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    Quote Originally Posted by VicPark View Post
    Hey I agree with you SAHMs do contribute, you can't put a price on it and what they do has significant worth. I also agree that by not receiving super they are disadvantaged. Where we differ (I think) is that I think not receiving the same financial remuneration as a paid employee is part of the parcel of a person choosing to be a stay at home parent. I just can't get my head around the idea that someone should get paid for working for themselves.

    This is just my non emotive opinion and is in no way intended to devalue anyone. I understand people are sensitive but please don't let that sensitivity cloud judgement of what I am saying.
    I don't think any SAHM is expecting the same remuneration or the same level of super. Just a little bit for the what if's, and as I've said before, having even a little bit will mean the govt get out of paying the pension for a few years and save money based on the fact a decent portion of what she has is interest.

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  3. #272
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    I get where you're coming from VicPark, and I almost entirely agree.

    My problem is that, from an entirely mercenary and clinical viewpoint, we need the majority of people to be self-sufficient in their old age. And this discussion points out a pretty big gap (aka SAHP) that will end up being filled by old-age pensions. So... funded by the government anyway.

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    Quote Originally Posted by delirium View Post
    That's making a lot of assumptions. That her partner has a lot of super - some men work hard for min wage and can't afford voluntary contributions. That they stay together. That by the time she's in the workforce she can afford to put all her wage in like you say. She may have a disability. I could go on and on.
    Hence why I said statistically...

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    Quote Originally Posted by Plan2bamummy View Post
    Hence why I said statistically...
    What statistics? What statistics show this lucky woman will most likely stay with her partner? Not any statistics I've seen since the 1950s...

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    Quote Originally Posted by Plan2bamummy View Post
    Hence why I said statistically...
    But I would argue it isn't the statistical majority. The majority of Aussies are low and middle income. That's fact. Divorce rates are around 50%. That's also fact. A woman divorced at say 45, then is working clearly can't put all her income into super. That's fact.

    Most families aren't wealthy will lots of super from voluntary contributions. The average joe is struggling to pay their mortgage and put the kids thru school.

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  9. #276
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    I have deleted some personal attacks from this thread.

    Please remember to keep your posts polite, and debate the topic and not the member.

    We would like to keep this thread open, but personal attacks will not be tolerated.

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    Quote Originally Posted by lambjam View Post
    I get where you're coming from VicPark, and I almost entirely agree.

    My problem is that, from an entirely mercenary and clinical viewpoint, we need the majority of people to be self-sufficient in their old age. And this discussion points out a pretty big gap (aka SAHP) that will end up being filled by old-age pensions. So... funded by the government anyway.
    Thats why I don't get the big push for SAHP super. Paying a SAHP super now instead of an old age pension later... its all coming out of the governments pocket anyway. It's not creating self sufficiency. It's just changing the timeline of government dependency. I'm probably missing something.... but I can't for the life of me put my finger on it!

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    Quote Originally Posted by VicPark View Post
    Thats why I don't get the big push for SAHP super. Paying a SAHP super now instead of an old age pension later... its all coming out of the governments pocket anyway. It's not creating self sufficiency. It's just changing the timeline of government dependency. I'm probably missing something.... but I can't for the life of me put my finger on it!
    Yeah... I think you've talked me around. I have no retaliation!

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    Quote Originally Posted by lambjam View Post
    Yeah... I think you've talked me around. I have no retaliation!
    Which is where my point that they are hoping you won't need it comes into play.

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    They can hope all they like, however, lots of women will not have enough super when they are elderly because they took time off to care for children.

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