As title says..??
Hiring a car and wondering whether to choose all inclusive insurance on top of flat rate. It's about an extra $12 per day but hiring car for 3 weeks.
Do you/ would you do this?
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16-10-2015 15:16 #1Senior Member
- Join Date
- Dec 2014
Do you buy the extra insurance- car hire
16-10-2015 15:23 #2
16-10-2015 15:54 #3
16-10-2015 16:00 #4
16-10-2015 16:10 #5Senior Member
- Join Date
- Jan 2013
Our visa card has the extra insurance as part of our "member benefits", so we don't, but if you don't have it included in your cc, then I would definitely buy it.
16-10-2015 16:16 #6Senior Member
- Join Date
- Mar 2012
When renting from the big hire car companies (who charge a lot per day to reduce the excess) I've frequently found it cheaper to take out a domestic travel insurance policy with QBE or similar, which includes a few thousand dollars of hire car cover.
16-10-2015 16:58 #7
We ended up using domestic travel insurance. I looked up the details of the car rental place's all-inclusive cover vs. HBF travel insurance & HBF came out on top.
16-10-2015 17:09 #8
I have always opted for the extra insurance when hiring cars in the past.
Interesting point about the travel insurance - I'll have keep that in mind next time we need to hire a car on holiday.
16-10-2015 17:15 #9
I always get travel insurance instead. It usually works out cheaper and covers you for lots of other stuff too, so it's a win win. Always check the payout amount for hire car on the policy though to make sure it'll cover what you'd owe the car rental company if you had an accident.
16-10-2015 17:26 #10
ACCC are currently investigating a number of these policies as they are uncommercial. Eg many won't cover you unless you actually hit or are hit by another car. So if you scrape your car, or hit an animal, you may not be covered.
Seriously overpriced for what you get.
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