I shouldn't be financially penalised for being born with a vagina instead of a penis. PPL attempts to even things up between men and women. It still has a way to go but until men can give birth and breastfeed, I feel like I am entitled to PPL.
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11-05-2015 07:15 #171
11-05-2015 07:17 #172
All my friends are back in their FT job, especially after a first kid. After the 2d or 3d they usually take more time off or go back to work PT until their last one is 3yo.
We have a very high percentage of women in the workforce.
From an economical POV yes it is a waste of resources to have your highly qualified female population SAH.
11-05-2015 07:18 #173
This was less than 15 years ago and incomes haven't increased in the same%. So if one parent had to take time out then they could afford to live on one wage.
11-05-2015 07:18 #174
I've certainly saved - I haven't had any rec leave in several years, that's been great for my mental health while we went through IVF and miscarriage.
I've paid money into the mortgage and saved and we will now spend all that to avoid defaulting sending us back a few years financially. Oh well.
What I haven't done is saved for long enough.
If I was to give advice to younger women today I'd let them know that they are going to have a huge financial penalty across their working lives because they are female and I'd advise them to start stashing away 5-10% of their annual income to pay for the time they need for their uterine , childrearing and breastfeeding functions should they decide to/be able to reproduce. While they're at it, may as well put some aside in case of IVF.
I'd tell them to start a serious superannuation top up every payday to counter the loss of super that will occur if they want to spend anytime raising their own kids.
I'd suggest they not worry too much about smashing glass ceilings because on an average career trajectory that puts you in senior management right when you might want to take a year off and it's not hard to be pushed out of the workforce when trying to return.
I'd suggest they choose their industry very wisely because some have much better conditions for women than others. Certainly don't go into any bleeding heart not-for-profits.
And I'd tell them that the only other way to avoid these 'woman problems' would be to find a nice wealthy partner who could make up the gap for them, and be sure never to leave them for any reason.
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11-05-2015 07:26 #175Senior Member
- Join Date
- Apr 2014
I see a lot of people saying working mums will suffer if their work entitlement is less than govt PPL - I understood the new proposal to mean that you could CHOOSE one or the other ie. if your work pays you 4 weeks and that equates to less than govt PPL you'd choose govt PPL..?
11-05-2015 07:26 #176
I'm inner city Melbourne and will be out of pocket $430 for 2 kids per week FT childcare. So $215 on my salary.
I agree that $30 a week is nothing and would not do it. I would work part time though, just to keep my skills up to date and get some super contribution (and not go mental at home).
11-05-2015 07:30 #177Senior Member
- Join Date
- Jan 2012
Some interesting articles
I get so sick of the "in my day" argument. We are talking now, what was perhaps relevant 10-20 years ago doesn't apply now. We had progress being made for working women, now it is in danger of a major backward step.
In 2004, the baby bonus was introduced & has now been phased out. I can vouch for the fact housing was more affordable 10 years ago...20 years ago, an average mortgage was probably doable on one one wage. No doubt child care was more affordable.
As pointed out in the links above, the PPL introduced in 2011 was designed to complement any existing employer leave . It was not designed as an "either/or" so the proposed change is putting a lot of families at a disadvantage. I can't fathom why 6 months ago this Govt was pushing for all working mothers to get 26 weeks, now it's backflipped to "oh, you get a few weeks with your employer, that will have to do". For a lot of employers, being family friendly was a drawcard to attract employees and part of their terms of employment.
Oh & well said @ScubaGal - do they think none of us save & budget? I saved as much as possible before baby #1 to make up the income shortfall we'd have, even with PPL and my employer leave. Same again with this baby due in Sept (although it is much harder to save when on a part time wage and with a child in care). It looks like I'll be fortunate to receive both again...which is great for me, not so much for those planning bubs in 12 months. TBH, the real difficult time I forsee financially is when I go back to work even less hours, with 2 young children in care. I'm trying to save for that eventuality now.
Last edited by Falkor; 11-05-2015 at 07:44.
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11-05-2015 07:31 #178
The higher income warner in your house
Breastfeed for 6 months
Stay home for a year
Get employer paid maternity leave
get government paid parental leave
Return to work and get a 50% childcare rebate
Is this too much to expect? I'm not sure. I'm really not. Part of me says no - part of me says yes.
The part of me that says no is that as women we should be able to bear children and not be penalised for it in any way.
The part of me that says yes is that having children does take sacrifices. From the day they are born they become number 1 and effect out lives in so many ways, sometimes we just need to take a hit somewhere.
It's like looking to buy a house for a certain budget, people want to pay as little as possible and get all the rooms they want, have fully done, in an area they want. Chances are this doesn't happen! Something has to give somewhere and I see having children to be the same. Something has to give somewhere and I'm not sure it's the governments responsibility to assist everyone have that perfect fairytail family without any sacrifices.
Some people say it shows inequality to females, but we can't help that we are the ones who have to bear and feed (if we are lucky enough to be able to breastfeed) our children and us missing out on income effects the entire family, not just ourselves, we all make sacrifices on less if a wage.
As I say, I'm really not sure where I sit.
But what I do know is in my situation, I got 26 full weeks pay from work at full time wage (2nd child and I had been back at work only 3 days) plus the 18 weeks pay. I was lucky enough to have it all (though going back to work at 10 months not 12 - again this
is my choice to not be without income - I could stay home longer and forgo more income). But I purposefully sought employment where I am for the very reason that I would get those maternity leave benefits.
Im a fence sitter
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11-05-2015 07:32 #179
11-05-2015 07:33 #180
I don't think we need to save for every cent for a child. Working women should certainly be entitled to PPL. But I do think everyone (working and at home) needs to help fund their child. My heart so badly wanted a 4th child but we had to be realistic. Financially it would have drained us too much and I need to get back to work.
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