+ Reply to Thread
Page 1 of 2 12 LastLast
Results 1 to 10 of 11
  1. #1
    Join Date
    May 2013
    Posts
    1,319
    Thanks
    752
    Thanked
    501
    Reviews
    0
    Achievements:Topaz Star - 500 posts

    Default How much does it cost for a baby in the first 6 months?

    Hi bubhubbers, just curious to know how much money I should look at putting aside for baby #1? We have PHI so also if any of you are able to include pregnancy health care costs/delivery costs.

    Many thanks!!

  2. #2
    Join Date
    Jan 2012
    Posts
    8,394
    Thanks
    3,091
    Thanked
    4,519
    Reviews
    8
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 postsAmethyst Star - 5,000 posts
    Babies don't cost much to maintain when they're little! Once you have a cot, pram, clothes, etc, really your only costs are nappies ($30 for 108 newborn huggies, will last about 10-14 days depending on how much your baby poos!) and formula ($15-30, a tin would last about a week) if you end up formula feeding. However, I was exclusively breast feeding up until very recently and use cloth nappies, so really my only purchases have been extra clothes that I want for her (as opposed to things she actually needs).
    I'd just aim to put away enough to cover your current expenses while you're off work plus maybe a little bit more to cover the increased electricity, water, etc that you'll be using when you're off work.

    ETA - I went public so the prenatal care and birth were all free.
    Last edited by JR03; 21-07-2013 at 23:24.

  3. #3
    harvs's Avatar
    harvs is offline Winner 2014 - Spirit of BubHub Award
    Winner 2016 - Member you'd most like to meet
    Join Date
    Jun 2012
    Posts
    10,212
    Thanks
    6,495
    Thanked
    16,560
    Reviews
    1
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 postsAmethyst Star - 5,000 postsEmerald Star - 10,000 posts
    Awards:
    Busiest Member of the Week - week ended 9/4/15Busiest Member of the Week - week ended 2/4/15Busiest Member of the Week - week ended 19/3/15Busiest Member of the Week200 Posts in a week
    I agree. It's not so much ongoing costs as setting yourself up. For me the biggest 'cost' has been loss of income. It's great to set yourself up ahead of time with things like wipes, cotton buds, baby medicine cabinet, big ticket items, and after that costs are minimal. Unless you spend too much time online like me buying clothes that will only be worn once or twice!

  4. #4
    Join Date
    May 2012
    Posts
    5,995
    Thanks
    3,785
    Thanked
    1,691
    Reviews
    0
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 postsAmethyst Star - 5,000 posts
    I went private, medicare has covered next to nothing. I have paid out the following:

    Scans:$240 each (got back $60 per scan, back from Medicare
    Ob appointments: paid $90 per appt, got back $40. Once Medicare threshold reached, I got back $70 of the $90
    Ob management fee: paid $2775 and got $475 of this back from Medicare.

  5. #5
    Join Date
    May 2013
    Posts
    297
    Thanks
    2
    Thanked
    44
    Reviews
    0
    Quote Originally Posted by Lil Smurfy View Post
    I went private, medicare has covered next to nothing. I have paid out the following:

    Scans:$240 each (got back $60 per scan, back from Medicare
    Ob appointments: paid $90 per appt, got back $40. Once Medicare threshold reached, I got back $70 of the $90
    Ob management fee: paid $2775 and got $475 of this back from Medicare.
    This is pretty much the same as my private ob fees.
    You might have a hospital excess with your phi (I didn't but others I know did)

    Once bub arrives, they don't cost much, (formula if you need it, nappies, wipes)
    But, there heaps of stuff you will just buy for them because you can haha

  6. #6
    Join Date
    May 2013
    Posts
    1,319
    Thanks
    752
    Thanked
    501
    Reviews
    0
    Achievements:Topaz Star - 500 posts
    Very interesting. Hopefully I will be able to breastfeed and save money on the formula. I think the biggest outlay will be the Ob fees and birth from what you kind ladies have mentioned. My sister has kindly kept a few key things aside (bouncer, portacot, bumbo and clothes), but she said I'd want to get my own high chair, pram and cot because hers are bit wrecked after two bubs. I hear the baby shower normally helps out quite a bit in terms of clothes, singlets and general daily things....but I won't be relying on that of course. Perhaps 10k is a good amount just to cover set up and Ob?? The time I have off work will be another savings issue haha

