We did this before dd arrived and our wage went down to one income.
We found CUA had the best package for us. Low interest rate, no early repayment fees etc.
we consolidated alot of little ones and credit cards etc. saves us quite a bit in repayments in the short term, the idea being when I go back to work we will increase the amount we pay and decrease the loan sooner.
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13-11-2013 06:55 #11
13-11-2013 07:51 #12Senior Member
- Join Date
- May 2012
If you have a mortgage? you could ask to borrow the amont that the credit card debt and your personal loan debt and then pay them off, then refinance your mortgage.
Id talk to your bank first.
Last edited by Blue Dragon; 26-07-2015 at 11:50.
13-11-2013 08:41 #13-
- Join Date
- Feb 2013
By avasophiesmum in forum Family FinancesReplies: 7Last Post: 05-07-2013, 15:18
By schmacey01 in forum Family FinancesReplies: 21Last Post: 04-02-2013, 09:01
By toddler06 in forum Family FinancesReplies: 17Last Post: 23-01-2013, 07:29
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