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  1. #21
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    Quote Originally Posted by Nafsika View Post
    We are in the building industry, so it could be a quiet year or a busy year. It's hard to estimate.
    Your better off getting your ftb as a lump sum then to avoid any debt or overpayment.

  2. #22
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    Quote Originally Posted by ProudMumma34 View Post
    Your better off getting your ftb as a lump sum then to avoid any debt or overpayment.
    Agreed. I wonder if the estimates can be changed. It's done now. I'll just wait for the accountant to send the paper work in and hopefully Centrelink contact me.

  3. #23
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    Yep u can. You'll probably have a rough idea if you've been over paid if after u change your estimate your payments stop or become zero. Use the rate estimator and put in different amounts of income. It will give u a good indication of what you'd be entitled too.

  4. #24
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    Better to over estimate. I accidentally underestimated as I got confused with Ftb/baby bonus stuff and my disability pension. I now have $2k debt! It's so confusing. Especially when the people on the phone go 'we can't estimate for you.

    It was only because I estimated his income without overtime STUPID mistake! Now I take lump sums and struggle until the end

  5. #25
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    Quote Originally Posted by ProudMumma34 View Post
    Your better off getting your ftb as a lump sum then to avoid any debt or overpayment.
    When claiming as a lump sum, does it automatically go into your account once they have confirmed wages etc with the ato at the end of the financial year?

  6. #26
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    Quote Originally Posted by Tinkers View Post
    When claiming as a lump sum, does it automatically go into your account once they have confirmed wages etc with the ato at the end of the financial year?
    No. I have to do it myself.

  7. #27
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    You can change your income estimate at anytime. So easy on the app.

  8. #28
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    No Tinkers you have to put a claim in each year. When they get your info from ato doesn't matter it will just sit there.

    Monnie they can't estimate for you
    But u can ask them exactly how much dsp and newstart you've gotten to date .


    i had to put our ftb to zero for 2 months and to be honest we are struggling too.
    Last edited by ProudMumma34; 06-06-2015 at 22:22.

  9. The Following User Says Thank You to ProudMumma34 For This Useful Post:

    Tinkers  (06-06-2015)

  10. #29
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    Ok. Can that be done online?

  11. #30
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    Yep it can Tinkers


 

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