+ Reply to Thread
Page 2 of 4 FirstFirst 1234 LastLast
Results 11 to 20 of 33
  1. #11
    Join Date
    Jul 2010
    Posts
    11,029
    Thanks
    3,502
    Thanked
    7,026
    Reviews
    0
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 postsAmethyst Star - 5,000 postsEmerald Star - 10,000 posts
    What is the actual breakdown of the $2300? Your mortgage should be no more than 30% plus do you have savings set aside for things like household emergencies and repairs type thing - plus depending what your DH does for work can he claim any car /travel /phone expenses ?

  2. #12
    Join Date
    Jan 2012
    Location
    Melbourne
    Posts
    5,073
    Thanks
    1,785
    Thanked
    3,201
    Reviews
    11
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 postsAmethyst Star - 5,000 posts
    Awards:
    100 Posts in a week
    Quote Originally Posted by Tinkbug View Post
    Thanks @SuperGranny
    What are peoples opinions on our weekly expenses?
    It seems like a lot.

    We are quite big spenders as we live in a large house in inner city Melbourne and we pay a lot in childcare fees.
    We also fly back to Europe once a year.

    Even factoring all that in we spent $1,880 a week and that factors $250 of play money that could go.

  3. #13
    Join Date
    Feb 2013
    Posts
    4,308
    Thanks
    3,424
    Thanked
    1,832
    Reviews
    0
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 posts
    Just a couple of things to consider that I don't remember being on the list:

    * car upgrades, tyres
    * licenses
    * union fees
    * whitegood replacement, laptop replacement
    * Kids' sports
    * Hair/Beauty
    * Gym fees
    * further education fees
    * preschool/OOSH fees
    * house maintenance
    * medicines and operations (gap fees on top of phi)
    * subscriptions (ie. Reading eggs)
    * sponsor children

    I also can't BF so we also get to spend an extra $25/week on formula, (which is reasonable compared to what some people have to spend on special formulas).

    Ours at a rough calculation comes to around $1120/week with no mortgage or other debt repayments. Family of 6. Haven't included savings for next car upgrade.
    Last edited by Little Ted; 11-03-2015 at 18:35.

  4. #14
    Join Date
    Jan 2014
    Posts
    2,270
    Thanks
    2,267
    Thanked
    819
    Reviews
    0
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 posts
    So this is how I have broken everything down. @Elijahs Mum I'm just talking about immediate out of pocket expenses if that makes sense. I have broken down every single bill and allocated an amount each week and this is what i get. I live in Perth if that makes any difference. Please be kind.

    MORTGAGE 642.00
    INVESTMENT LOAN 200.00
    TAX 200.00
    GST 150.00
    CAR LOAN 127.00
    HBF 44.00
    RAC HOME & CONTENTS 20.00
    RAC CAR X 2 36.00
    TPG INTERNET 17.00
    TELSTRA HOME PHONE 6.00
    KLEENHEAT 14.00
    SYNERGY 35.00
    RATES 33.00
    CAR REGO x 2 25.00
    CAR SERVICING x 2 50.00
    OPTUS MOBILES x 2 47.00
    WATER 10.00
    FOOD SHOPPING 200.00
    TAKEAWAY 50.00
    INCOME PROTECTION 35.00
    PETROL 100.00
    ENTERTAINMENT 100.00
    HOLIDAY 100.00
    XMAS 20.00
    BIRTHDAYS 20.00

  5. #15
    Join Date
    Jan 2014
    Posts
    2,270
    Thanks
    2,267
    Thanked
    819
    Reviews
    0
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 posts
    @ExcuseMyFrench and anyone else who is keen - are you willing to share your weekly break down to help me see where i can pull in the purse strings?

  6. #16
    Join Date
    Feb 2013
    Posts
    4,308
    Thanks
    3,424
    Thanked
    1,832
    Reviews
    0
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 posts
    Straight up - takeaway, holiday (make cheaper), entertainment

  7. #17
    Join Date
    Apr 2009
    Posts
    4,810
    Thanks
    1,485
    Thanked
    2,842
    Reviews
    0
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 posts
    Does your super include income protection?

  8. #18
    Join Date
    Jul 2010
    Posts
    11,029
    Thanks
    3,502
    Thanked
    7,026
    Reviews
    0
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 postsAmethyst Star - 5,000 postsEmerald Star - 10,000 posts
    I think that's fine - our budget is all over the place as we get paid based on sales so our total income changes every month but our standard monthly expenses are similar to yours except our mortgage , insurances, food and going out amounts are higher and next year we have to add school fees! ( the business pays for our phones and cars so we don't need to worry about those)

  9. #19
    Join Date
    Jan 2012
    Location
    Melbourne
    Posts
    5,073
    Thanks
    1,785
    Thanked
    3,201
    Reviews
    11
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 postsAmethyst Star - 5,000 posts
    Awards:
    100 Posts in a week
    food shopping and take away?
    this is for 2 ppl right?

  10. #20
    Join Date
    Jan 2014
    Posts
    2,270
    Thanks
    2,267
    Thanked
    819
    Reviews
    0
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 posts
    Quote Originally Posted by ExcuseMyFrench View Post
    food shopping and take away?
    this is for 2 ppl right?
    Yes, thats right..


 

Similar Threads

  1. Weekly grocery list
    By MrsMummaButterfly in forum Recipes & Lunchbox Ideas
    Replies: 16
    Last Post: 12-01-2016, 12:54
  2. Budgeting, how much do you spend on groceries per week.
    By beebs in forum General Parenting Tips, Advice & Chat
    Replies: 63
    Last Post: 11-03-2015, 20:00
  3. For those who wash their sheets weekly
    By TeBe in forum House & Gardens
    Replies: 28
    Last Post: 19-07-2014, 20:27

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
FEATURED SUPPORTER
Sarah Tooke Childbirth & Parenting EducationProviding private, personalised antenatal childbirth & parenting education to expectant parents in the comfort of their ...
FORUMS - chatting now ...
Some advice please!General Parenting Tips, Advice & Chat
Employer overpaying taxWorking Hubbers - Employed
Sensory processing Disorder.General Child Health Issues
Endo and recoveryEndometriosis Chat
REVIEWS
"Made bed time less anxious"
by Meld85
My Little Heart Whisbear - the Humming Bear reviews ›
"Wonderful natural Aussie made product!"
by Mrstwr
Baby U Goat Milk Moisturiser reviews ›
"Replaced good quality with cheap tight nappies"
by Kris
Coles Comfy Bots Nappies reviews ›