Closed Thread
Page 11 of 14 FirstFirst ... 910111213 ... LastLast
Results 101 to 110 of 139
  1. #101
    Join Date
    Mar 2008
    Posts
    6,311
    Thanks
    2,387
    Thanked
    4,600
    Reviews
    0
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 postsAmethyst Star - 5,000 posts
    Quote Originally Posted by MrsHoward View Post
    My husband's fortnightly income is $2200 also and his yearly salary is about 80k but thats before tax, not after. After tax its about 60k. Perhaps this is similar to you Jagamoe?



    Sent from my GT-I9100T using The Bub Hub mobile app
    What I meant was if someone is earning 80k gross (before tax) what they actually receive in the hand after tax is about $2200 a fortnight.

    Which is what the OP is also receiving in the hand each fortnight.

  2. #102
    Join Date
    Jan 2011
    Posts
    296
    Thanks
    38
    Thanked
    71
    Reviews
    0
    My dp gets about 1400$ a fn and we live off that I won't get much from centrelink until the baby is born - even then it wont be enough to pay my car payments etc so i will just get deeper into debt. I can't work as I am on bed rest and a medical certificate doesn't change the payments. We get around 30grand a year. If I could get anywhere near 60 I'd be happy.

  3. #103
    Join Date
    Jul 2010
    Posts
    371
    Thanks
    155
    Thanked
    158
    Reviews
    0
    OP I know it seems silly reporting your DP's income for the small amount of parenting payment, but I think it's probably worth the hassle.

    I looked it up and those receiving parenting payment may also qualify for a number of other payments/supplements, such as the clean energy supplement, education entry payment, JET etc.

    It also looks like Health care cards are automatically issued to those on parenting payment, which may be easier than having to apply for a low income health care card separately.


    ETA: You're probably already aware of this, but if not:
    If you're in NSW, make sure you've registered for the family energy rebate. It's $125 credit on your power bill, available to those in NSW receiving the FTB. You can apply here: http://www.energy.nsw.gov.au/custome...-energy-rebate

    And if you have a health care card, you're entitled to the Low Income Household rebate ($235) as well http://www.energy.nsw.gov.au/customers/rebates
    Last edited by 1234Guest; 31-08-2013 at 06:21.

  4. #104
    Join Date
    Oct 2009
    Posts
    3,873
    Thanks
    308
    Thanked
    1,018
    Reviews
    21
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 posts
    Quote Originally Posted by jagamoe View Post
    I'm not receiving a couple hundred in FTB a week it's per fortnight I get FTB it's the people who have the luxury of not needing goverment benefits to get by that don't understand what it's like & have the luxury if being able to look down their noses & say they don't understand. You're right you don't

    Would love to be able to get a job & afford childcare. But I have no license & DP works stupid shifts no family or friends to help out with kids. It's not always that easy. It may seem like a " reasonable amount" but I assure you after bills are paid & groceries fuel etc we are left with nothing or very close to nothing living week to week is very hard & those who don't have to rely on government payments have it very lucky.
    Do u know how worthless it makes u feel when u need the $ from Centrelink to feed yourself & kids. Or to ensure your electricity is paid cause you've received final demand n disconnection notices. Or to run out of gas & not have the $ for another cylinder or to not be able to give your kids the $10 for the book they would like.
    It's $hit ill tell you that much

    I have worked at one point I was working 3 jobs &DP was working away on a station & it was hard but I managed with the help of housemate who I was living with & was a very small town where I could walk everywhere so not having my license wasn't as bad as it is here. I have no licenses no family or friends to turn to for support. Daycare is $58 a day before CCR & CCB and to work I need school hours cause then I'd also need before & after school care or hours that worked around my partners ever changing shifts.
    It's not as easy as get a job especially when there is no work here
    The luxury of not needing government payments?! I think you would find a lot of those people work extremely hard for that "luxury". OP you get more a fortnight then my family does and I pay $400 a week rent and $100 a week towards our $1200 electricity bill, not to mention groceries/bills/childcare/petrol. We are left with hardly anything each week. But I don't blame that on the government, that's our situation! If I wanted to be able to afford luxuries like smokes or foxtel I would get a job. We don't have luxuries like that but it's worth it so I can stay home and raise my daughter. You are coming across as very self entitled, take responsibility for your own life.
    Last edited by Just*Ace; 31-08-2013 at 06:30.

  5. The Following 14 Users Say Thank You to Just*Ace For This Useful Post:

    Anjalee  (31-08-2013),BlissedOut  (31-08-2013),BlueLips  (31-08-2013),cassieh  (31-08-2013),Chook86  (12-01-2014),CMF  (31-08-2013),DailyDiversion  (31-08-2013),KassMeow  (31-08-2013),Luna Lovegood  (31-08-2013),Mahjong  (31-08-2013),MamaNurture  (31-08-2013),Mathermy  (31-08-2013),Ms Pink  (31-08-2013),Stiflers Mom  (31-08-2013)

  6. #105
    Join Date
    Feb 2009
    Location
    my house
    Posts
    18,327
    Thanks
    1,453
    Thanked
    7,932
    Reviews
    0
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 postsAmethyst Star - 5,000 postsEmerald Star - 10,000 postsRuby Star - 15,000 posts
    When you're struggling week to week I think you need to make some sacrifices. Rollies may be cheap but you need to prioritise.

