Quote Originally Posted by GM01 View Post
I would only ever recommend a credit card if you can pay it off every single month and not pay any interest. If you can't afford to buy something right now, saving for it is best, credit cards should only be used for convenience, not for small loans, and as PP has said, debit cards can be used in the same ways credit cards can so the convenience factor is not really even a consideration anymore.
This. I would never get a credit card without being able to fully pay it off each month.