We do have savings. Only because we lived with the in laws to save for a house which never eventuated. We are very lucky to have been able saved that and also because DP is extremely disciplined with money.
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19-08-2013 13:37 #51Senior Member
- Join Date
- Apr 2012
19-08-2013 13:42 #52Senior Member
- Join Date
- Jun 2007
We save for school fees so we can pay them up front at the beginning of the year and get a discount and we save for short-term goals (holidays, etc).
When I'm back at work next year we'll start saving earnestly for a house deposit. We've been on 1 income for over 5 yrs and DH's work is freelance so we're never sure of cash flow. Hopefully things will be easier when I'm working again.
19-08-2013 13:42 #53
Yes at the moment - :-)
We are also being super budget tight and paying off a few store cards / ccs etc - its awesome watching those amounts fall.
Once we have the debts in order we should be able to do some really serious savings - I was blown away once i realised how much we were spending on repaying debt - noooo idea it was that much - but yup ontop of it now and things are looking good!
19-08-2013 13:56 #54
We do but it is sitting as a redraw on the mortgage. I can access it whenever we need it for an emergency and is better decreasing our mortgage interest rather than earning pittance in a savings account
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19-08-2013 13:57 #55
Only if I know DP is going to look in my bank. Lol.
HE has lots of savings. I, on the other hand, like to spend.
19-08-2013 14:13 #56
We bought a house last month so unfortunately only have a tiny amount left after everything, which will be going towards solar panels next week.
I'm already feeling anxious about having no savings.
DF gets a bonus at the end of October so we should be able to put some of that money into the account.
19-08-2013 14:22 #57Senior Member
- Join Date
- Feb 2006
19-08-2013 14:41 #58
Yes. Im always paranoid something is going to happen and we will need money. We have a savings account and a just in case account.
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19-08-2013 14:45 #59
Yep. We pay extra off our mortgage so we can redraw it if needed.
19-08-2013 15:07 #60
Yep, I have three savings account. One for me, one for each of my children. I have the money automatically withdrawn each week and the accounts are not in any way linked to my current bank, so it takes time and a bit of effort if I want to transfer some money back
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