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  1. #1
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    Default Who's responsible?

    Hi everyone, I left the bath tub overflowing and it has leaked to the units below. Strata building manager came to my unit to track down the source of the leakage and informed me of this. So if the ceilings of the below units are damaged will strata make me pay for the repairs or do they use strata levy funds to do so? I am so worried now. Any real estate agents, anyone with personal experiences or strata managers out there can provide me with some info. on possible outcomes. Thanks in advance.

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    I don't know the answer but if you are liable couldn't you claim on your insurance? Not sure if its buildings insurance but isn't that organised through the strata (i know with ours it is as then they know everyone is insured)

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  4. #3
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    I'm only renting the unit and didn't think to have home insurance. A aaa Alliance insurance ad pops into my mind now. Such bad luck the last two days. I was soaking my daughter's soiled bed clothes from her vomiting last night and then I stepped out for less an hour to take her to the doctor and this happened.

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    Well, you are responsible- being the one who caused the damage.
    But I don't know if you will be the one to pay for repairs...

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    I would think you are responsible but hopefully the landlords have landlord insurance and you might only have to pay an excess?

    Im not sure how it all works with strata etc

    You poor thing how stressful!

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    The landlords should have an insurance policy that covers this kind of thing, so they might ask you to pay the excess. If there's water damage to 2 units, the bill would be huge to pay for it privately! Have you spoken to the landlords yet? I would also go and have a chat to the person downstairs as well if you haven't already!

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    I know I am responsible for the damage so my title could've worded better. I just want to know what I might be up for in terms of being liable for repairs. I am happy to pay the excess for my landlord's insurance. In a way this is a good thing because I was going to buy a unit built by the same building company snd have realised how poorly the drainage and water-proofing are in their bathroom design.

    I still can't believe this happened because I'm OCD when it comes to checking the iron and other things before I leave home. I guess when you are sleep deprived anything is possible. Ironically, I use to to laugh at the Alliance insurance ad thinking how anyone can forget their on bathtub. Duh me.

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    Quote Originally Posted by Fina14 View Post
    I know I am responsible for the damage so my title could've worded better. I just want to know what I might be up for in terms of being liable for repairs. I am happy to pay the excess for my landlord's insurance. In a way this is a good thing because I was going to buy a unit built by the same building company snd have realised how poorly the drainage and water-proofing are in their bathroom design.

    I still can't believe this happened because I'm OCD when it comes to checking the iron and other things before I leave home. I guess when you are sleep deprived anything is possible. Ironically, I use to to laugh at the Alliance insurance ad thinking how anyone can forget their on bathtub. Duh me.
    Mistakes happen, that's why insurance exists! We all have 'whoopsie' moments and some are just more expensive than others! Don't best yourself up about it

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    Quote Originally Posted by Fina14 View Post
    I know I am responsible for the damage so my title could've worded better. I just want to know what I might be up for in terms of being liable for repairs. I am happy to pay the excess for my landlord's insurance. In a way this is a good thing because I was going to buy a unit built by the same building company snd have realised how poorly the drainage and water-proofing are in their bathroom design.

    I still can't believe this happened because I'm OCD when it comes to checking the iron and other things before I leave home. I guess when you are sleep deprived anything is possible. Ironically, I use to to laugh at the Alliance insurance ad thinking how anyone can forget their on bathtub. Duh me.
    It depends on a few things:
    The age of the building and if it is bad water proofing then the builders insurance will cover it

    If it's an older building then the owner pays for damage and repairs to its unit and the body corporate pays the repairs to internal spaces and other peoples units

    The landlords insurance will cover the repairs to the bathroom and waterproofing but sometimes they do not cover damage to carpets ( if any) as that could be under your contents insurance and yes they can ask you to pay the excess if you were at fault

    Did you notify the agent when the bath overflowed?

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    @Fina14 did you find out any more?


 

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