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  1. #1
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    Default How does the Medicare safety net work?

    I'm confused.

    I've been living in London for 14 years, I've only been back in Australia for not even 2 years so a bit unsure about our Aussie system.

    My doctor bulk bills, so even though we go quite a bit (between me, my husband and my always sick with something toddler) we don't actually pay anything.

    The only medical things we have paid for is recently for some appointments at a fertility clinic and a couple of tests they have ordered. Plus I had minor surgery which cost me about $50 out of pocket.

    Anyway we're about to embark on IVF and the cost is $3250 plus hospital fees etc etc etc. Our clinic said the average out of pocket costs for this are about $1650.

    I'm confused on how the safety net will work for me - I presume we won't be over whatever the threshold is?

    Help

  2. #2
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    Hey. DP and I reached the safety net before ivf and it saved us around $1000.

    You have to sign up to the threshold first and the money is calculated in what you have to spend on out of pocket expenses.

    Once you reach the threshold you'll get a higher percentage back from Medicare on out of pocket expenses.

    http://www.health.gov.au/internet/mb...MSN-1_Jan_2012

    The fact sheet shows how much you have to spend to make the safety net.

  3. #3
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    Hi MissWildChild

    I am subbing in - also interested in how it works (Kiwi)
    Good luck with Fertility journey!

    Seeing some of these threads about clinic costings etc I think I am in the wrong state! Definitely cheaper clinics in other states than the $9k upfront clinics here seem to want still cheaper than home so not complaining just ... ouch haha

    Interesting thanks for the info Best Things

  4. #4
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    Quote Originally Posted by hapuhope View Post
    Hi MissWildChild

    I am subbing in - also interested in how it works (Kiwi)
    Good luck with Fertility journey!

    Seeing some of these threads about clinic costings etc I think I am in the wrong state! Definitely cheaper clinics in other states than the $9k upfront clinics here seem to want still cheaper than home so not complaining just ... ouch haha

    Interesting thanks for the info Best Things
    DP and I paid 10k upfront for IVF with donor sperm. Were so blessed though because first ivf have us our incredible daughter.

    I really think it's cheaper in other states or at other clinics. We used Queensland fertility clinic. So without the sperm it would have been 9k and we got around 6k of that back. We had reached the safety net before starting ivf.


 

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