$790 not including savings.
We pay rent, put a certain amount into an account which covers groceries, fuel, phone credit, insurance, car rego, Christmas fund for the next year etc.
At the moment we are saving my whole income and living off DPs. We have about $400/fn left, so $100 a week each. But usually we put $200 into savings as well, and live off $50 a week each (for coffee, occasional lunch or something).
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15-01-2013 07:32 #41
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Minimum weekly expenses?
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15-01-2013 11:14 #42
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Mine is about 525 for rent, gas/electric, mobile, internet, food and other household things
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15-01-2013 13:16 #43
Each week i pay $450 rent, $50 off power (so its not huge when i get it), $50 off my phone & $50 off DPs phone bill (for same reason, so its not actually owing when we get it), $300 food/household items, $250 childcare, I put $100 in another account to cover rego, insurance for 2 cars & a boat, and $50 in DD's account for when she gets older..... crap looking at it like that it sounds like alot! No wonder we are broke every week!
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15-01-2013 13:26 #44
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A little under $1000, maybe $950 of necessary expenses:
That includes:
- mortgage
- private health
- car, house, contents insurance
- power
- rates and water usage
- internet, mobile and phone
- car rego and licence renewals
- Food & petrol (this category can vary making the weekly total impossible to get)
So I havent included miscellaneous or gift spending but thats because so far we have no budget for those its on a whatever is needed/what money we have basis
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15-01-2013 13:38 #45
Minimum weekly expenses?
Mines about $800 for mortgage, loan, phones, insurance, foxtel and food. I love foxtel though I couldn't get rid of it!
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15-01-2013 13:46 #46
Minimum weekly expenses?
Minimum in our house is $1000 per week. All bills and living costs per month divided by 4 gave me this figure. Our insurances etc are our biggest costs.
So this is mortgage (which is less then $300 per week) car loan, all insurances (life, health, house, cars, contents) groceries, phone, Internet, etc etcLast edited by 1CrazyMoose; 15-01-2013 at 13:49.
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15-01-2013 18:54 #47
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15-01-2013 19:15 #48
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Minimum weekly expenses?
...
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15-01-2013 19:20 #49
Re: Minimum weekly expenses?
Once you have it written down and worked out how much is bills pet pay cycle it'll be easier to work out who should be paying which bills, and from there you can work out how much you should be saving from each account.
As they say, knowledge is power
Spent from my dome. Excuse autocorrect
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31-01-2013 04:31 #50
Minimum weekly expenses?
Currently without paying rent out expenses are
Mortgage (land)
Rates
Water
Loan
Car insurance
Life insurance
Mobile phones
These alone are 520fn.
When we find a house (living with inlaws at the moment) you can add an extra 1000fn approx for rent, electricity, groceries, petrol.
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