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  1. #1
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    Default Centrelink after Marriage Q's

    A friend of mine is in a situation - let me explain.

    She is a Mum to one child and works but also receives some centrelink allowances as a single parent.
    She is getting married to her lovely DF later this year. They don't as yet live together and her DF owns a house and she is renting a house. They are currently looking to sell his house (too small for them all) and buy a suitable home.

    She is very worried that if they don't manage to do this before the wedding they will be in a very tricky financial position trying to pay for 2 houses. At the minute she can afford her house on her own and he pays the mortgage on his but once they are married her single parent money will obviously be no longer and they will be left trying to pay for both until they can buy a new home. Does that make sense?

    Can someone advise me on whether there is some kind of allowance for this type of interim circumstance? As in, they are now married, but not living together? and so she would still receive the payments (in addition to her own income) so that she can continue to pay for her house until the can move!

  2. #2
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    It doesn't matter if she is living with him- she is still in a relationship with him.
    Dependant upon their combined income they may be eligible for some PPP and/or FTB.

    Sent from my GT-I9505 using The Bub Hub mobile app

  3. #3
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    They are in a relationship now too though... but as they do not cohabitate she is still considered a single parent and financially subsidised as such.

    Let me put the question this way, if the living situation remains the same (living separately) but their relationship status changes to married, what implications does this have on her financially in regards to centrelink?

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    I think once she gets married centrelink will view them as together. I am unsure why the tax payer should subsidise their housing arrangements when they should support each other as a married couple

  5. #5
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    Of course, and they are working on the housing situation! Its just whether or not the house sells and they can find another one to buy within the time frame and that is somewhat out of their hands. She was just stressing about the situation is all.

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    Once she is married she will be not get any single parenting payments however they may qualify for some kind of family tax benefit. It has been 8 years since I was getting any kind of payment so don't take this as certain but I think they will reassess the income of both of them and she may be able to get a partnered parenting payment.

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    I don't think anyone (but mainly Centrelink) would ever believe that a married couple weren't living together, because let's be honest, they might have two houses but they're not actually going to be living separately in them are they?
    If they maintain both residences he may also be liable for capital gains tax on his property when it sells as it could be viewed as an investment property (given that it wouldn't be the primary place of residence). But I think this only applies after 12 months or so...

  8. #8
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    She needs to see an accountant who will advise her properly.
    They do this sort of thing all of the time.

  9. #9
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    Yeah I get your point there! - didn't really think about it that way.

    I think they would be living separately most of the time as the houses are in different towns and he works away. He is away much more than he is home.

    Hope they find something soon and wont have to worry about any of this!

  10. #10
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    How would an accountant be able to help?


 

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