I'd still have private patient in public hospital cover but should I try for private hospital? I really don't know. I'm in Adelaide so thinking about Flinders where there is both a public and private hospital.
Any suggestions or advice more than welcome!
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16-02-2014 10:01 #1Junior Member
- Join Date
- Feb 2014
Help! my PHI pregnancy cover is valid from the 15th of Oct but EDD is the 13th. It's
16-02-2014 10:07 #2
Is it your first bub? If so, it's likely you will be overdue (but not always) tbh I wouldn't go private as it will be quite stressful worrying about if you will make it or not. The same thing happened to us we updated phi but not fell first try and missed out by a month. I wouldn't even go private second time around after an amazing experience publicly. But I'm not sure what Adelaide is like..
21-02-2014 17:03 #3Senior Member
- Join Date
- Jul 2012
Im currently a private patient in a public hospital & regretting it big time. Unfortunately everything is booked up publically when im due otherwise id be switching over to public as we cant afford fully private even with top level phi. Im in queensland though, dont know what its like to be a private patient in a public hospital where you live.
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21-02-2014 17:22 #4
I work at flinders med c. It's a great place to be. All updated. High chance if single room on ward. I honestly don't now what else you get with private care other than maybe 24 hour phone access to your ob that knows you from the beginning and maybe an ultrasound every 4 weeks. I am doing shared care thru my gp. All appt are with her except week 14, 36 and 40. And it's 100% bulk billed after 20weeks
21-02-2014 17:41 #5
Just change your due date to the 16th, they cover for early delivery.
21-02-2014 18:00 #6
Talk to your PHI provider. They're usually fine if it's a few days here or there. Otherwise they may just charge you a minor fee.
11-03-2014 15:02 #7
My insurance has a 2 week grace period, just call them and ask
11-03-2014 15:34 #8
When is your due date? Provided you have served your waiting period by your due date, I believe your still covered for pre-term delivery.
So, if your due date is 21/10, baby is born on 21/09 you will still be covered.
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