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  1. #1
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    Default On the verge of separation

    Hi Bub Hub readers, I hope you can help me out. I work part time, have 3 children and have a mortgaged home with my husband. We were separated for 2 years before and came back together last year. The cracks however have been surfacing for a while and I feel sick even writing this. We bought our home this year in January so I don't know if Centerlink will take kindly to me or not? I am just concerned and feel trapped at the same time. I don't know what to do? Does anyone know if I can get Single Parenting Payment when I have a mortgage in my name as well? What is the limit for cutting off assistance? Thank you for reading, please advise soon. Cheers, PP

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    Have you tried using the online centrelink rates estimator? It might give you an idea of what/if rates you may be entitled to.



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    PeppermintPaddy  (22-07-2013)

  4. #3
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    HugsBunny is offline Once upon a time there was a bunny.........
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    Having a mortgage won't affect your eligibility for assistance unless your share of the equity is hundreds of thousands of dollars *hugs*

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    PeppermintPaddy  (22-07-2013)

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    Hugs.

    We had our small mortgage for only 18 months when he left, so not much $ in it. It didn't effect my CL.

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    PeppermintPaddy  (22-07-2013)

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    yes I have but I must be stupid because I can't do it properly. Thanks anyway

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    There is barely in equity in ours....after just 6 months we owe more than it's worth I think. Thanks though

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    Quote Originally Posted by PeppermintPaddy View Post
    yes I have but I must be stupid because I can't do it properly. Thanks anyway
    You're not stupid. The online calculators can be a bit confusing if you haven't really used them before. Would you be able to call them and have a chat?


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    PeppermintPaddy  (23-07-2013)

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    Centrelink online is the worst! Just give them a call and see what they say. You should still get SPP + child support

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    PeppermintPaddy  (23-07-2013)

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    I'm pretty sure you'll still get SPP but not rent assistance.

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    HugsBunny  (23-07-2013),PeppermintPaddy  (23-07-2013)

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    I am just trying to register for the phone help so I can keep my place after 5 minutes of holding. It's really bad at home and the marriage is more or less over. I need to somehow dig myself out of a hole and find somewhere to live. Rents are atrocious and after being off work due to being in hospital 4 times this year I had to use the money I had saved to pay for my share of things. I think I am going to need a miracle. I find the calculators very confusing and the figures each time are never the same. I cannot drive for another 2 weeks as I had surgery just last week so the best way to find out what I need to know is to call and hopefully I don't have to hold all day. Thanks for all your help.


 

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