Closed Thread
Page 7 of 15 FirstFirst ... 56789 ... LastLast
Results 61 to 70 of 149
  1. #61
    Join Date
    Aug 2009
    Location
    Melbourne
    Posts
    1,560
    Thanks
    26
    Thanked
    166
    Reviews
    0
    Achievements:Topaz Star - 500 posts
    Oh that sucks about the ambulance. They can be really funny about types of circumstances they will cover. When your back on your feet look at separate ambo cover. We have PHI but I also pay $25 per quarter for ambo cover direct with Ambulance Victoria (family of 4) for extra piece of mind.

  2. The Following User Says Thank You to goldencrumble For This Useful Post:

    moosey  (26-08-2015)

  3. #62
    Join Date
    Oct 2012
    Posts
    4,984
    Thanks
    3,695
    Thanked
    1,955
    Reviews
    0
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 posts
    We pay $151 a year for family ambo cover here in SA....that seems expensive!?

    Op I don't really have any advice but wanted to wish u all the best. You have been given some great advice here xxx

  4. The Following User Says Thank You to SoThisIsLove For This Useful Post:

    moosey  (26-08-2015)

  5. #63
    Join Date
    May 2011
    Posts
    1,479
    Thanks
    633
    Thanked
    795
    Reviews
    0
    Achievements:Topaz Star - 500 posts
    Quote Originally Posted by goldencrumble View Post
    Oh that sucks about the ambulance. They can be really funny about types of circumstances they will cover. When your back on your feet look at separate ambo cover. We have PHI but I also pay $25 per quarter for ambo cover direct with Ambulance Victoria (family of 4) for extra piece of mind.
    Yes definitely doing this. Ambulance cover through health insurance can be a bit hit and miss I think!

  6. #64
    Join Date
    Sep 2012
    Posts
    575
    Thanks
    844
    Thanked
    182
    Reviews
    0
    Achievements:Topaz Star - 500 posts
    Quote Originally Posted by SoThisIsLove View Post
    We pay $151 a year for family ambo cover here in SA....that seems expensive!?

    Op I don't really have any advice but wanted to wish u all the best. You have been given some great advice here xxx
    We used to pay $150 per family in Vic but the new government cut the price by 50% which was nice!

  7. The Following User Says Thank You to 3bubbys For This Useful Post:

    AdornedWithCats  (26-08-2015)

  8. #65
    Join Date
    Oct 2011
    Posts
    4,495
    Thanks
    1,992
    Thanked
    1,169
    Reviews
    0
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 posts
    Do you have any old phones you can get some money for? Jewellery? Sorry I've been trying to think of things.

  9. The Following User Says Thank You to Kazza78 For This Useful Post:

    moosey  (26-08-2015)

  10. #66
    Join Date
    Aug 2015
    Posts
    4
    Thanks
    0
    Thanked
    0
    Reviews
    0

    Default Hecs

    Does your husband have a HECS debt? Last year we were struggling and I rang them in regards to financial hardship and they can defer your repayments for a year and they can also refund you the compulsory repayments you made last year. It was a little bit f paper work, but it only took about half an hour to fill in, they were really helpful over the phone as well.

  11. #67
    Join Date
    Oct 2011
    Location
    Adelaide
    Posts
    2,549
    Thanks
    370
    Thanked
    347
    Reviews
    0
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 posts
    Hello and first of all good luck with everything....

    I do not have much advice however these are things that I would do...

    Cancel private health, only have ambulance cover...seriously, I do not see the difference in public or private.

    Cook meals to last you 2 days so you only cook around 3 times a week.
    Dominos has $5 pizza also

    Check out your local children's centre, they offer occasional care, that way you can work more, maybe even a 2nd job

    Sell items that are not needed, you would be surprised

    With your bills....do easy pay, I think it's called, every fortnight or month put money into that

    If things are close by, walk if you can, save the petrol in your car

    Don't buy things if you can borrow them. (Books, DVDs, etc)

    Before you buy ask yourself (do I need it? Know the difference between a need and "want")

    All the very best of luck to you.

    You have been given great advice from people.

  12. #68
    Join Date
    Feb 2015
    Posts
    2,447
    Thanks
    2,995
    Thanked
    1,719
    Reviews
    0
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 posts
    If you have paid upfront for 12 months worth of insurance (or something similar), you could shop around for a better deal or the same deal elsewhere and sign up to the new service with a monthly payment option. Then cancel the original service and get a refund.

    You won't necessarily save money in the long term but could help generate a few hundred dollars in the short term.

  13. #69
    Join Date
    Jun 2009
    Posts
    6,707
    Thanks
    1,204
    Thanked
    3,219
    Reviews
    0
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 postsAmethyst Star - 5,000 posts

    Default Help! I've got no money for bills

    Quote Originally Posted by turquoisecoast View Post
    actually I was asking because I'm trying to help. I see no value in someone asking for help and people offering advice like "make 2 minute noodles". if someone is behind on their mortgage and car repayments, there's obviously more going on than just being a little short that week.

    I'm an accountant and also run my own business helping clients manage cash flow and getting out of financial strife. if I'm asking pointy questions, it's out of a genuine desire to help. I'm not trying to put the OP down in any way shape or form thankyou very much.
    Can you apply for night fill positions so hubby is home with kids and then when he's at work you are home?
    Last edited by lilypily; 26-08-2015 at 17:29.

  14. The Following User Says Thank You to lilypily For This Useful Post:

    turquoisecoast  (26-08-2015)

  15. #70
    Join Date
    Jul 2015
    Posts
    6,912
    Thanks
    4,794
    Thanked
    4,237
    Reviews
    0
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 postsAmethyst Star - 5,000 posts
    Awards:
    100 Posts in a week
    Quote Originally Posted by DreamyMummy View Post
    May I ask where you sign up for market research?
    I can't remember how I found it but I think I just googled market research Melbourne and registered with a company.

    I get emails quite frequently inviting me to participate. a lot of times I don't qualify but it's worth it when you do.

    just start with a Google search and ensure any company you register with is (well appears to be!) legit


 
Closed Thread
Page 7 of 15 FirstFirst ... 56789 ... LastLast

Similar Threads

  1. Replies: 42
    Last Post: 20-06-2016, 17:18
  2. Bills and credit rating help!!!
    By Little Miss Sunshine in forum Family Finances
    Replies: 3
    Last Post: 23-06-2015, 10:00
  3. Grocery bills for single parents
    By SpecialK in forum General Parenting Tips, Advice & Chat
    Replies: 1
    Last Post: 14-02-2015, 12:03

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
FEATURED SUPPORTER
Maternity ClothesLooking to buy maternity clothes? :: Check the bubhub directory of local & online maternity clothes shops :: Find ...
FORUMS - chatting now ...
REVIEWS
"Pigeon teats rule!"
by Alex
Pigeon PP Wide Neck reviews ›
"Wonderful natural Aussie made product!"
by Mrstwr
Baby U Goat Milk Moisturiser reviews ›
"Replaced good quality with cheap tight nappies"
by Kris
Coles Comfy Bots Nappies reviews ›