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  1. #1
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    Default Cost of having a baby in Melbourne with out any insurance

    Hi,

    I am moved to Australia as a dependent , i am already 4 months pregnant.I dont have any insurance . Please let me know the estimated costs in private hospitals. Is there any insurance so that i can pay for next 5 months to cover my pregnancy costs or Any hospital in melbourne that will accept the pregnancy policies so that payment can be made in monthly bases.

    Please reply to me any options you know which will reduce the costs.

  2. #2
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    i don't knw about hospitals, but you could hire a private midwife and have baby at home for around $4000.

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    Where have you moved from? Some countries have a reciprocal agreement with Medicare. You could be a private patient in a public hospital which would reduce costs a little.

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    Default Cost of having a baby in Melbourne with out any insurance

    I would estimate between $10-20,000 out of pocket with no insurance at a private hospital. That would cover hospital costs, OB fees and scans etc during pregnancy. It would vary quite a lot though depending on how much your OB charges, whether you have any complications, how long you're in hospital for and what type of birth you have.

    Can you not use the public system? It can be very good at some hospitals.

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    I was quoted for special care (for baby in case he/she needs it) can be $900 per day if i go private with no insurance.

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    What type of visa are you on? If its permanent you can use the public system and pay $0.

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    Thank you for your replies
    I am 457 dependent visa ..i have 12 months waiting period to be covered in insurance And there is no reciprocal agreement for medicare for my country ..

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    Default Cost of having a baby in Melbourne with out any insurance

    Padma, call your local public hospital and see what they say.

    Can your partner apply for Permanent Residency? As soon as you have lodged the application for PR you are covered with Medicare so that will solve your issue.
    Also if you are successful and are PR at the birth then your baby is born Australian - bonus!

    Other than that, I would consider going back and give birth in your home country as medical procedures can get very very pricey - especially if Csec or ICU are involved.


 

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