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  1. #1
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    Default Space it out or bite the bullet

    We will try for a 3rd at least. I'm not done I know I'm not.
    part of me just wants to get it over and done with and be poor for a few years ( then be able to plan again) and another part wants to go back to work build on nest egg before going for it again ( and being poor again).

    My mind is clouded and I need outside perspective.
    Is it really a false economy me going back then off again? I mean if I earn y when on mat leave and x when at work the total still = xy regardless of what order it happens right?

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    @maternidade, I went back after each baby (at home with #3 atm) I found it helped a lot financially and also the extra spacing of kids means that we will only have full time daycare costs for 2 kids for a max of 2 years before #2 is in school - leaving us with only 1 in ft daycare. I have to say though full fees for 2 is a killer. And personally I couldnt dedicate more than a year at a time at home with kids - I love them, but it does my head in.

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    My opinion. If you can have your 3rd asap without going into too much debt or financial trouble - do it now.

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    Rose&Aurelia&Hannah  (18-10-2015)

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    I am also of the opinion that in for a penny, in for a pound. Get 'em all through babyhood one after the other and then go back to work/whatever afterwards.

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    Rose&Aurelia&Hannah  (18-10-2015)

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    I would do it now. So much better in the long run the closer they are together

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    Rose&Aurelia&Hannah  (18-10-2015)

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    hi maternidade, are you on mat leave from a current job? If you have a job to go back do, I would consider doing that. I went back between each of mine (although once was only for about 6 mths as I was pregnant when I went back). I was exactly the same as kitik- if you utilise daycare, the cost of 2 is almost crippling, 3 would have been impossible for us. i had a huge gap between 2nd and third, and i have to be honest, it did set me back at work- for promotions etc but now the youngest is 3, I feel like i am back on track now and is all panned out okay on the work front. good luck with your decision!

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    If you have a job to go back to and need to utilise daycare, space it out and get at least one at school. Otherwise, bite the bullet and do it. It's hard in the beginning but soooo good to just knock the baby years over quickly.

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    Also look into nanny/au pair which may be cheaper than childcare if you have 2+ children.

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    Yes I have a job. the back to back will be enough time to get maternity leave ( from government again, only have to be at work 1 day to get it from employer) then off again. The way the spacing works DD1 will be in prep by the time I go back to work with #3 so will only be 2 in daycare ( fees are crazy aren't they)

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    It would depend for me on a few things -

    How old are you?
    What are the age spacings of your kids?
    Do you/have you had fertility issues?
    How are you coping with the children you have? Do they have special needs? Are they easy? Difficult children?


 

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