We just have our everyday account and our savings account. Nice & simple
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15-10-2013 19:48 #11Senior Member
- Join Date
- Sep 2010
15-10-2013 19:52 #12
We have one account - our mortgage account ( line of credit). All our money goes there
One credit card
A savings account for each kid.
15-10-2013 19:55 #13
3 accounts DP has his own which his pay goes into & insurance & fuel & debt come out of
I have my own account my ftb goes into & my Xmas club ac where any left over $ goes to save
we are with the same bank so i transfer rent & bills $ from DP account to mine & bpay everything from my account. As I manage the $ cause I'm better at it than he is
15-10-2013 19:56 #14
Nope, sorry no suggestions lol as I have the following:
1. Everyday savings - DH wages / Centrelink here
2. Visa debit - my wage & PayPal deductions
3. Automatic deduction account - each week I transfer the weekly amount from my everyday savings into this account - so I've always got the funds.
4. Mortgage loan
5. Mortgage deduction account - each week I move money into there
6. ETrade Account
7. Another account for rego
All the above are with one bank
Then I have with ING
1. Education account
2. Insurance account
I try to work on a $0 budget, so I don't have a heap of money left over to waste
15-10-2013 19:59 #15
We have too many accounts
My #1- my pay and pocket money after all expenses and savings.
My #2- my personal savings from budgeting well
My #3- bills
Dh#1 - pay and pocket money once money is moved around
Joint - mortgage
Joint short term savings
Joint long term savings- cannot get money out of this account for 5yrs.
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