Not asking for how much or any details! Just wondering if there's anyone else who has never had savings? We just can't do it, so undisciplined!
We both work and should be able to save quite a bit but I just like to buy things oops.
Somehow it always works out
But it would be nice to know we had a buffer.
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19-08-2013 10:34 #1
Spinoff. Do you have savings?
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19-08-2013 10:36 #2
We do, but only because I'm really strict. Dp never has had savings before now.
19-08-2013 10:36 #3
You need to teach me!
19-08-2013 10:37 #4Senior Member
- Join Date
- Sep 2005
I'm afraid not. I'm a real live for today type person. After my rent and bills get paid I always spend it on entertainment, going out, cafes etc etc.
I refuse to have house, car, pet, funeral , private health or any other insurance..I will not live in that constant fear of something happening. If it does, I will deal with it then...
19-08-2013 10:38 #5
Yep we have 2 accounts. Ones for short term goals/wants and the other is for long term goals.
ETA: I forgot I also opened a savings account for DS which I put $30 a month.
Last edited by Mod-Zeddie; 19-08-2013 at 11:18.
19-08-2013 10:40 #6
We have house and car insurance. We didnt have house insurance for a little while and I was scared that the house would burn down or something and we would be screwed. Our mortgage is only
small (180k) but what would we do with that much still to pay off and no house?
19-08-2013 10:40 #7
I used too but I wiped it all out recently when 2 big emergencies happened. I am trying build it back up now.
19-08-2013 10:41 #8
We wouldn't get pet or funeral insurance or any of those thjngs and have never seen the need for phi, until now when I desperately need mental health care and can't really get it
19-08-2013 10:42 #9
19-08-2013 10:42 #10-
- Join Date
- Feb 2013
Nope, we live pay to pay.
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