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01-02-2015 15:20 #71
01-02-2015 15:28 #72
Oh so much success!!! You know even not buying those energy drinks is a frugal step in the right direction .. Yay
Here's my day 1.
I haven't spent a cent. I have a small list of groceries I need to buy but I had enough to get through today and the kids lunches are made for tomorrow. I made them pancakes for breakfast using just SR flour, eggs and milk. I doubled the batch so I'll pop some in their lunch boxes this week as well.
I'll shop tomorrow for the rest of the things (really just milk, bread, bananas & corn).
I was tempted to chuck the boys clothes in the drier today (A terrible habit I've kept up since the rain) but instead I popped them on my line. I live in an apartment so my line is a free standing one on my patio and takes longer to dry because it's not in the sun ... But still a saving in money.
My long term goal is to save a deposit for a house. I'm a part-time working single parent so my entire family income is less than $50k until I return FT. I'm not even sure if paying off a mortgage is doable.
I've always had my bills etc. automatically set up to be paid fortnightly but I've added another auto transaction. I looked at the mortgage repayments on the loan I'd like to borrow and calculated the difference between that and my rent. I'm now paying that into an interest earning/no fee account to 'practise' living without that money. It's just a start as I know I'll have rates, repairs, etc. but I thought I needed to do something to aim towards owning a home again and the plus side is I can't access it easily so it's forced savings.
Now I'm hoping I can stick to my grocery list tomorrow :/
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01-02-2015 15:29 #73
01-02-2015 15:30 #74
Good day today. Made a batch of English muffins instead of buying which can be breakfast for the week and DH and I went to Kmart and bought nothing!
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01-02-2015 15:30 #75
01-02-2015 15:41 #76
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01-02-2015 16:01 #77
Well I just did my grocery shopping on the first day of being frugal..whoops! Lol. It should last 2 weeks though with the exception of bread/fruit & veg top up. So works out to be about $80/ wk which ain't too shabby.
Currently have some banana bread in the oven for school lunches as well as sushi rice in the rice cooker to make sushi. So that is mostly sorted for the week.
01-02-2015 16:21 #78Senior Member
- Join Date
- Mar 2008
Subbing. We're going to try hard and pay extra towards our mortgage this year. This thread should be interesting!
01-02-2015 17:40 #79
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01-02-2015 17:43 #80
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