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  1. #11
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    Thanks for all of this information! I am feeling more at ease already.
    My husband has found an ob at a private hospital that he really likes the sound of. Is it as easy as choosing which hospital and which ob you want? Or is that difficult?

  2. #12
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    Default First Antenatal Appointment

    I knew which hospital I wanted, so picked an ob that delivered at that hospital. I gave my gp the name of the ob, he gave me the referral. Just get in early in case they book out.

  3. The Following User Says Thank You to Lil Smurfy For This Useful Post:

    LeeJay  (25-11-2012)

  4. #13
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    Default First Antenatal Appointment

    http://www.whattoexpect.com/pregnanc...pap-smear.aspx

    That has some info on getting a pap smear while pregnant. It's quite safe. My gp asked me when my last one was and as it had been within a year decided I don't need one
    Sorry hit send too early. Ask your gp/ob if they recommend you have one. Many pregnant women I know have had it with no issues.

    Congrats

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    LeeJay  (25-11-2012)

  6. #14
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    Thanks for the article! Definitely want to know if it is 100% safe for bub before I do it. So, the article helps. I'll chat to the GP too.

  7. #15
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    Default First Antenatal Appointment

    Enquire about management fees for your OB, mine was $3k. Apply with Medicare as a family with a threshold. Once your registered and go over the threshold you get LOTS more back and this can make a big difference. Consider and investigate paying your management fees early to reduce your expenses.

    Also some X-ray places so ultrasounds bulk bills so this can be worth the research and drive.

    Being private is awesome and I highly recommend it but it does add up.

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    LeeJay  (25-11-2012)

  9. #16
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    Default First Antenatal Appointment

    Does Medicare still give lots more back once you reach the threshold? I read that the government capped the amount for obstetric services. My ob said of my $2775 management fee, I'd get at least $475 back. How much more can I expect back if I'm over the threshold?

  10. #17
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    Just on the topic of papsmears. They're safe during pregnancy. I'm 10wks preg (due jun 2013). My two yearly Pap smear is due jan 2013, so I'm going to get one done then, i'll be four months preg (discussed with my g.p.). Originally he just told me to get a Pap smear done once baby was born, but with my last vaginal birth, it took aaaaages for me to allow anything in that region (tampons, the husband!! -hahaha-, let alone a cervical speculum instrument). If post birth, then I wouldn't end up getting the pap done til at least 4-6 months post birth which would make it long overdue by one year!

    sorry to be a bit of topic leejay! .....

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    LeeJay  (25-11-2012)

  12. #18
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    Default First Antenatal Appointment

    Quote Originally Posted by Lil Smurfy View Post
    Does Medicare still give lots more back once you reach the threshold? I read that the government capped the amount for obstetric services. My ob said of my $2775 management fee, I'd get at least $475 back. How much more can I expect back if I'm over the threshold?
    Yeah the $475 is if you have reached the threshold. It is substantially less if you haven't.
    Our OB fees are 130 per appt, of which I got about 30 back pre safetynet and 70 now.

    Scans here are not bulk billed if private and were about 200-250 per scan, with about 50 back (pre safety net I think). They may have even been 300-350 but I can't remember!

    All up I think we are about 5k out of pocket going private.

  13. #19
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    Thanks for all of this information everyone!

    We are with Medibank (Hospital + Top Extras Cover) and want to go private. Do we get more money back this way (by not using Medicare)?
    Still trying to get my head around all of this medical stuff. I just don't get it. So lost! Haha

  14. #20
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    Default First Antenatal Appointment

    Private health insurance only covers the hospital stay. It doesn't actually cover you for any of the appointments throughout the pregnancy or scans, blood tests etc. The only thing you will get back from any of that is from Medicare.

    Keep all of your receipts for things such as prescriptions etc too, as medical expenses over 5k out of pocket (depending on your income) can be claimed in your tax return.

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    LeeJay  (26-11-2012)


 

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