We are planning on ttc next month which will put our due date just over the 12 month wait period.
I've been to see an on today to get on the right blood pressure meds and have been given the fee schedule.
It says that
- management 1700 - 500 Medicare rebate
- out of pocket 2863 - no rebates
- ultra sounds 90 - 32.35 rebate
As I'm planning an elective cs I'm wondering whether medibank covers the assistant required, anaesthesia, epidural etc? Are these part of the hospital cover?
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22-10-2013 17:15 #1
22-10-2013 17:24 #2
Best to call just to see. I had an epi and bupa paid for some ( not all ) of mine
22-10-2013 17:37 #3
MBP didn't cover my epi,
22-10-2013 17:40 #4
Mine was $1000, about 300 covered by Medicare and 200 by BUPA, so $500 OOP
22-10-2013 17:42 #5Senior Member
- Join Date
- Sep 2010
Not being covered for epidural under phi annoys me considering as a public patient the cost is zero.
Sometimes I wonder why I bother considering all but 1 of the surgeries we've had on it wouldn't have cost a cent thru public system😡
22-10-2013 17:43 #6
BUPA also fully covered the OB fee and the assistant fee, so best to check with your insurer. You will also have to pay for the pediatrician to be present, which is not covered by PH unless baby is admitted. It will get a Medicate rebate, and if you are up to the threshold, the OOP could be quite small.
22-10-2013 17:45 #7
I had a vaginal birth, but I had an epi. It cost me about $600 and I think I got some back from medicare and then about $60 back from HCF (from memory, this was two years ago!). I agree, call your private health fund to find out what yours would cover.
22-10-2013 17:46 #8
22-10-2013 18:26 #9
Thanks for the replies. I've called medibank and I'm still confused. She said I need to ask my ob whether they participate in gap cover? She said that the delivery fee of 2863 seemed rather large?
22-10-2013 18:50 #10
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