Yes. Not a huge amount, but enough to fall back on for emergencies and big expenses ( big to us anyway). I like having a safety net.
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19-08-2013 09:43 #11
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19-08-2013 09:46 #12
Yes I have but its only from the last 2 years. I am a single parent and was at uni prior to going back to work.
I MAKE myself put away 25% of my fortnightly wage, i do a percentage because i am casual with different hours each week. It goes straight into a different account which is used in emergencies (and I mean life and death situations!) and car rego and nothing else!
I also put $20/week in an account for dd and have been doing that since she was born - I have used it once to pay for school fees.
I also have an inheritance that is in a savings account until I can afford a mortgage :-)
19-08-2013 09:46 #13
A little bit for the first time ever. It's mainly from DP's tax return. Our savings were for fertility treatment though so not proper savings. Now DP is pregnant, we will use some of the savings for nursery stuff and car seats etc.
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19-08-2013 09:48 #14
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19-08-2013 09:50 #15
Hrmm, we don't have savings as such, but there is always money in the bank account. We just let any unspent money accrue in the account so there's money there for the big bills that come in or any unexpected ones
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19-08-2013 09:50 #16
Yes, I have savings but it's for something specific and is about to be wiped out in the next week or so. Than I'll have debt. But I plan to slowly build that savings back up. My goal is to save $5,000 a year and put it in a term deposit while still servicing the debt.
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19-08-2013 09:50 #17
A little. I like having a little savings set aside but df is like 'spend all the money!!! Yeah!'
We don't have much at the moment but we are adding little bits here and there, plus a bit from dfs pay every week.
It's a start!
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19-08-2013 09:53 #18
Always. I would get very twitchy of I didn't have a certain amount stashed away.
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19-08-2013 10:01 #19
19-08-2013 10:03 #20Senior Member
- Join Date
- Oct 2010
Yep, not as much at the moment because we went overseas 2 months ago. We always try to have an amount in the account for emergencies eg I had an unexpected operation last month & we were out of pocket $3000. Thankfully the money was in the account because I needed to pay upfront.
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