Ok people give me all of your money saving tips even if they are crazy and out there. Our goal this year is to save as much as we can and live off as little as possible so that we can purchase a farm.
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03-01-2014 17:20 #1
Money saving tips
03-01-2014 17:40 #2
03-01-2014 17:57 #3
Don't buy anything on credit. If you use your credit card for points, fine, but it needs to be paid off ASAP. Don't be tempted to buy what you can't afford right now.
03-01-2014 18:01 #4
Did you know if you can set up through internet banking where you can transfer money to your savings account but can transfer out of it?
03-01-2014 18:09 #5Senior Member
- Join Date
- Nov 2011
Usually in internet banking have and apply/offers tab.... In there u should be able to make one in there. It would be just a normal savings account.... But u can always ring and ask them to change criteria
03-01-2014 18:11 #6
We save money on our interest for our mortgage by having a 100% offset account attached to it. We get our monthly interest charged on our loan minus the amount in our savings. We save about $400 per month on interest! This means we live off our credit card then pay it off every month after the interest is charged.
03-01-2014 18:26 #7
03-01-2014 18:52 #8
I've found that doing the weekly grocery shopping online has saved us money - you can scroll through all the specials on the woolworths website, have a weekly meal plan and only buy what you need, and you don't waste money on impulse purchases just because they're there. And if I can't remember if we've run out of something, I don't have to guess - I can just get up & check.
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03-01-2014 18:56 #9
There's lots of similar threads here if you do a search. I'm rubbish with money but my big ones would be - write a budget, commit to saving a certain amount each week and put that money away first when you get paid before you buy groceries, etc. Make your own washing powder.
03-01-2014 18:56 #10-
- Join Date
- Apr 2012
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