How does it work when a repair shop has a deal with an insurance company? I've just been talking with my BFF who works as an insurance broker and she said she just looked up the legislation again and it says 2 quotes?!
It's all very confusing?
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18-06-2014 15:34 #11
18-06-2014 15:41 #12Senior Member
- Join Date
- Nov 2013
Is she claiming through her insurance or your insurance? Because technically if you are at fault the claim should be put under your insurance company. If you aren't going through the insurance company at all and you plan on paying for the repairs then it is a private agreement and I would be dealing with the lady directly and requesting that she get more quotes.
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18-06-2014 16:42 #13
@meredithgrey technically it was her fault. But because I was the car behind, in the eyes on the law I'm at fault. There was nothing I could have done- she braked suddenly in front of me for no reason. The traffic was clear.
18-06-2014 16:44 #14
18-06-2014 16:45 #15
(Df's decision, not mine.)
18-06-2014 17:11 #16
It was at an intersection. Am I supposed to leave car length spaces at intersections? She started entering the traffic (of which there was none on-coming) and then braked suddenly. I was beginning to enter behind her.
I hardly would say I was being silly.
And I'm not a child. You don't need to tell me 'discussion over'.
Last edited by Mod-Nomsie; 18-06-2014 at 17:14.
18-06-2014 17:54 #17
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18-06-2014 17:55 #18
18-06-2014 18:27 #19Senior Member
- Join Date
- Jan 2009
If you want to claim damages from someone, the claimant has to mitigate their loss.
That means she has to choose a reasonably priced person to fix the car, but not necessarily the cheapest.
If you think the repair costs are excessive, then you should notify the other party, telling them what you think is reasonable.
19-06-2014 19:31 #20
Can you send the quote, maybe minus the $ amount, to another panel beater and get them to tell you how much they would charge? I presume the quote has all the required details. Then go back to the insurance company and request their client uses that panel beater.
Obviously I don't know the rules, just throwing ideas for you. I really hope you have more rights in this. I was in a car accident around the same time as you, not fun and this kinda stuff makes it all worse.
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