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  1. #211
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    Default pets and renting

    I don't really want to get attacked again but this was my point the other day, a house might be unachievable now but there are plenty of units and townhouses under 350k ( in qld) that are great and allow pets and are good starting points.
    Our townhouse is actually roomy just on a smaller block.
    Renting and purchasing has both it's pros and cons but for us I'm glad we purchased.
    And I suppose without tenants there would be no landlords needed.

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    Default Re: pets and renting

    Quote Originally Posted by KnockKnockPenny View Post
    I pay $200 a week rent and have no savings. We do not earn a lot.
    Please tell me where I can buy a house
    Yeah exactly! Our rent is $480 a week plus we obviously have bills and need food/petrol for the week. Not a cent in savings (no kidding ) Would LOVE to know how we could even think about buying a house. As for priorities different strokes! My priorities are to put food on the table, dress my son and have a roof over our heads with electricity because right now thats all we can think about. There is no way we could even think about a mortage when we are living week to week. Everybody has different priorities as long as you're doing the best for you and your family why care what other peoples priorities are. And as others have said not everybody wants to buy

  3. #213
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    Default pets and renting

    Quote Originally Posted by Sonja View Post
    We allow pets and have never had a problem. DH and I are mad dog lovers and reckon a tenant who has a dog is more attractive to us.
    We allow pets at our house for the same reasoning.

  4. #214
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    Default pets and renting

    Quote Originally Posted by Plan2bamummy View Post
    I don't really want to get attacked again but this was my point the other day, a house might be unachievable now but there are plenty of units and townhouses under 350k ( in qld) that are great and allow pets and are good starting points.
    It is true that you can find homes for around that price and you don't need to start out in a big home you can't afford.

    The thing is, even for a 350k house you still need at least 40k deposit, and you need to get approval for a loan. Some families would never have more than $1000-$2000 in savings ( if that) ever. For some families saving even 20k is as out of reach as a million. It's just out of the realm of possibility for some families, for a variety of reasons.

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  6. #215
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    Default pets and renting

    Quote Originally Posted by Plan2bamummy View Post
    I don't really want to get attacked again but this was my point the other day, a house might be unachievable now but there are plenty of units and townhouses under 350k ( in qld) that are great and allow pets and are good starting points.
    Our townhouse is actually roomy just on a smaller block.
    Renting and purchasing has both it's pros and cons but for us I'm glad we purchased.
    And I suppose without tenants there would be no landlords needed.
    So everyone should up sticks to cheaper areas regardless of whether they have any employment opportunity there?

    And of course once people flee their more expensive areas to buy in cheaper areas then the prices in the cheaper areas will increase and the whole cycle starts again.

    Generally, people live as close to where they need to as they can afford. It's not always practical to live in the back of beyond. Sure, it can be worth it for some, but for others it just isn't.

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    Default pets and renting

    My house was $305,000 and the only way I could do it was with my parents help going guarantor and a gift from an elderly relative towards the fees, plus I got the $7,000 fhog. As I said before its in the worst suburb and we spend hours commuting every week. I am professionally employed on a very good income and I only have the expenses of 1 adult and 1 child. There is just no way a family on an average income could do it. None.

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    Default pets and renting

    ***

  10. #218
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    babalooba is offline Being a brother is better than being a superhero
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    Quote Originally Posted by Kimberleygal1 View Post
    We will have to agree to disagree then. I believe anyone that's renting can buy particularly with the first home owners grant.
    You really have no idea.

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    Default pets and renting

    Quote Originally Posted by Kimberleygal1 View Post
    We will have to agree to disagree then. I believe anyone that's renting can buy particularly with the first home owners grant.
    Can you PLEASE ring the 3 banks and four mortgage brokers we got knocked back from?
    We have a great income and wanted a mortgage LESS than what we pay in rent!
    Can't wait to hear back from you!
    How exciting!

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  14. #220
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    lambjam is offline Nitwit! Blubber! Oddment! Tweak!
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    Default pets and renting

    Buying a home is great, sure. But economically renting isn't the disaster people like to make it out to be.

    Most economists agree that renting can actually be more lucrative than buying if you ensure that you save and invest any leftover savings wisely (the overly inflated properly booms we've seen in recent years are an anomaly and are an exception to this). The problem is that many people who rent don't (or can't) leave themselves enough slack to have money left over to play with, whereas people who buy are forced to by the nature of their mortgages.

    Economically speaking, rent money is no more "dead money" than paying interest to a bank. The perceived difference is emotional, not financial

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