    I wouldn't be ttc either.

  7. The Following 12 Users Say Thank You to BigRedV For This Useful Post:

    babycake  (31-08-2013),cassieh  (31-08-2013),Clementine Grace  (31-08-2013),delirium  (31-08-2013),Just*Ace  (31-08-2013),Luna Lovegood  (31-08-2013),Mahjong  (31-08-2013),MamaNurture  (31-08-2013),Mathermy  (31-08-2013),NancyBlackett  (31-08-2013),Spotdog  (31-08-2013),Stiflers Mom  (31-08-2013)

  8. #106
    Join Date
    Jun 2007
    Location
    ocean shores
    Posts
    2,317
    Thanks
    19
    Thanked
    244
    Reviews
    0
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 posts
    Isn't 18/hr for someone doing shift work like that extremely low maybe he needs to look for a better job. Also get applying for the careers allowance, get all his specialists to write additional reports and get it all moving when I applyed I got back payed 6months worth of payments.

  9. #107
    Join Date
    Oct 2009
    Posts
    3,873
    Thanks
    308
    Thanked
    1,018
    Reviews
    21
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 posts
    Quote Originally Posted by BigRedV View Post
    When you're struggling week to week I think you need to make some sacrifices. Rollies may be cheap but you need to prioritise.

    I wouldn't be ttc either.
    Yep not meaning to be a bish but just reading through a thread that popped up in new posts and you seem to have spent a lot on pregnancy tests in a couple of days, like 4 different brands. I know for me it's those little things that aren't counted in my budget that really add up without you realizing. It's why I write down everything I buy now, it stops me buying that coffee/nail polish/toy for DD that she doesn't need coz I realize the money is going!

  10. #108
    Join Date
    Aug 2012
    Location
    Newcastle
    Posts
    2,322
    Thanks
    980
    Thanked
    959
    Reviews
    1
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 posts
    Quote Originally Posted by our3boys View Post
    Isn't 18/hr for someone doing shift work like that extremely low maybe he needs to look for a better job
    I was thinking this too. That's an extremely low hourly rate for an adult on shifts.

  11. #109
    Join Date
    Dec 2009
    Posts
    238
    Thanks
    161
    Thanked
    136
    Reviews
    0
    If the only things stopping you from getting a job is no license and DP/DH working then I suggest starting the process to get your license.

    i get that you just wanted to vent, but take on the feedback that has been given, see a financial councillor as the cost of living is only going to increase.

  12. #110
    Join Date
    Aug 2008
    Posts
    5,279
    Thanks
    2,361
    Thanked
    2,023
    Reviews
    1
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 postsAmethyst Star - 5,000 posts
    Quote Originally Posted by jagamoe View Post
    Guess I took it in the offence as I was in a crappy mood.
    Yer I try budget and try make sure the never ending bills are paid & great flu that I receive FTB. N just feels like we are going nowhere fast it's extremely frustrating.
    It's crap that the cost of living keeps going up n wages don't. DP is working over time tomorrow so we can have more $ to put towards rego next week but its the yay payday n then broke the next living week to week sucks so much.
    I totally get how frustrating it is. I am self employed and currently doing only a small amount of work as I'm unwell and DH earns a modest income. We claim our tax benefit at the end of the financial year because my income varies, so we're actually earning about what you're getting right now, and we still can save money. We've sliced back on almost everything as we now need to cover my medical expenses.

    This is our current fn breakdown:

    Rent: $620
    Food: $240
    Trans: $40
    Bills: $200
    School: $20 (tuckshop/rest in acc future events/books/uniforms)
    Entertainment: $100 (DH & I take $20 each for coffee, remainder is for whatever).
    Christmas: $40
    Medication: $80

    Everything else is divided into savings, and things like clothes, shoes and other as needed items we buy from savings. I hate how restricted we are at the moment as we used to spend triple that on entertainment and could have more fun, but without having some money to save I would freak out. I can't wait to be able to throw myself back into work...the only way to ever get ahead is reduce your living costs to be less than your income.

    Instead of paying your bills as they come, can you break them down to a weekly or fortnightly amount? Even the annual ones?

    Is there anywhere else you can cut back? It's a bit crazy that you spend $72 on cigarettes and only $120 each fortnight on food.

  13. The Following User Says Thank You to Luna Lovegood For This Useful Post:

    NancyBlackett  (31-08-2013)


 

Similar Threads

  1. Getting beyond a joke now!!!
    By BigRedV in forum News & Current Affairs
    Replies: 45
    Last Post: 15-06-2013, 08:02
  2. Your best joke!
    By miztrezz in forum Games & fun stuff
    Replies: 63
    Last Post: 08-03-2013, 15:41
  3. Kids safe at school - what a joke!!
    By Bubbygirl in forum Preschools and Schools
    Replies: 24
    Last Post: 06-09-2012, 16:43

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
FEATURED SUPPORTER
Maternity ClothesLooking to buy maternity clothes? :: Check the bubhub directory of local & online maternity clothes shops :: Find ...
REVIEWS
"Made bed time less anxious"
by Meld85
My Little Heart Whisbear - the Humming Bear reviews ›
"Wonderful natural Aussie made product!"
by Mrstwr
Baby U Goat Milk Moisturiser reviews ›
"Replaced good quality with cheap tight nappies"
by Kris
Coles Comfy Bots Nappies reviews ›