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06-11-2013 20:46 #41
06-11-2013 21:04 #42Senior Member
- Join Date
- Dec 2008
- Padbury, Perth
I hear you about financial stress.
There has been some good advice here about working out weekly amounts to direct debit etc.
Depending where you're based (I'm in WA) there are community grants and special schemes you can apply for if you are experiencing financial hardship and paying for utilities.
I can't stress enough to go and see a financial councellor (they are free) they can guide you and tell you about schemes and grants you may not be aware of.
If you are having trouble paying bills, always communicate with the supplier. By law they are required to look at your situation and offer different payment terms if you are in financial hardship.
Coming up to Xmas I think everyone feels the extra financial stress!
06-11-2013 21:07 #43
AFM-we're okay at the moment, no savings but paying off a wedding-my biggest worry is catering :/
06-11-2013 21:30 #44
06-11-2013 22:05 #45
Yep mega stressed here, DP lost his job in July, after being cut back to part time at the end of last year (with lots of promises it wouldn't be for long etc)...and with the industry downturn hasn't been able to get anything... Our mortgage is currently on hold as are car payments, credit card payments etc... We're expecting a settlement payment from his ex hopefully before Xmas, but a big portion of that is just going to go towards paying off our debts (including legal fees)...
If it hadn't been for my amazing MIL we would have gone under
DP is getting his truck licence on Friday so hopefully will be able to get some money coming in as we've given up hope of him getting something in his field, despite him being highly qualified.
Can't wait until we don't feel like we're drowning any more and I don't dread checking the letter box...
06-11-2013 22:29 #46
I hate checking my letter box and I have become really bad at not wanting to answer any phone calls that don't display the phone number!!! I keep insisting if it's important they will leave a msg so I can call back but really I know it's just an avoidance technique
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06-11-2013 22:51 #47Senior Member
- Join Date
- Sep 2010
06-11-2013 22:54 #48
$$$ have never worried me.
It is no $$$ that is the problem
Dave The Turning Cowboy
turning wood into art
07-11-2013 06:29 #49
If you don't pay ur debt then centrelink pass u onto the debt collectors. They don't automatically reduce your payments without coming to an agreement with u first
Sent from my GT-N7105T using The Bub Hub mobile app
07-11-2013 07:51 #50Senior Member
- Join Date
- Oct 2012
Yep i'm always worried about money here. I have a budget and I check it all the time but it doesn't matter then money that I allocate for savings just isn't there at the end of the week I have no idea where it goes but it's driving me nuts. I'm lucky though bills don't bother me because I used to stress whenever we got one so now I have a Bill account. I've divided all the bills up and I put a certain amount in there every week so that when a bill comes in the money is sitting there and waiting. I totally recommend doing it before that I was drowning in bills.
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