+ Reply to Thread
Page 1 of 12 12311 ... LastLast
Results 1 to 10 of 113
  1. #1
    Join Date
    Feb 2012
    Posts
    1,403
    Thanks
    93
    Thanked
    387
    Reviews
    0
    Achievements:Topaz Star - 500 posts

    Default Do you have separate bank accounts as your spouse?

    So not really BH relater but DH and I have noticed most of our friends and family members have separate bank accounts (married couples) we both think this is very strange, especially after children. We have our finances together, and I take care of it all, once a week we sit down and I give him a quick run down of what's what, probably once every 6 months we have a big budget 'meeting' and recap on savings & bills.
    So my question is are we the norm or are we 'weird'?
    and why would you have separate accounts?

  2. #2
    Join Date
    Dec 2009
    Location
    Launceston
    Posts
    13,466
    Thanks
    732
    Thanked
    2,355
    Reviews
    34
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 postsAmethyst Star - 5,000 postsEmerald Star - 10,000 posts

    Default Do you have separate bank accounts as your spouse?

    I think it's stranger to have separate accounts

    I get a tiny amount of FTB and it still goes into my own account not our joint but I refuse to go in their office or wait in the phone for 4 hours so yeah..

  3. #3
    Join Date
    Jan 2007
    Location
    Newcastle, NSW
    Posts
    6,705
    Thanks
    110
    Thanked
    892
    Reviews
    0
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 postsAmethyst Star - 5,000 posts

    Default Do you have separate bank accounts as your spouse?

    DH and i have separate accounts we honestly just haven't bothered to go into the bank to get a joint one.

    I have access to his and he to mine thru internet banking and i manage all our funds by transferring between our accounts & credit card accounts

  4. #4
    Join Date
    Jan 2006
    Location
    Qld
    Posts
    26,930
    Thanks
    2,736
    Thanked
    6,744
    Reviews
    2
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 postsAmethyst Star - 5,000 postsEmerald Star - 10,000 postsRuby Star - 15,000 postsDiamond Star - 20,000 posts

    Default Do you have separate bank accounts as your spouse?

    Yep.

    I am shocking with money. He saves.

    Were it not for separate accounts we would always have no money. We would, however, own many many dresses. Lol.

  5. The Following 5 Users Say Thank You to SassyMummy For This Useful Post:

    Ashram  (20-01-2013),Funchu  (20-01-2013),Mod-Degrassi  (19-01-2013),PoppyLoppy  (19-01-2013),twotrunks  (20-01-2013)

  6. #5
    Join Date
    Apr 2011
    Location
    Newcastle, NSW
    Posts
    885
    Thanks
    101
    Thanked
    305
    Reviews
    1
    Achievements:Topaz Star - 500 posts
    DP and I have been together 4.5 years - no kids.
    We have our own separate bank accounts - no joint accounts at all and I think it will always be that way. Neither of us know the passwords to access the others account.

    DP still leaves me to manage bills etc. So I'll tell him what's owed this week and he transfers money to my account with his share of our rent.
    DP handles his car loan and mobile phone account but that's it. DP is very generous and will pay for our extras like dates and meals, or give me extra cash if I let him know I'm short on funds for some reason.

    My last partner and I had a joint bank account after being together about 2.5 years and it ended BADLY. So I'm happy with the way it is in my current relationship.

  7. #6
    Join Date
    Mar 2010
    Posts
    5,687
    Thanks
    1,089
    Thanked
    4,057
    Reviews
    3
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 postsAmethyst Star - 5,000 posts
    We​operate as a unit, shared accounts is part of that.

    I
    find it odd too OP.

  8. #7
    Join Date
    Feb 2012
    Posts
    1,403
    Thanks
    93
    Thanked
    387
    Reviews
    0
    Achievements:Topaz Star - 500 posts
    I should mention by separate bank accounts I mean they have no idea what the other has/makes... I know of at least two couples who have secret accounts

  9. #8
    Join Date
    Jun 2007
    Posts
    2,764
    Thanks
    7
    Thanked
    466
    Reviews
    0
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 posts

    Default Do you have separate bank accounts as your spouse?

    DH and I have separate accounts. For no other reason that we're lazy. We have different direct debits that come out of our different accounts that we can't be bothered changing.
    Since we've been married, DH has opened a new credit card account to which I have an additional card, I also have my own card for his savings account. My FTB goes into my savings and goes towards school fees and the kids extracurricular activities. My credit card really only gets used if I want to buy DH a present without him knowing.
    DH is the breadwinner, but I do the budgets. We don't need to have a joint account for this to work, although I'd say that when we get a mortgage we'll re-jig all the finances.

  10. #9
    Join Date
    Oct 2010
    Posts
    10,442
    Thanks
    3,287
    Thanked
    6,348
    Reviews
    1
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 postsAmethyst Star - 5,000 postsEmerald Star - 10,000 posts
    Awards:
    100 Posts in a week

    Default Do you have separate bank accounts as your spouse?

    DH & I have separate accounts & have done so for 12 years!

    Doesn't feel strange to me. I think it works well & I couldn't care less what anyone else thinks.

    The only time I have ever relied on anyone else for financial support was whilst I was briefly on maternity leave.

    If DH was the sole breadwinner then a joint account would be helpful, but this is not the case.

  11. #10
    Join Date
    Oct 2009
    Posts
    1,061
    Thanks
    49
    Thanked
    156
    Reviews
    0
    Achievements:Topaz Star - 500 posts

    Default Do you have separate bank accounts as your spouse?

    We have had joint accounts ever since we got engaged 10 years ago..I can't imagine having mine & yours especially since I've been a SAHM for most of our marriage...it's definitely all ours.


 

Similar Threads

  1. Different bank accounts for different Centrelink payments?
    By sunnymummy in forum Family Finances
    Replies: 1
    Last Post: 22-09-2012, 10:02
  2. Kids bank accounts??
    By HarvestMoon in forum Family Finances
    Replies: 19
    Last Post: 25-06-2012, 12:04
  3. Bank accounts.
    By Kayangel in forum Family Finances
    Replies: 42
    Last Post: 22-03-2012, 09:10

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
FEATURED SUPPORTER
Melbourne Natural Medicine ClinicLeading natural health practitioners in fertility, preconception, pregnancy, and children's health. We take an ...
FORUMS - chatting now ...
TTC later in the yearConception & Fertility General Chat
Seeking advice on more kidsGeneral Parenting Tips, Advice & Chat
Food supplements for kidsGeneral Parenting Tips, Advice & Chat
IUI - first time fertility treatmentNon-IVF fertility assistance
IVF babies due Sep/Oct/Nov 2017pregnancy and babies through IVF
@Nattie84General Chat
Implantation sickness?Conception & Fertility General Chat
REVIEWS
"Pigeon teats rule!"
by Alex
Pigeon PP Wide Neck reviews ›
"Wonderful natural Aussie made product!"
by Mrstwr
Baby U Goat Milk Moisturiser reviews ›
"Replaced good quality with cheap tight nappies"
by Kris
Coles Comfy Bots Nappies reviews ›