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  1. #11
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    I dunno... it probably would be better being re-shuffled to raise the poverty line, like for Newstart or something that is totally unliveable.

    If I was on $100k I'd be set. I couldn't imagine needing money from the government.

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  3. #12
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    It's not welfare though? It is to address the issue of 1 v 2 parents working. 1 person working and earning 100k gets $18,200 tax free verses 2 people earning 50k each getting $36,400 tax free.

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  5. #13
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    Not at all. As a family that live on well under that, I can understand that $100k still isn't a great deal of money.

  6. #14
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    Quote Originally Posted by F&A View Post
    It's not welfare though? It is to address the issue of 1 v 2 parents working. 1 person working and earning 100k gets $18,200 tax free verses 2 people earning 50k each getting $36,400 tax free.
    If 2 people earn 100k altogether they will still get some ftb

  7. #15
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    Quote Originally Posted by BigRedV View Post
    If 2 people earn 100k altogether they will still get some ftb
    Yes you still do get some. I just did a quick estimate based on 2 kids aged 6months and 3 years.

    2 parents each earning 50k before tax - $91.42 total ftb a fortnight.
    1 parent earning 100k 1 parent earning $0- $240.52 total ftb a fortnight.

    there will still be situations where it's unequal in terms of family to family but the very basic aim of the benifit it to address the benifit of a family getting 2x tax free threshold.

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  9. #16
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    My definition of welfare is support given to citizens by the government. I would regard a payment such as FTB A as falling within that definition.

    What do others think?

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    Quote Originally Posted by TeBe View Post
    My definition of welfare is support given to citizens by the government. I would regard a payment such as FTB A as falling within that definition.

    What do others think?
    Do some research on the history of FTB. It was designed to give families access to money they would otherwise have received as part of their tax return during the year instead of just at the end of the financial year.

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  12. #18
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    I'm finding it hard to process that some people still find it hard to live on 100-150k?? I know no one said that here but some said it's not much money to live on. My husband and I must be at the upper end of lower class cause we live way below that!!

    What are ppl's expenses?? Is it a lot of loans? Lifestyle? I've been told that for some ppl their mortgages and cheaper than rent? I guess also its got to do with where u live. I know Sydney is expensive!

    Sent from my GT-N7105T using The Bub Hub mobile app

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  14. #19
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    and all that the Lorax left here in this mess was a small pile of rocks with the one word...UNLESS
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    Quote Originally Posted by F&A View Post
    It's not welfare though? It is to address the issue of 1 v 2 parents working. 1 person working and earning 100k gets $18,200 tax free verses 2 people earning 50k each getting $36,400 tax free.
    At the end of the day, people earning 50k still pay the same amount of tax (or pretty close to it) now as they did 2 years ago when the tax free threshold was about 6k. Because the amount of tax payable in the next brackets rose by more.

    When people say about whether people earn too much, sometimes the amount of money earned is complicated now by second families where money is going to child support etc. There are a lot more blended families now. For an example.

    I don't question other people's expenses so much now. My income for my family has changed very significantly in the last 12 months and then again in the last 2 months, I seriously don't think upon most others incomes as I know things can and do change and also that there are so many variable as to what can go on regarding necessary expenses.

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  16. #20
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    Quote Originally Posted by ProudMumma34 View Post
    I'm finding it hard to process that some people still find it hard to live on 100-150k?? I know no one said that here but some said it's not much money to live on. My husband and I must be at the upper end of lower class cause we live way below that!!

    What are ppl's expenses?? Is it a lot of loans? Lifestyle? I've been told that for some ppl their mortgages and cheaper than rent? I guess also its got to do with where u live. I know Sydney is expensive!

    Sent from my GT-N7105T using The Bub Hub mobile app
    The last part - I think it really depends on where you live. We live in Boston at the moment and pay $750 per week for a three bed apartment. In Sydney we own two homes and luckily the rents are paying the mortgage, it is very expensive.
    I don't find it hard to live on what we live on by any means although DH is fantastic at managing money/investing I am just good at making it and spending it!


 

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