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  1. #71
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    How did everything turn out op?

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    moosey  (29-08-2015)

  3. #72
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    Quote Originally Posted by Kazza78 View Post
    How did everything turn out op?
    Hi!! Well, this thread gave me some amazing advice...
    I deferred my private health insurance to pay next week, along with my car payment...
    I got a loan through centrelink ($350) which paid for child care. I have until Feb to pay it off (actually, just a small amount comes out of my FTB each fortnight).
    I am also going to suspend my health insurance until after Xmas without losing my waiting periods.
    I will also organise the $100 a fortnight that I get from centrelink to be direct debited straight into my gas/electricity account. This advice was amazing.
    I have looked into assisting an elderly man every Saturday morning, cash in hand, to do his grocery shopping etc. it won't pay much but will go toward my petrol each week.
    I also did the online budget through ASIC which was fantastic. We have estimated that we should have around $150 left over each month to go into savings.

    Honestly, I don't know what I would have done without you all. I was absolutely desperate and stressed. My brain wasn't functioning because I felt so out of control.

    Thank you all from the bottom of my heart!

  4. The Following 9 Users Say Thank You to moosey For This Useful Post:

    3bubbys  (29-08-2015),babyno1onboard  (29-08-2015),BH-KatiesMum  (19-09-2015),debsch  (30-08-2015),Jenga  (29-08-2015),JR03  (29-08-2015),Mokeybear  (19-09-2015),Ruby_Tuesday15  (29-08-2015),turquoisecoast  (29-08-2015)

  5. #73
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    That's great to here. Let us know how the man goes. It sounds cute

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    moosey  (29-08-2015)

  7. #74
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    Quote Originally Posted by moosey View Post
    Hi!! Well, this thread gave me some amazing advice...
    I deferred my private health insurance to pay next week, along with my car payment...
    I got a loan through centrelink ($350) which paid for child care. I have until Feb to pay it off (actually, just a small amount comes out of my FTB each fortnight).
    I am also going to suspend my health insurance until after Xmas without losing my waiting periods.
    I will also organise the $100 a fortnight that I get from centrelink to be direct debited straight into my gas/electricity account. This advice was amazing.
    I have looked into assisting an elderly man every Saturday morning, cash in hand, to do his grocery shopping etc. it won't pay much but will go toward my petrol each week.
    I also did the online budget through ASIC which was fantastic. We have estimated that we should have around $150 left over each month to go into savings.

    Honestly, I don't know what I would have done without you all. I was absolutely desperate and stressed. My brain wasn't functioning because I felt so out of control.

    Thank you all from the bottom of my heart!
    glad to hear you're feeling much more in control moosey and that things are looking up.

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    moosey  (29-08-2015)

  9. #75
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    Glad to hear, you have it all under control.

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    moosey  (29-08-2015)

  11. #76
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    any little bit helps doesn't it!

  12. #77
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    Quote Originally Posted by moosey View Post
    Hi!! Well, this thread gave me some amazing advice...
    I deferred my private health insurance to pay next week, along with my car payment...
    I got a loan through centrelink ($350) which paid for child care. I have until Feb to pay it off (actually, just a small amount comes out of my FTB each fortnight).
    I am also going to suspend my health insurance until after Xmas without losing my waiting periods.
    I will also organise the $100 a fortnight that I get from centrelink to be direct debited straight into my gas/electricity account. This advice was amazing.
    I have looked into assisting an elderly man every Saturday morning, cash in hand, to do his grocery shopping etc. it won't pay much but will go toward my petrol each week.
    I also did the online budget through ASIC which was fantastic. We have estimated that we should have around $150 left over each month to go into savings.

    Honestly, I don't know what I would have done without you all. I was absolutely desperate and stressed. My brain wasn't functioning because I felt so out of control.

    Thank you all from the bottom of my heart!
    I got goosebumps reading that, I'm so heartened to hear thing are looking up for you xxx

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    moosey  (19-09-2015)

  14. #78
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    Quote Originally Posted by moosey View Post
    I have looked into assisting an elderly man every Saturday morning, cash in hand, to do his grocery shopping etc. it won't pay much but will go toward my petrol each week.
    !
    Can you look into getting an extra casual job when hubby is at home? Eg night fill or weekend work? Deliver pamphlets?

    I know you are going through rough times (I was there too when I was on mat leave and it was horrible) and I understand how tempting cash in hand can be.... That being said it could very well cause more headaches for you down the track (...not to mention it is a little unfair to others).

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    moosey  (19-09-2015)

  16. #79
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    I think if you're desperate then I'm prepared to look the other way as far as cash in hand goes. if if means having a bit more to pay a bill, visit the doctor, put food on the table or treat the kids to a new toy or movie, then fine.

    my issue is with welfare grabbers who don't need the extra cash as hubby is on a good wicket but do extra cashy jobs on the side due to greed. that's wrong.

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    moosey  (19-09-2015),Nemmi1987  (19-09-2015)

  18. #80
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    Quote Originally Posted by VicPark View Post
    Can you look into getting an extra casual job when hubby is at home? Eg night fill or weekend work? Deliver pamphlets?

    I know you are going through rough times (I was there too when I was on mat leave and it was horrible) and I understand how tempting cash in hand can be.... That being said it could very well cause more headaches for you down the track (...not to mention it is a little unfair to others).
    What headaches do you mean? How is it unfair to others?? Sorry, just not quite sure what you're getting at?!

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    Nemmi1987  (19-09-2015)


 
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