Yes, not as much as I'd like but I am currently on maternity leave. Once I go back to work I will build it back up again.
I am saving for DD's 2014 school fees right now as I like to pay them in full at the start of the year and start saving again for the following year. We have car, private health and house/contents insurances.
People without car insurance make me cross.
I think it should be mandatory to have, at the very least, third party insurance for all vehicles on the road.
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19-08-2013 14:08 #61
19-08-2013 15:06 #62
We have a pretty good amount of savings we have to though as dh is a farmer and his income is totally dependant on the weather.
19-08-2013 15:12 #63
What will you do if you have an accident and write off your own car AND you write off the car you hit. Not only do you need to buy another car for yourself, you have to pay for the other parties car (and what if their car is valued at 50k). Plus towing fees etc etc. You could be in a debt of $60,000 + before you can even blink.
Then what do you do?
I'm sorry but I just think that's irresponsible.
Last edited by LifeInShadesOfGrey; 19-08-2013 at 15:17.
19-08-2013 15:25 #64
19-08-2013 15:25 #65
Not possible at the moment with our credit card debt, but once that is all paid off we will definitely have savings!!
19-08-2013 15:26 #66Senior Member
- Join Date
- Sep 2012
Third party car insurance is compulsory in Western Australia
19-08-2013 15:27 #67
19-08-2013 15:28 #68
Unless you can afford to being self insured (ie have $50k saved just in case) then not having car insurance is silly.
Even at my poorest I had cover that would at least cover another car if I hit it, if not mine.
My grandpa got hit by an uninsured 18 year old. It's been quite a palava. She's been paying off about $20 a week for over a year.
IMO if you don't take out car insurance you shouldn't be driving.
19-08-2013 15:28 #69
19-08-2013 15:29 #70
Nope, we are terrible at saving We have started putting money away for rates though (we just bought our own home). Our daughter has her own account but we have had to raid it a few times. Next Bub will have one too, and we'll start putting some away for renovations
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