Can someone tell me everything I need I feel overwhelmed.
Insurances etc I just don't want mess up and trying save up as much as possible to buy another home ASAP
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07-08-2014 15:13 #1
Renters and owners (doing both)
07-08-2014 15:16 #2
Sorry I'm not quite sure what the circumstance is that you're looking for help for.
Are you renting out a home that you own? Or just renting?
07-08-2014 15:30 #3Senior Member
- Join Date
- Mar 2008
For the house you own and live in you need building and contents insurance.
For the house you own and rent out you need building insurance and landlord's
07-08-2014 15:30 #4
Yes and now we are renting interstate.
I've organised landlord insurance is there anything else I should get?
07-08-2014 15:32 #5
Ok cool thanks!! I just cancelled our policy here as they only deal with SA. Now need get new one for place we are renting plus new car insurance. We are in qld now it's so different😳
07-08-2014 15:33 #6
If you are renting out a home that you own you will need tenancy insurance - this will cover for building, some contents (eg carpets, curtains - things that are not covered under "building" but you will need to check the policy) and also cover rent for a period of time if the tenant falls behind or gets evicted etc. Each policy is different though so you will need to check with the insurer exactly what you are covered for. I rang around and got a whole bunch of insurers to send me out their policies and quotes.
If you will be renting another home you will need contents insurance to cover yourself if there is a fire etc.
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