everything on it and I transfer money every few days so we dont overspend our budget.
28-10-2015 07:30 #10
Baby Car Seats and Infant Car RestraintsBuying a baby car seat? Check out our 'go-to' links here!
LATESTWhat is a blessing way? How is it different to a baby shower?7 ways to break the ‘mumnotony’ at homeGuide to government family benefit payments
POPULARWhen can I start giving chores to my children?New baby nursery checklist – a guide to newborn essentialsWhat to pack for labour and hospital – a checklist
FORUMS - chatting now ...
3 year old with mouth ulcersGeneral Child Health Issues
Financial advisor or accountant?Family Finances
IVF babies due June/July/August 2017pregnancy and babies through IVF
Has anybody's family member or friend set up as a registered carer?Childcare Options
April/May TTC group chatConception & Fertility General Chat