  7. #7
    Join Date
    Jul 2011
    Posts
    703
    Thanks
    358
    Thanked
    285
    Reviews
    0
    Achievements:Topaz Star - 500 posts
    There is also cost of anaesthetist if required. I had an epidural then emergency c-section, on a Sunday, so mine had to be called back from home prior to the csection. Her fee was $1800, but as luck would have it, she was a no-gap provider with my health fund. Sadly, you can't choose your anaesthetist on that basis though. Paed also cost about $200.

  8. #8
    harvs's Avatar
    harvs is offline Winner 2014 - Spirit of BubHub Award
    Winner 2016 - Member you'd most like to meet
    Join Date
    Jun 2012
    Posts
    10,212
    Thanks
    6,495
    Thanked
    16,560
    Reviews
    1
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 postsAmethyst Star - 5,000 postsEmerald Star - 10,000 posts
    Awards:
    Busiest Member of the Week - week ended 9/4/15Busiest Member of the Week - week ended 2/4/15Busiest Member of the Week - week ended 19/3/15Busiest Member of the Week200 Posts in a week
    Don't forget you'll need a car seat as well, and you'll need to choose whether you buy one from birth - 6 months (in which case you'll need to budget for your upgrade too) or a birth to 4 years. Although we have a birth - 6 months and our son is 9 months and still in it... And random toy and book purchases can add up quickly.

  9. #9
    Join Date
    Feb 2012
    Posts
    1,405
    Thanks
    93
    Thanked
    387
    Reviews
    0
    Achievements:Topaz Star - 500 posts
    As everyone else said, I'd just want to add try not to buy before you need, for example I didn't use a high chair till DD was about 11 months as I found the bumbo easier. Same with the cot, she was in a larger style basinette in our room till she saw nearly 7 months old.
    As for clothes they live in onesies for the first 6 months I'd only have a couple of 'going out' outfits but mostly concentrate on onesies, I'd also look at buying bulk on eBay as those early days clothes rarely get a lot of wear and is usually a very good second hand buy.
    :-)

  10. #10
    Join Date
    Apr 2010
    Location
    Melbourne
    Posts
    2,030
    Thanks
    355
    Thanked
    836
    Reviews
    2
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 posts
    I just wanted to add, put some aside for doctors visits. You don't want to take your bub to the doctor, but if you need to, your bub won't have a Medicare card, so you'll pay full price up front.

    I had my bub at the doctor at a few days old, then again at a week, 10 days. She was tongue tied and we really struggled finding a qualified doctor to fix it. And ended up spending about $500 we hadn't budgeted for.

    Also, car parking at our hospital was really expensive, so budget for that too. Like, if you arrive at hospital, then labour for hours, you'll pay the full daily rate for parking. I think it was $48 or something, again, we hadn't budgeted for that.

    As well as all the normal baby costs, of course.

  11. The Following User Says Thank You to preggasaurus For This Useful Post:

    Bubbles10  (22-07-2013)


 

Similar Threads

  1. My baby hardly babbles at 6.5 months.
    By Mom2TwoDSs in forum Babies (3 - 6 months)
    Replies: 1
    Last Post: 23-04-2013, 21:21
  2. Replies: 7
    Last Post: 05-11-2012, 16:49

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
FEATURED SUPPORTER
Baby Car Seats and Infant Car RestraintsBuying a baby car seat? Check out our 'go-to' links here!
REVIEWS
"Made bed time less anxious"
by Meld85
My Little Heart Whisbear - the Humming Bear reviews ›
"Wonderful natural Aussie made product!"
by Mrstwr
Baby U Goat Milk Moisturiser reviews ›
"Replaced good quality with cheap tight nappies"
by Kris
Coles Comfy Bots Nappies reviews ›