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  1. #91
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    Quote Originally Posted by DJ Nette View Post
    If you are admitted to hospital in an emergency situation or if you are having a baby, I can see why people would think that PHI is unnecessary as you will be treated immediately as a public patient. However there are plenty of cases where you might need an 'elective' stay in hospital and you will definitely be better of with PHI then. The waiting list for public hospitals for some conditions is years and years. Elective conditions are a lot more critical than you might think and includes things like hip and knee surgery, some heart conditions, fertility issues, etc etc etc.

    While it is a lot of money to spend, every time I have needed it I have thanked my lucky stars that I can afford to keep paying it.
    ( for record I went private in private for my *****oscopy ) but I fall into category of none emergency. Strong family history of bowel cancer, was suggested by my fathers GP I was checked as I neared 30. No other symptoms, apart from history. I elected to have a *****oscopy as that would know condition for sure.
    Turns out I had a pre cancerous polyp. Had I waited for public it may have turned or more grown. I would have been at the bottom of the waitlist due to lack of anything else

  2. #92
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    Wow c.o.lon is a naughty word lol

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