+ Reply to Thread
Page 1 of 2 12 LastLast
Results 1 to 10 of 14
  1. #1
    Join Date
    Apr 2012
    Posts
    4,166
    Thanks
    409
    Thanked
    1,734
    Reviews
    2
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 posts

    Default Has anyone used ING as their bank?

    What was/is you experience... Looking at switching but don't know much about them...

  2. #2
    Join Date
    Nov 2014
    Posts
    113
    Thanks
    4
    Thanked
    27
    Reviews
    9
    We switched recently and have found them to be excellent. Good customer service over the phone, no ATM fees and 2% back on Paywave. Plus there's a comparatively good interest rate on the savings accounts. Only downside is that there are no branches - not an issue for us, but if you like face-to-face service they might not be for you.

  3. #3
    Join Date
    Mar 2011
    Posts
    3,294
    Thanks
    3,964
    Thanked
    1,027
    Reviews
    14
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 posts
    I love ING. I have had a everyday orange account with them for 5 years and a savings maximiser for about 4 years.

    It's all online, so no branch to go into. I don't pay account fees and I am pretty sure if you use an ATM and withdraw more than $40 they'll refund the ATM fee. At least they used to, it's my bills account so I don't use an ATM often.

  4. #4
    Join Date
    Apr 2012
    Posts
    4,166
    Thanks
    409
    Thanked
    1,734
    Reviews
    2
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 posts
    The no branch thing is fine with me but DH is trying to get his head around it... Have you used Australia post outlets to do banking? Say if you have a cheque you need to bank?

  5. #5
    Join Date
    Jun 2008
    Posts
    860
    Thanks
    51
    Thanked
    243
    Reviews
    0
    Achievements:Topaz Star - 500 posts
    My home loan has been with ING for 13 years, never had a problem. I rarely go into a bank branch anyway so no branch doesn't bother me and their phone service is good. I'd recommend them.

  6. #6
    Join Date
    Apr 2011
    Posts
    2,056
    Thanks
    307
    Thanked
    743
    Reviews
    6
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 posts
    We have it now. If you put a cheque in at auspost, it takes FOREVER to clear, like 8-10 business days. I think they clear it into the auspost account and then transfer to ING to put into your account. You can post the cheque directly to them and that's apparently quicker. We haven't had many cheques for payment so we usually just pop it in at the local post office. I haven't had to get a bank cheque or anything yet, but it seems like it would be easy enough. We are overall, very happy with them.

  7. #7
    Join Date
    Apr 2011
    Posts
    2,056
    Thanks
    307
    Thanked
    743
    Reviews
    6
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 posts
    I find that when someone pays directly into our account, it tends to go in overnight, which is nice!

  8. #8
    Join Date
    May 2006
    Posts
    10,012
    Thanks
    14,124
    Thanked
    7,612
    Reviews
    0
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 postsAmethyst Star - 5,000 postsEmerald Star - 10,000 posts
    Awards:
    100 Posts in a week
    We have 4 accounts with them, I love them, can't fault them at all. You get 2% back on your purchase price if you use pay wave, plus they've just changed it so you get the entire fee back from other ATMs no matter how much you take out. Which is good, the other day one of those ATMs charged 3.50 if you weren't with them.

  9. #9
    Join Date
    Sep 2014
    Location
    Brisbane
    Posts
    195
    Thanks
    224
    Thanked
    175
    Reviews
    0
    Yep also love ING for the reasons already mentioned. We switched over about 2 months ago and love it - specially the savings on payWave & atm fees.

  10. #10
    Join Date
    May 2008
    Posts
    917
    Thanks
    128
    Thanked
    267
    Reviews
    0
    Achievements:Topaz Star - 500 posts
    We had our first home loan through them and had no issues with them. The fees for us to break the loan were very reasonable too...


 

Similar Threads

  1. Does anyone work at a bank
    By silly in forum General Chat
    Replies: 11
    Last Post: 09-02-2015, 22:40
  2. ANZ bank. I'm so annoyed!
    By 2BlueBirds in forum General Chat
    Replies: 21
    Last Post: 22-11-2014, 19:37
  3. So annoyed at bank fees - I need a new bank!
    By Mod-Degrassi in forum Family Finances
    Replies: 20
    Last Post: 09-06-2014, 23:04

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
FEATURED SUPPORTER
Prams and StrollersLooking to buy a pram or stroller? :: Viewer reviews of prams :: Pram Buyers ...
FORUMS - chatting now ...
Folice Acid QuestionMedicines & Herbal Remedies During Pregnancy
April/May TTC group chatConception & Fertility General Chat
IVF/FET April & May chatConception & Fertility General Chat
Best pregnancy test for PCOSConception & Fertility General Chat
Come chat, Ladies who are 40+ TTC or ExpectingConception & Fertility General Chat
IUI - first time fertility treatmentNon-IVF fertility assistance
My lonely only - any adviceGeneral Parenting Tips, Advice & Chat
REVIEWS
"Pigeon teats rule!"
by Alex
Pigeon PP Wide Neck reviews ›
"Wonderful natural Aussie made product!"
by Mrstwr
Baby U Goat Milk Moisturiser reviews ›
"Replaced good quality with cheap tight nappies"
by Kris
Coles Comfy Bots Nappies reviews ›